Financials / Insurance - ReinsuranceUpdated 2026-05-10 22:07 UTC

ETR/HNR1 stock hub

ETR/HNR1 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

29.5B

Deutsche Börse Xetra

Market data

Live price

Current market quote for this ticker.

Current price

ETR/HNR1

In the news

Latest news · ETR/HNR1

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.6

P25 8.5P50 10.9P75 13.9

Trailing P/E11.2

P25 8.9P50 11.4P75 16.5

ROE20.8

P25 3.4P50 10.4P75 16.4

ROIC25.5

P25 -2P50 6.2P75 15.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All ETR/HNR1 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

215

Groups with data

Currency

EUR

Showing 215 of 215 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Germany
Country code	DE
Employees	4,245
Employees Change	106%
Employees Change Percent	2.56
Enterprise value	EUR 33.8B
Exchange	Deutsche Börse Xetra
Financial currency	EUR
First seen	2026-05-10
Industry	Insurance - Reinsurance
Isin	DE0008402215
Last refreshed	2026-05-10
Market cap	EUR 29.5B
Price	EUR 245
Price currency	EUR
Rev Per Employee	6,498,019.55x
Sector	Financials
Sic	6311
Symbol	etr/HNR1
Website	https://www.hannover-re.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.95%
EV Earnings	12.8x
EV/EBIT	6.12x
EV/EBITDA	6.02x
EV/Sales	1.3x
Forward P/E	10.6x
P/B ratio	2.12x
P/E ratio	11.17x
P/S ratio	1.14x
PE Ratio10 Y	15.03x
PE Ratio3 Y	16.5x
PE Ratio5 Y	16.72x
PEG ratio	2.63x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	21.43%
EBITDA Margin	21.76%
Gross margin	23.66%
Gross Profit	EUR 6.1B
Net Income	EUR 2.6B
Net Income Growth	13.43%
Net Income Growth Q	34.19%
Net Income Growth Quarters	1%
Net Income Growth Years	3%
Net Income Growth3 Y	50.12%
Net Income Growth5 Y	24.5%
Pretax Margin	13.17%
Profit Margin	10.19%
Profit Per Employee	EUR 662,196
Profitable Years	17
ROA	4.84
Roa5y	2.39
ROCE	26.37
ROE	20.79
Roe5y	15.38
ROIC	25.46
Roic5y	12.95

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	14.13%
Cagr15y	17.88%
Cagr1y	-7.92%
Cagr20y	15.8%
Cagr3y	13.47%
Cagr5y	13.99%
Div CAGR10	10.16%
Div CAGR3	27.72%
Div CAGR5	22.67%
EPS Growth	13.41
EPS Growth Q	34.13
EPS Growth Quarters	1
EPS Growth Years	3
EPS Growth3 Y	50.15
EPS Growth5 Y	24.5
OCF Growth	0.09%
OCF Growth Q	27.31%
OCF Growth10 Y	6.24%
OCF Growth3 Y	4.76%
OCF Growth5 Y	13.51%
Revenue Growth	12.14x
Revenue Growth Q	18.66x
Revenue Growth Quarters	2x
Revenue Growth Years	1x
Revenue Growth3 Y	2.37x
Revenue Growth5 Y	2.27x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.36
Assets	EUR 71.3B
Cash	EUR 7B
Debt	EUR 4.4B
Debt EBITDA	EUR 0.77
Debt Equity	EUR 0.31
Equity	EUR 13.9B
Interest Coverage	41.58
Liabilities	EUR 57.4B
Net Cash	EUR -3.3B
Net Cash By Market Cap	EUR -11.26
Net Debt EBITDA	EUR 0.59
Net Debt Equity	EUR 0.24
Tangible Book Value	EUR 12.7B
Tangible Book Value Per Share	EUR 106
WACC	4.67

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.21
Net Working Capital	EUR -40.4B
Quick ratio	0.15
Working Capital	EUR -39.7B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	38.89%
Dividend Growth Years	4%
Dividend per share	EUR 12.5
Dividend Years	17
Dividend Yield	5.11%
Ex Div Date	2026-05-07
Last Dividend	EUR 12.5
Payout Frequency	Annual
Payout Ratio	31.96%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	274.83%
1Y total return	-7.91%
200-day SMA	255.4
3Y total return	46.12%
50-day SMA	262.3
50-day SMA vs 200-day SMA	50over200
5Y total return	92.42%
All Time High	292.6
All Time High Change	-16.4%
All Time High Date	2025-05-06
All Time Low	8.47
All Time Low Change	2,788.86%
All Time Low Date	1996-04-12
ATR	5.87
Beta	0.14
Beta1y	0.34
Beta2y	0.6
Ch YTD	-8.11
High	246.8
High52	285.6
High52 Date	2025-06-09
High52ch	-14.36%
Low	244
Low52	233
Low52 Date	2026-01-26
Low52ch	4.98%
Ma50ch	-6.76%
Price vs 200-day SMA	-4.24%
RSI	30.14
RSI Monthly	49.27
RSI Weekly	43.73
Sharpe ratio	-0.56x
Sortino ratio	-0.49
Total Return	5.11%
Tr YTD	-3.48
Tr15y	1,078.76%
Tr1m	-5.54%
Tr1w	0.52%
Tr3m	3.43%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 5.6B
Operating margin	21.43

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	60,057,373%
Net Borrowing	-600,800,000
Shares Institutions	22.38%
Shares Out	120,597,134
Shares Qo Q	0.02%
Shares Yo Y	0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	173,258.95x
Bv Per Share	107.2
Ch10y	144.5
Ch15y	536.7
Ch1m	-10.07
Ch1w	-4.3
Ch1y	-15.07
Ch20y	707
Ch3m	-1.53
Ch3y	30.59
Ch5y	60.13
Ch6m	-1.61
Change	-1.21%
Change From Open	-0.57
Close	247.6
Days Gap	-0.65
Dollar Volume	56,160,406.9
Earnings Date	2026-05-11
EBIT	EUR 5.6B
EBITDA	EUR 5.6B
EPS	EUR 21.9
F Score	6
Financing CF	-1,746,300,000
Fiscal Year End	December
Founded	1,966
Goodwill	77,900,000
Graham Number	238.59503
Graham Upside	-2.46
Income Tax	EUR 645.3M
Investing CF	-4,030,200,000
Is Primary Listing	1
Last Earnings Date	2026-03-12
Last Report Date	2025-12-31
Last Split Date	2002-07-15
Last Split Type	Forward
Lynch Fair Value	EUR 537
Lynch Upside	119.4
Ma150	255.8
Ma150ch	-4.38%
Ma20	266.6
Ma20ch	-8.25%
Net CF	-201,600,000
Next Earnings Date	2026-05-11
Open	246
P OCF Ratio	5.19
Payment Date	2026-05-11
Position In Range	21.43
Ppne	131,600,000
Price Date	2026-05-08
Price EBITDA	EUR 5.23
Ptbv Ratio	2.32
Relative Volume	1.38x
Revenue	25,920,600,000x
Tax By Revenue	2.49x
Tax Rate	18.91%
Tr20y	1,780.67%
Tr6m	3.35%
Volume	229,601

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

ETR/HNR1 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.1%

$12.5 annual per share

Payout ratio

+32.0%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+22.7%

4 consecutive years of growth

Total shareholder yield

+5.1%

Next ex-dividend date: 2026-05-07

Performance

ETR/HNR1 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns ETR/HNR1?

Insider, institutional, and short-interest positioning.

Institutional ownership

+22.4%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

0.0%

Negative means the company is buying back shares.

Technical

ETR/HNR1 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

30.1

Neutral momentum band

Price vs 200-day MA

-4.2%

50/200-day relationship not available

Beta (5Y)

0.14

Less volatile than the market

Sharpe ratio

-0.56

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About ETR/HNR1

Hub-level FAQ points readers to the deeper analysis pages.

What is the current etr/HNR1 stock rating?

etr/HNR1 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full etr/HNR1 analysis?

The full report lives at /stocks/etr/HNR1/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for etr/HNR1?

The latest report frames etr/HNR1 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the etr/HNR1 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.