Financials / Insurance - DiversifiedUpdated 2026-05-10 22:07 UTC

BIT/1ALV stock hub

BIT/1ALV has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

139.6B

Borsa Italiana

Market data

Live price

Current market quote for this ticker.

Current price

BIT/1ALV

In the news

Latest news · BIT/1ALV

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11.8

P25 9.4P50 10.9P75 13.5

Trailing P/E13.2

P25 8.6P50 10.4P75 13.7

ROE17.5

P25 7P50 13.2P75 18

ROIC12.9

P25 -0.5P50 4.9P75 10

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All BIT/1ALV market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

204

Groups with data

Currency

EUR

Showing 204 of 204 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Germany
Country code	IT
Employees	138,378
Employees Change	-18,248%
Employees Change Percent	-11.65
Enterprise value	EUR 159.1B
Exchange	Borsa Italiana
Financial currency	EUR
First seen	2026-05-10
Industry	Insurance - Diversified
Isin	DE0008404005
Last refreshed	2026-05-10
Market cap	EUR 139.6B
Price	EUR 368
Price currency	EUR
Rev Per Employee	817,861.22x
Sector	Financials
Sic	6331
Symbol	bit/1ALV
Website	https://www.allianz.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.59%
EV Earnings	15x
EV/EBIT	9.1x
EV/EBITDA	8.51x
EV/FCF	5.14x
EV/Sales	1.41x
FCF yield	22.16%
Forward P/E	11.76x
P/B ratio	2.1x
P/E ratio	13.17x
P/S ratio	1.23x
PE Ratio10 Y	11.73x
PE Ratio3 Y	12.03x
PE Ratio5 Y	12.63x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	15.45%
EBITDA Margin	16.18%
FCF margin	27.34%
Gross margin	23.61%
Gross Profit	EUR 26.7B
Net Income	EUR 10.6B
Net Income Growth	8.5%
Net Income Growth Q	7.77%
Net Income Growth3 Y	18.94%
Net Income Growth5 Y	9.27%
Pretax Margin	13.66%
Profit Margin	9.52%
Profit Per Employee	EUR 76,623
ROA	1.06
Roa5y	0.8
ROCE	1.95
ROE	17.53
Roe5y	13.47
ROIC	12.89
Roic5y	9.69

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-1.21%
Cagr3y	19.36%
Div CAGR10	8.88%
Div CAGR3	14.47%
Div CAGR5	12.24%
EPS Growth	9.92
EPS Growth Q	9.47
EPS Growth3 Y	21.37
EPS Growth5 Y	11.15
FCF Growth	3.19%
FCF Growth3 Y	23.74%
FCF Growth5 Y	0.22%
OCF Growth	4.09%
OCF Growth10 Y	3.45%
OCF Growth3 Y	22.76%
OCF Growth5 Y	0.71%
Revenue Growth	2.54x
Revenue Growth Q	-5.65x
Revenue Growth3 Y	5.71x
Revenue Growth5 Y	-0.75x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.11
Assets	EUR 1T
Cash	EUR 130.9B
Debt	EUR 35.3B
Debt EBITDA	EUR 1.89
Debt Equity	EUR 0.53
Debt FCF	EUR 1.14
Equity	EUR 66.3B
Interest Coverage	13.59
Liabilities	EUR 957.9B
Net Cash	EUR -15.8B
Net Cash By Market Cap	EUR -11.33
Net Debt EBITDA	EUR 0.86
Net Debt Equity	EUR 0.24
Net Debt FCF	EUR 0.51
Tangible Book Value	EUR 40.2B
Tangible Book Value Per Share	EUR 106
WACC	6.87

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.58
Net Working Capital	EUR 57B
Quick ratio	1.13
Working Capital	EUR 73.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	1.45%
Dividend Growth	11.04%
Dividend Growth Years	4%
Dividend per share	EUR 17.1
Dividend Years	21
Dividend Yield	4.48%
Ex Div Date	2026-05-08
Last Dividend	EUR 17.1
Payout Frequency	Annual
Payout Ratio	54.97%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-1.21%
200-day SMA	366.8
3Y total return	70.06%
50-day SMA	370.2
50-day SMA vs 200-day SMA	50over200
All Time High	400.7
All Time High Change	-8.29%
All Time High Date	2025-12-30
All Time Low	199
All Time Low Change	84.67%
All Time Low Date	2023-05-31
ATR	9
Beta	0.67
Ch YTD	-6.25
High	372
High52	400.7
High52 Date	2025-12-30
High52ch	-8.29%
Low	356.9
Low52	333
Low52 Date	2025-06-19
Low52ch	10.36%
Ma50ch	-0.72%
Price vs 200-day SMA	0.2%
RSI	41.17
RSI Monthly	59.55
RSI Weekly	50
Sharpe ratio	-0.16x
Sortino ratio	0.04
Total Return	5.92%
Tr YTD	-6.25
Tr1m	-0.38%
Tr1w	-2.96%
Tr3m	-5.16%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 17.5B
Operating margin	15.45

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	378,224,229%
Net Borrowing	1,508,000,000
Shares Insiders	0.01%
Shares Institutions	36.26%
Shares Qo Q	-0.33%
Shares Yo Y	-1.45%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 30.9B
Average Volume	1,600x
Bv Per Share	165
CAPEX	EUR -2.3B
Ch1m	-0.38
Ch1w	-2.96
Ch1y	-1.21
Ch3m	-5.16
Ch3y	70.06
Ch6m	4.58
Change	-5.89%
Change From Open	-0.92
Close	390.5
Days Gap	-5.02
Dollar Volume	2,570,295
Earnings Date	2026-05-13
EBIT	EUR 17.5B
EBITDA	EUR 18.3B
EPS	EUR 27.67
F Score	7
FCF	EUR 30.9B
FCF EV Yield	19.45x
Financing CF	-6,778,000,000
Fiscal Year End	December
Founded	1,890
Goodwill	16,652,000,000
Graham Number	331.14927
Graham Upside	-9.89
Income Tax	EUR 4B
Investing CF	-26,897,000,000
Is Primary Listing	0
Last Earnings Date	2026-02-26
Last Report Date	2025-12-31
Lynch Fair Value	EUR 259
Lynch Upside	-29.62
Ma150	370.6
Ma150ch	-0.82%
Ma20	385.8
Ma20ch	-4.75%
Net CF	-1,782,000,000
Next Earnings Date	2026-05-13
Open	370.9
P FCF Ratio	4.51
P OCF Ratio	4.2
Payment Date	2026-05-12
Position In Range	70.2
Ppne	6,639,000,000
Price Date	2026-05-08
Price EBITDA	EUR 7.62
Ptbv Ratio	3.47
Relative Volume	4.37x
Revenue	113,174,000,000x
Tax By Revenue	3.56x
Tax Rate	26.07%
Tr6m	4.58%
Volume	6,994

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

BIT/1ALV dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.5%

$17.1 annual per share

Payout ratio

+55.0%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+12.2%

4 consecutive years of growth

Total shareholder yield

+5.9%

Next ex-dividend date: 2026-05-08

Performance

BIT/1ALV stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns BIT/1ALV?

Insider, institutional, and short-interest positioning.

Institutional ownership

+36.3%

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-1.4%

Negative means the company is buying back shares.

Technical

BIT/1ALV momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

41.2

Neutral momentum band

Price vs 200-day MA

+0.2%

50/200-day relationship not available

Beta (5Y)

0.67

Less volatile than the market

Sharpe ratio

-0.16

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About BIT/1ALV

Hub-level FAQ points readers to the deeper analysis pages.

What is the current bit/1ALV stock rating?

bit/1ALV is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full bit/1ALV analysis?

The full report lives at /stocks/bit/1ALV/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for bit/1ALV?

The latest report frames bit/1ALV around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the bit/1ALV page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.