Financials / Banking ServicesUpdated 2026-05-10 22:07 UTC

PSX/ICIBL stock hub

PSX/ICIBL has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.2B

Pakistan Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

PSX/ICIBL

In the news

Latest news · PSX/ICIBL

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E10.6

P25 n/aP50 n/aP75 n/a

ROE15.5

P25 n/aP50 n/aP75 n/a

ROIC10.3

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All PSX/ICIBL market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

196

Groups with data

Currency

PKR

Showing 196 of 196 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Pakistan
Country code	PK
Employees	13
Employees Change	-1%
Employees Change Percent	-7.14
Exchange	Pakistan Stock Exchange
Financial currency	PKR
First seen	2026-05-10
Industry	Banking Services
Isin	PK0059101011
Last refreshed	2026-05-10
Market cap	PKR 1.2B
Price	PKR 4.3
Price currency	PKR
Rev Per Employee	10,931,832.69x
Sector	Financials
Sic	6211
Symbol	psx/ICIBL
Website	https://www.icibl.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.48%
FCF yield	7.29%
P/B ratio	1.46x
P/E ratio	10.57x
P/S ratio	8.62x
PE Ratio10 Y	18.94x
PE Ratio3 Y	7.3x
PE Ratio5 Y	6.59x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	62.83%
Gross margin	76.3%
Gross Profit	PKR 108.4M
Net Income	PKR 116.1M
Net Income Growth	-1.61%
Net Income Growth Q	-15.37%
Net Income Growth3 Y	12.84%
Net Income Growth5 Y	20.53%
Pretax Margin	101.48%
Profit Margin	81.7%
Profit Per Employee	PKR 8.9M
ROA	7.56
Roa5y	9.19
ROE	15.48
Roe5y	20.35
ROIC	10.25
Roic5y	15.49

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	14.93%
Cagr15y	17.15%
Cagr1y	214.12%
Cagr20y	1.41%
Cagr3y	60.48%
Cagr5y	15.52%
EPS Growth	-1.83
EPS Growth Q	-15.75
EPS Growth3 Y	12.8
EPS Growth5 Y	20.51
FCF Growth	6.73%
FCF Growth Q	57.67%
FCF Growth3 Y	35.06%
FCF Growth5 Y	-7.27%
OCF Growth	12.85%
OCF Growth Q	72.57%
OCF Growth10 Y	-2.86%
OCF Growth3 Y	20.65%
OCF Growth5 Y	-6.22%
Revenue Growth	-16.89x
Revenue Growth Q	-67.09x
Revenue Growth3 Y	4.06x
Revenue Growth5 Y	13.43x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	PKR 0.09
Assets	PKR 1.6B
Cash	PKR 210.5M
Debt	PKR 3.6M
Debt Equity	PKR 0
Debt FCF	PKR 0.04
Equity	PKR 838.2M
Liabilities	PKR 778.7M
Net Cash	PKR 206.9M
Net Cash By Market Cap	PKR 16.89
Net Cash Growth	1,774.18%
Net Debt Equity	PKR -0.25
Net Debt FCF	PKR -2.32
Tangible Book Value	PKR 837.9M
Tangible Book Value Per Share	PKR 2.94
WACC	18.03

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.65
Quick ratio	1.61
Working Capital	PKR 295.5M
Working Capital Turnover	PKR 0.77

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.23%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	301.87%
1Y total return	213.87%
200-day SMA	5.7
3Y total return	313.46%
50-day SMA	3.99
50-day SMA vs 200-day SMA	50under200
5Y total return	105.74%
All Time High	21.27
All Time High Change	-79.78%
All Time High Date	2008-05-08
All Time Low	0.12
All Time Low Change	3,483.33%
All Time Low Date	2011-10-25
ATR	0.26
Beta	2.52
Beta1y	1.55
Beta2y	0.86
Ch YTD	-17.47
High	4.43
High52	13.9
High52 Date	2025-07-14
High52ch	-69.06%
Low	4.28
Low52	1.15
Low52 Date	2025-05-08
Low52ch	273.91%
Ma50ch	7.74%
Price vs 200-day SMA	-24.57%
RSI	54.41
RSI Monthly	53.04
RSI Weekly	42.66
Sharpe ratio	1.54x
Sortino ratio	3.6
Total Return	-0.23%
Tr YTD	-17.47
Tr15y	975%
Tr1m	12.27%
Tr1w	4.12%
Tr3m	-13.83%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	PKR 105.2M
Operating Income Growth	-20.39
Operating Income Growth Q	-86.47
Operating Income Growth3 Y	5.89
Operating Income Growth5 Y	16.26
Operating margin	74.06

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	100,074,857%
Net Borrowing	-13,770,000
Shares Insiders	46.14%
Shares Institutions	3.37%
Shares Out	284,866,896
Shares Qo Q	0.13%
Shares Yo Y	0.23%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	PKR 89.3M
Average Volume	607,056.25x
Bv Per Share	2.94
CAPEX	PKR -5.2M
Ch10y	301.9
Ch15y	975
Ch1m	12.27
Ch1w	4.12
Ch1y	213.9
Ch20y	32.31
Ch3m	-13.83
Ch3y	313.5
Ch5y	105.7
Ch6m	-29.16
Change	-0.69%
Change From Open	-2.27
Close	4.33
Days Gap	1.62
Dollar Volume	2,004,750.3
Earnings Date	2026-04-27
EPS	PKR 0.41
F Score	4
FCF	PKR 89.3M
FCF Per Share	PKR 0.31
Financing CF	-13,770,000
Fiscal Year End	June
Founded	1,992
Graham Number	5.19009
Graham Upside	20.7
Income Tax	PKR 28.1M
Investing CF	-5,079,311
Is Primary Listing	1
Last Earnings Date	2026-04-27
Last Report Date	2026-03-31
Lynch Fair Value	PKR 8.35
Lynch Upside	94.22
Ma150	5.06
Ma150ch	-15.04%
Ma20	4.24
Ma20ch	1.39%
Net CF	75,619,887
Next Earnings Date	2026-10-05
Open	4.4
P FCF Ratio	13.72
P OCF Ratio	12.97
Position In Range	13.33
Ppne	52,364,770
Price Date	2026-05-08
Ptbv Ratio	1.46
Relative Volume	0.77x
Revenue	142,113,825x
Tax By Revenue	19.78x
Tax Rate	19.49%
Tr20y	32.31%
Tr6m	-29.16%
Volume	466,221

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does PSX/ICIBL pay a dividend?

Capital-return profile for this ticker.

Performance

PSX/ICIBL stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns PSX/ICIBL?

Insider, institutional, and short-interest positioning.

Institutional ownership

+3.4%

Share of float held by funds and institutions

Insider ownership

+46.1%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.2%

Negative means the company is buying back shares.

Technical

PSX/ICIBL momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

54.4

Neutral momentum band

Price vs 200-day MA

-24.6%

50/200-day relationship not available

Beta (5Y)

2.52

More volatile than the market

Sharpe ratio

1.54

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About PSX/ICIBL

Hub-level FAQ points readers to the deeper analysis pages.

What is the current psx/ICIBL stock rating?

psx/ICIBL is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full psx/ICIBL analysis?

The full report lives at /stocks/psx/ICIBL/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for psx/ICIBL?

The latest report frames psx/ICIBL around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the psx/ICIBL page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.