Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

NNI stock hub

Nelnet, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

4.4B

NYSE

Market data

Live price

Current market quote for this ticker.

Current price

NNI

In the news

Latest news · NNI

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E13.1

P25 8.8P50 10.4P75 13.1

Trailing P/E10.6

P25 10.9P50 14.7P75 36.2

ROE10.7

P25 4.9P50 10.4P75 15

ROIC3.5

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All NNI market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

250

Groups with data

Currency

USD

Showing 250 of 250 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001258602
Company name	Nelnet, Inc.
Country	United States
Country code	US
Cusip	64031N108
Employees	5,744
Employees Change	-995%
Employees Change Percent	-14.76
Enterprise value	$11.9B
Exchange	NYSE
Financial currency	USD
First seen	2026-05-09
Industry	Credit Services
IPO Date	2003-12-11
Isin	US64031N1081
Last refreshed	2026-05-10
Market cap	$4.4B
Market cap category	Mid-Cap
Price	$122
Price currency	USD
Rev Per Employee	286,568.42x
Sector	Financials
Sic	6141
Symbol	NNI
Website	https://nelnetinc.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.48%
EV Earnings	28.43x
EV Sales Forward	6.93x
EV/FCF	32x
EV/Sales	7.2x
FCF yield	8.43%
Forward P/E	13.07x
P/B ratio	1.18x
P/E ratio	10.63x
P/S ratio	2.67x
PE Ratio10 Y	13.93x
PE Ratio3 Y	21.27x
PE Ratio5 Y	15.92x
PS Forward	2.57x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	22.51%
Gross margin	86.59%
Gross Profit	$1.4B
Net Income	$417M
Net Income Growth	115.86%
Net Income Growth Q	-13.85%
Net Income Growth Years	2%
Net Income Growth3 Y	19.05%
Net Income Growth5 Y	-4.19%
Pretax Margin	30.12%
Profit Margin	25.34%
Profit Per Employee	$72,604
Profitable Years	26
ROA	2.63
Roa5y	1.59
ROE	10.7
Roe5y	9
ROIC	3.52
Roic5y	1.9

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	13.62%
Cagr15y	13.66%
Cagr1y	17.17%
Cagr20y	7.53%
Cagr3y	10.26%
Cagr5y	11.51%
Div CAGR10	10.86%
Div CAGR3	8.14%
Div CAGR5	8.45%
EPS Growth	117.2
EPS Growth Q	-12.89
EPS Growth Years	2
EPS Growth3 Y	20.36
EPS Growth5 Y	-2.91
FCF Growth	-31.57%
FCF Growth Q	-29.87%
FCF Growth3 Y	-7.19%
FCF Growth5 Y	4.29%
OCF Growth	-25.36%
OCF Growth Q	-19.8%
OCF Growth10 Y	1%
OCF Growth3 Y	-8.67%
OCF Growth5 Y	-0.05%
Revenue Growth	20.69x
Revenue Growth Q	-7.06x
Revenue Growth Years	2x
Revenue Growth3 Y	7.33x
Revenue Growth5 Y	5.46x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.12
Assets	$14.2B
Cash	$241.2M
Debt	$7.7B
Debt Equity	$2.14
Debt FCF	$20.78
Equity	$3.6B
Liabilities	$10.6B
Net Cash	$-7.5B
Net Cash By Market Cap	$-170
Net Debt Equity	$2.07
Net Debt FCF	$20.13
Tangible Book Value	$3.4B
Tangible Book Value Per Share	$95.4
WACC	3.2

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	4.89
Quick ratio	4.64
Working Capital	$9B
Working Capital Turnover	$0.17

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.64%
Dividend Growth	15.18%
Dividend Growth Years	11%
Dividend per share	$1.32
Dividend Years	20
Dividend Yield	1.08%
Ex Div Date	2026-06-01
Last Dividend	$0.33
Payout Frequency	Quarterly
Payout Ratio	11.21%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	258.36%
1Y total return	17.16%
200-day SMA	130.7
3Y total return	34.04%
50-day SMA	133.6
50-day SMA vs 200-day SMA	50over200
5Y total return	72.39%
All Time High	144.4
All Time High Change	-15.24%
All Time High Date	2026-04-28
All Time Low	4.06
All Time Low Change	2,914.29%
All Time Low Date	2009-03-02
ATR	4.69
Beta	0.83
Beta1y	0.84
Beta2y	0.71
Ch YTD	-7.96
High	132.2
High52	144.4
High52 Date	2026-04-28
High52ch	-15.24%
Low	116.6
Low52	105.5
Low52 Date	2025-05-08
Low52ch	16.06%
Ma50ch	-8.41%
Price vs 200-day SMA	-6.37%
RSI	25.85
RSI Monthly	52.84
RSI Weekly	41.8
Sharpe ratio	0.6x
Sortino ratio	1.02
Total Return	1.71%
Tr YTD	-7.73
Tr15y	582.9%
Tr1m	-6.37%
Tr1w	-13.61%
Tr3m	-7.14%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	1
Analyst Ratings	Hold
Earnings EPS Estimate	$2.66
Earnings EPS Estimate Growth	11.3
Earnings Revenue Estimate	444,000,000x
Earnings Revenue Estimate Growth	11.42x
Operating Income	$530.3M
Operating Income Growth	111.9
Operating Income Growth Q	-28.72
Operating Income Growth3 Y	18.69
Operating Income Growth5 Y	5.91
Operating margin	32.22
Price target	$140
Price Target Change	$14.4

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	14,576,417%
Float Percent	40.56%
Net Borrowing	-957,941,000
Shares Insiders	44.94%
Shares Institutions	29.14%
Shares Out	35,934,023
Shares Qo Q	-0.03%
Shares Yo Y	-0.64%
Short Float	2.16%
Short Ratio	1.82
Short Shares	0.88

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$356.7M
Average Volume	127,777.85x
Bv Per Share	103.8
CAPEX	$-34.4M
Ch10y	218.6
Ch15y	447.6
Ch1m	-6.37
Ch1w	-13.61
Ch1y	16.01
Ch20y	222.1
Ch3m	-7.37
Ch3y	29.78
Ch5y	63.2
Ch6m	-7.76
Change	-13.43%
Change From Open	-7.44
Close	141.4
Days Gap	-6.47
Depreciation Amortization	24,286,000
Dollar Volume	37,364,204.9
Earnings Date	2026-05-07
Earnings Time	amc
EPS	$11.51
F Score	5
FCF	$370.5M
FCF EV Yield	3.12x
FCF Per Share	$10.31
Financing CF	-654,868,000
Fiscal Year End	December
Founded	1,978
Goodwill	203,930,000
Graham Number	163.92753
Graham Upside	33.95
Income Tax	$123M
Investing CF	251,134,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-05-07
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-02-26
Lynch Fair Value	$57.54
Lynch Upside	-52.98
Ma150	132.2
Ma150ch	-7.4%
Ma20	138.9
Ma20ch	-11.86%
Net CF	-1,602,000
Next Earnings Date	2026-08-05
Open	132.2
Optionable	Yes
P FCF Ratio	11.87
P OCF Ratio	10.86
Payment Date	2026-06-15
Position In Range	36.92
Post Close	122.4
Postmarket Change Percent	-0.33
Postmarket Price	$122
Ppne	84,606,000
Price Date	2026-05-08
Ptbv Ratio	1.28
Relative Volume	2.39x
Revenue	1,646,049,000x
SBC By Revenue	0.84x
Share Based Comp	13,787,000
Tax By Revenue	7.47x
Tax Rate	24.81%
Tr20y	327.31%
Tr6m	-7.29%
Us State	Nebraska
Volume	305,313

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

NNI dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+1.1%

$1.32 annual per share

Payout ratio

+11.2%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+8.4%

11 consecutive years of growth

Total shareholder yield

+1.7%

Next ex-dividend date: 2026-06-01

Performance

NNI stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns NNI?

Insider, institutional, and short-interest positioning.

Institutional ownership

+29.1%

Float: +40.6% of shares outstanding

Insider ownership

+44.9%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

NNI momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

25.8

Below 30: short-term oversold

Price vs 200-day MA

-6.4%

50/200-day relationship not available

Beta (5Y)

0.83

Moves roughly with the market

Sharpe ratio

0.60

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

NNI vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Azalt
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Azalt
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Azalt

Questions

About NNI

Hub-level FAQ points readers to the deeper analysis pages.

What is the current NNI stock rating?

Nelnet, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full NNI analysis?

The full report lives at /stocks/NNI/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for NNI?

The latest report frames NNI around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the NNI page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.