Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

SBFG stock hub

SB Financial Group, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

140M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

SBFG

In the news

Latest news · SBFG

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E8.9

P25 8.8P50 10.4P75 13.1

Trailing P/E8.7

P25 10.9P50 14.7P75 36.2

ROE11.7

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All SBFG market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

208

Groups with data

Currency

USD

Showing 208 of 208 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000767405
Company name	SB Financial Group, Inc.
Country	United States
Country code	US
Cusip	78408D105
Employees	258
Employees Change	4%
Employees Change Percent	1.57
Enterprise value	$78.7M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US78408D1054
Last refreshed	2026-05-10
Market cap	$140M
Market cap category	Micro-Cap
Price	$22.28
Price currency	USD
Rev Per Employee	257,027.13x
Sector	Financials
Sic	6022
Symbol	SBFG
Website	https://ir.yourstatebank.com/corporate-profile/default.aspx

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	11.49%
EV Earnings	4.89x
EV/Sales	1.19x
Forward P/E	8.92x
P/B ratio	0.96x
P/E ratio	8.73x
P/S ratio	2.11x
PE Ratio10 Y	9.48x
PE Ratio3 Y	9.4x
PE Ratio5 Y	8.99x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$66.3M
Net Income	$16.1M
Net Income Growth	43.09%
Net Income Growth Q	99.07%
Net Income Growth Quarters	3%
Net Income Growth Years	1%
Net Income Growth3 Y	9.87%
Net Income Growth5 Y	-5.48%
Pretax Margin	30.08%
Profit Margin	24.3%
Profit Per Employee	$62,349
Profitable Years	15
ROA	1.04
Roa5y	1.01
ROE	11.71
Roe5y	10.34

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	10.97%
Cagr15y	16.47%
Cagr1y	18.88%
Cagr20y	5.56%
Cagr3y	23.36%
Cagr5y	8.45%
Div CAGR10	11.46%
Div CAGR3	7.43%
Div CAGR5	9.16%
EPS Growth	49.99
EPS Growth Q	109
EPS Growth Quarters	3
EPS Growth Years	1
EPS Growth3 Y	14.02
EPS Growth5 Y	-1.16
Revenue Growth	12.75x
Revenue Growth Q	11.8x
Revenue Growth Quarters	6x
Revenue Growth Years	2x
Revenue Growth3 Y	5.39x
Revenue Growth5 Y	-1.04x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$1.6B
Cash	$128.3M
Debt	$67M
Equity	$143.7M
Liabilities	$1.5B
Net Cash	$61.3M
Net Cash By Market Cap	$43.77
Net Cash Growth	99.8%
Net Debt Equity	$-0.43
Tangible Book Value	$116.5M
Tangible Book Value Per Share	$18.73
WACC	3.59

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-1.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	4.55%
Dividend Growth	6.9%
Dividend Growth Years	12%
Dividend per share	$0.64
Dividend Years	14
Dividend Yield	2.87%
Ex Div Date	2026-05-15
Last Dividend	$0.16
Payout Frequency	Quarterly
Payout Ratio	24.31%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	183.1%
1Y total return	18.87%
200-day SMA	20.99
3Y total return	87.76%
50-day SMA	21.18
50-day SMA vs 200-day SMA	50over200
5Y total return	50.01%
All Time High	24.48
All Time High Change	-8.99%
All Time High Date	2025-02-07
All Time Low	2.22
All Time Low Change	904.06%
All Time Low Date	2010-11-12
ATR	0.74
Beta	0.19
Beta1y	0.37
Beta2y	0.26
Ch YTD	0.04
High	22.78
High52	23.93
High52 Date	2025-12-18
High52ch	-6.9%
Low	22.28
Low52	17.1
Low52 Date	2025-06-18
Low52ch	30.29%
Ma50ch	5.22%
Price vs 200-day SMA	6.13%
RSI	54.59
RSI Monthly	59.95
RSI Weekly	55.8
Sharpe ratio	0.57x
Sortino ratio	1.04
Total Return	7.42%
Tr YTD	0.79
Tr15y	884.67%
Tr1m	5.74%
Tr1w	2.72%
Tr3m	1.47%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Earnings EPS Estimate	$0.6
Earnings EPS Estimate Growth	42.86
Earnings Revenue Estimate	13,420,000x
Earnings Revenue Estimate Growth	18.98x
Operating Income	$19.8M
Operating margin	29.85

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	5,190,334%
Float Percent	82.62%
Shares Insiders	6.31%
Shares Institutions	47.2%
Shares Out	6,281,820
Shares Qo Q	-0.37%
Shares Yo Y	-4.55%
Short Float	2.92%
Short Ratio	13.39
Short Shares	2.41

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	8,358.8x
Bv Per Share	23.1
Ch10y	119.2
Ch15y	619.9
Ch1m	5.74
Ch1w	2.72
Ch1y	15.44
Ch20y	92.55
Ch3m	0.72
Ch3y	69.69
Ch5y	28.61
Ch6m	2.91
Change	-2.28%
Change From Open	-1.63
Close	22.8
Days Gap	-0.66
Dollar Volume	138,846.4
Earnings Date	2026-04-23
Earnings Time	amc
EPS	$2.55
F Score	2
Fiscal Year End	December
Founded	1,983
Goodwill	27,158,000
Graham Number	36.41076
Graham Upside	63.42
Income Tax	$3.8M
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-23
Last Report Date	2026-03-31
Last Split Date	2022-01-20
Last Split Type	Forward
Last10k Filing Date	2026-03-06
Lynch Fair Value	$12.75
Lynch Upside	-42.76
Ma150	21.13
Ma150ch	5.46%
Ma20	21.95
Ma20ch	1.49%
Next Earnings Date	2026-07-23
Open	22.65
Optionable	No
Payment Date	2026-05-29
Position In Range	0
Post Close	22.28
Postmarket Change Percent	1.08
Postmarket Price	$22.52
Ppne	21,295,000
Price Date	2026-05-08
Ptbv Ratio	1.2
Relative Volume	0.75x
Revenue	66,313,000x
Tax By Revenue	5.78x
Tax Rate	19.23%
Tr20y	194.88%
Tr6m	4.43%
Us State	Ohio
Volume	6,231.9

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

SBFG dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.9%

$0.64 annual per share

Payout ratio

+24.3%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+9.2%

12 consecutive years of growth

Total shareholder yield

+7.4%

Next ex-dividend date: 2026-05-15

Performance

SBFG stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns SBFG?

Insider, institutional, and short-interest positioning.

Institutional ownership

+47.2%

Float: +82.6% of shares outstanding

Insider ownership

+6.3%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

SBFG momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

54.6

Neutral momentum band

Price vs 200-day MA

+6.1%

50/200-day relationship not available

Beta (5Y)

0.19

Less volatile than the market

Sharpe ratio

0.57

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

SBFG vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Azalt
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Azalt
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Azalt

Questions

About SBFG

Hub-level FAQ points readers to the deeper analysis pages.

What is the current SBFG stock rating?

SB Financial Group, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full SBFG analysis?

The full report lives at /stocks/SBFG/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for SBFG?

The latest report frames SBFG around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the SBFG page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.