Financials / Banking ServicesUpdated 2026-05-10 22:07 UTC

PSX/FIBLM stock hub

PSX/FIBLM has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

258.1M

Pakistan Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

PSX/FIBLM

In the news

Latest news · PSX/FIBLM

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E13

P25 n/aP50 n/aP75 n/a

ROE8.3

P25 n/aP50 n/aP75 n/a

ROIC23.8

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All PSX/FIBLM market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

208

Groups with data

Currency

PKR

Showing 208 of 208 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Pakistan
Country code	PK
Employees	5
Employees Change	-1%
Employees Change Percent	-16.67
Enterprise value	PKR 70.6M
Exchange	Pakistan Stock Exchange
Financial currency	PKR
First seen	2026-05-10
Industry	Banking Services
Isin	PK0041301018
Last refreshed	2026-05-10
Market cap	PKR 258.1M
Price	PKR 11.9
Price currency	PKR
Rev Per Employee	9,055,523.2x
Sector	Financials
Sic	6141
Symbol	psx/FIBLM
Website	https://www.firstibl.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.7%
EV Earnings	3.55x
EV/EBIT	4.27x
EV/EBITDA	3.67x
EV/FCF	-1.11x
EV/Sales	1.56x
FCF yield	-24.59%
P/B ratio	1.03x
P/E ratio	12.98x
P/S ratio	5.7x
PE Ratio10 Y	87.12x
PE Ratio3 Y	6.12x
PE Ratio5 Y	24.07x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	36.53%
EBITDA Margin	42.41%
Gross margin	38.2%
Gross Profit	PKR 17.3M
Gross Profit Growth	-19.56%
Gross Profit Growth Q	12.35%
Gross Profit Growth3 Y	16.59%
Gross Profit Growth5 Y	1.74%
Net Income	PKR 19.9M
Net Income Growth	20%
Net Income Growth Q	-56.47%
Net Income Growth3 Y	92.55%
Net Income Growth5 Y	82.44%
Pretax Margin	48.14%
Profit Margin	43.88%
Profit Per Employee	PKR 4M
ROA	3.83
Roa5y	3.22
ROCE	6.59
ROE	8.28
Roe5y	4.51
ROIC	23.84
Roic5y	8.69

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	16.68%
Cagr15y	18.97%
Cagr1y	297.04%
Cagr20y	9.1%
Cagr3y	48.27%
Cagr5y	35.56%
Div CAGR10	-9.46%
EPS Growth	21.05
EPS Growth Q	-56
EPS Growth3 Y	91.67
EPS Growth5 Y	82.69
Revenue Growth	-12.49x
Revenue Growth Q	-6.91x
Revenue Growth3 Y	8.44x
Revenue Growth5 Y	13.66x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	PKR 0.17
Assets	PKR 282.2M
Cash	PKR 187.5M
Current Assets	PKR 246.6M
Current Liabilities	PKR 31.1M
Equity	PKR 249.9M
Liabilities	PKR 32.2M
Long Term Assets	PKR 35.5M
Long Term Liabilities	PKR 1.1M
Net Cash	PKR 187.5M
Net Cash By Market Cap	PKR 72.66
Net Cash Growth	7.09%
Net Debt EBITDA	PKR -9.77
Net Debt Equity	PKR -0.75
Tangible Book Value	PKR 249.9M
Tangible Book Value Per Share	PKR 11.61
WACC	7.51

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	7.92
Net Working Capital	PKR 28M
Quick ratio	7.69
Working Capital	PKR 215.5M
Working Capital Turnover	PKR 0.23

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.87%
Dividend per share	PKR 0
Last Dividend	PKR 0.13
Payout Ratio	0.54%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	367.61%
1Y total return	296.67%
200-day SMA	11.03
3Y total return	226.03%
50-day SMA	11.37
50-day SMA vs 200-day SMA	50over200
5Y total return	357.69%
All Time High	22.24
All Time High Change	-46.49%
All Time High Date	2026-01-29
All Time Low	0.21
All Time Low Change	5,497.37%
All Time Low Date	1999-02-23
ATR	1.08
Beta	0.59
Beta1y	0.28
Beta2y	0.9
Ch YTD	16.33
High	12.44
High52	22.24
High52 Date	2026-01-29
High52ch	-46.49%
Low	11.72
Low52	2.65
Low52 Date	2025-05-12
Low52ch	349.06%
Ma50ch	4.7%
Price vs 200-day SMA	7.89%
RSI	50.42
RSI Monthly	61.48
RSI Weekly	53.18
Sharpe ratio	1.84x
Sortino ratio	3.36
Total Return	0.87%
Tr YTD	16.33
Tr15y	1,254.33%
Tr1m	6.16%
Tr1w	6.35%
Tr3m	-10.39%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	PKR 16.5M
Operating Income Growth	-29.32
Operating Income Growth Q	-3.14
Operating Income Growth3 Y	16.48
Operating Income Growth5 Y	49.37
Operating margin	36.53

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	11,132,898%
Shares Insiders	24.71%
Shares Institutions	19.13%
Shares Out	21,687,500
Shares Qo Q	-0.75%
Shares Yo Y	-0.87%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	PKR -63.5M
Average Volume	134,310.25x
Bv Per Share	11.61
CAPEX	PKR -31.4M
Ch10y	240
Ch15y	643.8
Ch1m	6.16
Ch1w	6.35
Ch1y	296.7
Ch20y	96.69
Ch3m	-10.39
Ch3y	226
Ch5y	357.7
Ch6m	-3.72
Change	-2.14%
Change From Open	0.42
Close	12.16
Days Gap	-2.55
Depreciation Amortization	2,662,266
Dollar Volume	473,679.5
Earnings Date	2026-04-23
EBIT	PKR 16.5M
EBITDA	PKR 19.2M
EPS	PKR 0.92
F Score	2
FCF	PKR -63.5M
FCF EV Yield	-89.93x
FCF Per Share	PKR -2.93
Financing CF	-106,848
Fiscal Year End	June
Founded	1,989
Graham Number	15.47649
Graham Upside	30.05
Income Tax	PKR 1.9M
Investing CF	44,268,843
Is Primary Listing	1
Last Earnings Date	2026-04-23
Last Report Date	2026-03-31
Lynch Fair Value	PKR 22.92
Lynch Upside	92.62
Ma150	11.67
Ma150ch	2.01%
Ma20	12.08
Ma20ch	-1.52%
Net CF	12,090,901
Next Earnings Date	2026-11-20
Open	11.85
Position In Range	25
Ppne	32,933
Price Date	2026-05-08
Price EBITDA	PKR 13.44
Ptbv Ratio	1.03
Relative Volume	0.3x
Revenue	45,277,616x
Tax By Revenue	4.26x
Tax Rate	8.86%
Tr20y	470.45%
Tr6m	-3.72%
Volume	39,805
Z Score	5.1

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does PSX/FIBLM pay a dividend?

Capital-return profile for this ticker.

Performance

PSX/FIBLM stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns PSX/FIBLM?

Insider, institutional, and short-interest positioning.

Institutional ownership

+19.1%

Share of float held by funds and institutions

Insider ownership

+24.7%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.9%

Negative means the company is buying back shares.

Technical

PSX/FIBLM momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

50.4

Neutral momentum band

Price vs 200-day MA

+7.9%

50/200-day relationship not available

Beta (5Y)

0.59

Less volatile than the market

Sharpe ratio

1.84

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About PSX/FIBLM

Hub-level FAQ points readers to the deeper analysis pages.

What is the current psx/FIBLM stock rating?

psx/FIBLM is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full psx/FIBLM analysis?

The full report lives at /stocks/psx/FIBLM/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for psx/FIBLM?

The latest report frames psx/FIBLM around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the psx/FIBLM page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.