Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

NSE/CHOLAFIN stock hub

NSE/CHOLAFIN has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.4T

National Stock Exchange of India

Market data

Live price

Current market quote for this ticker.

Current price

NSE/CHOLAFIN

In the news

Latest news · NSE/CHOLAFIN

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E21.8

P25 10.5P50 16.3P75 25.3

Trailing P/E27.3

P25 11.3P50 20.9P75 37.2

ROE19.3

P25 8.1P50 12.1P75 15.7

ROIC2.3

P25 1.6P50 3.9P75 9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All NSE/CHOLAFIN market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

201

Groups with data

Currency

INR

Showing 201 of 201 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	India
Country code	IN
Employees	45,194
Employees Change	6,959%
Employees Change Percent	18.2
Exchange	National Stock Exchange of India
Financial currency	INR
First seen	2026-05-10
Industry	Credit Services
Isin	INE121A01024
Last refreshed	2026-05-10
Market cap	INR 1.4T
Price	INR 1,671
Price currency	INR
Rev Per Employee	2,910,260.21x
Sector	Financials
Sic	6141
Symbol	nse/CHOLAFIN
Website	https://www.cholamandalam.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	3.66%
FCF yield	-21.2%
Forward P/E	21.81x
P/B ratio	4.69x
P/E ratio	27.3x
P/S ratio	10.86x
PE Ratio10 Y	24.48x
PE Ratio3 Y	30.15x
PE Ratio5 Y	28.36x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	100%
Gross Profit	INR 131.5B
Net Income	INR 52.3B
Net Income Growth	22.75%
Net Income Growth Q	30.62%
Net Income Growth Quarters	14%
Net Income Growth Years	6%
Net Income Growth3 Y	25.22%
Net Income Growth5 Y	28.03%
Pretax Margin	53.04%
Profit Margin	39.78%
Profit Per Employee	INR 1.2M
Profitable Years	17
ROA	2.34
Roa5y	2.54
ROE	19.33
Roe5y	19.95
ROIC	2.3
Roic5y	2.57

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	25.48%
Cagr15y	31.13%
Cagr1y	6.26%
Cagr3y	19.16%
Cagr5y	24.31%
Div CAGR10	8.31%
Div CAGR3	0%
Div CAGR5	0%
EPS Growth	22.19
EPS Growth Q	29.08
EPS Growth Quarters	14
EPS Growth Years	6
EPS Growth3 Y	24.06
EPS Growth5 Y	27.27
Revenue Growth	20.92x
Revenue Growth Q	24.12x
Revenue Growth Quarters	58x
Revenue Growth Years	16x
Revenue Growth3 Y	27.8x
Revenue Growth5 Y	29.29x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	INR 0.06
Assets	INR 2.5T
Cash	INR 164B
Debt	INR 2.1T
Debt Equity	INR 6.93
Debt FCF	INR -6.97
Equity	INR 304.6B
Liabilities	INR 2.1T
Net Cash	INR -1.9T
Net Cash By Market Cap	INR -136
Net Debt Equity	INR 6.39
Tangible Book Value	INR 304.1B
Tangible Book Value Per Share	INR 357
WACC	3.02

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	93.3
Quick ratio	92.95
Working Capital	INR 2.3T
Working Capital Turnover	INR 0.07

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.47%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	INR 2
Dividend Years	17
Dividend Yield	0.12%
Ex Div Date	2026-07-21
Last Dividend	INR 0.7
Payout Frequency	Semi-Annual
Payout Ratio	3.24%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	867.04%
1Y total return	6.26%
200-day SMA	1,613.8
3Y total return	69.21%
50-day SMA	1,562.8
50-day SMA vs 200-day SMA	50under200
5Y total return	196.79%
All Time High	1,831.5
All Time High Change	-8.76%
All Time High Date	2026-01-06
All Time Low	4.2
All Time Low Change	39,685.71%
All Time Low Date	2009-02-27
ATR	55.02
Beta	0.59
Ch YTD	-1.83
High	1,694.9
High52	1,831.5
High52 Date	2026-01-06
High52ch	-8.76%
Low	1,670.6
Low52	1,299.4
Low52 Date	2026-04-02
Low52ch	28.6%
Ma50ch	6.93%
Price vs 200-day SMA	3.55%
RSI	61.55
RSI Monthly	57.69
RSI Weekly	54
Sharpe ratio	0.41x
Sortino ratio	0.84
Total Return	-0.35%
Tr YTD	-1.76
Tr15y	5,726.94%
Tr1m	18.09%
Tr1w	1.92%
Tr3m	-4.09%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	INR 69.7B
Operating Income Growth	22.34
Operating Income Growth Q	29.31
Operating Income Growth3 Y	24.48
Operating Income Growth5 Y	27.81
Operating margin	53.02

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	431,085,594%
Net Borrowing	343,114,600,000
Shares Insiders	1%
Shares Institutions	33.56%
Shares Qo Q	0.88%
Shares Yo Y	0.47%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	INR -303.7B
Average Volume	2,297,167.45x
Bv Per Share	357.9
CAPEX	INR -2.7B
Ch10y	833.1
Ch15y	5,206.4
Ch1m	18.09
Ch1w	1.92
Ch1y	6.13
Ch3m	-4.09
Ch3y	68.47
Ch5y	193.7
Ch6m	-1.93
Change	-1.08%
Change From Open	-1.01
Close	1,689.2
Days Gap	-0.07
Depreciation Amortization	2,838,900,000
Dollar Volume	1,536,043,356
Earnings Date	2026-04-30
EPS	INR 61.83
F Score	3
FCF	INR -302.9B
Financing CF	356,100,100,000
Fiscal Year End	March
Founded	1,978
Graham Number	700.46839
Graham Upside	-58.08
Income Tax	INR 17.4B
Investing CF	-25,540,100,000
Is Primary Listing	0
Last Earnings Date	2026-04-30
Last Report Date	2026-03-31
Last Split Date	2019-06-14
Last Split Type	Forward
Lynch Fair Value	INR 1,530
Lynch Upside	-8.43
Ma150	1,648.1
Ma150ch	1.39%
Ma20	1,587.1
Ma20ch	5.29%
Net CF	30,352,000,000
Next Earnings Date	2026-07-29
Open	1,688.1
Payment Date	2026-08-26
Position In Range	1.65
Ppne	18,669,600,000
Price Date	2026-05-08
Ptbv Ratio	4.7
Relative Volume	0.37x
Revenue	131,526,300,000x
SBC By Revenue	0.64x
Share Based Comp	840,900,000
Tax By Revenue	13.26x
Tax Rate	25%
Tr6m	-1.86%
Volume	919,236

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

NSE/CHOLAFIN dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+0.1%

$2.00 annual per share

Payout ratio

+3.2%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

0.0%

0 consecutive years of growth

Total shareholder yield

-0.3%

Next ex-dividend date: 2026-07-21

Performance

NSE/CHOLAFIN stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns NSE/CHOLAFIN?

Insider, institutional, and short-interest positioning.

Institutional ownership

+33.6%

Share of float held by funds and institutions

Insider ownership

+1.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.5%

Negative means the company is buying back shares.

Technical

NSE/CHOLAFIN momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

61.5

Neutral momentum band

Price vs 200-day MA

+3.5%

50/200-day relationship not available

Beta (5Y)

0.59

Less volatile than the market

Sharpe ratio

0.41

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About NSE/CHOLAFIN

Hub-level FAQ points readers to the deeper analysis pages.

What is the current nse/CHOLAFIN stock rating?

nse/CHOLAFIN is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full nse/CHOLAFIN analysis?

The full report lives at /stocks/nse/CHOLAFIN/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for nse/CHOLAFIN?

The latest report frames nse/CHOLAFIN around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the nse/CHOLAFIN page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.