Financials / Financial - Credit ServicesUpdated 2026-05-10 22:07 UTC

TADAWUL/4081 stock hub

TADAWUL/4081 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.2B

Saudi Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

TADAWUL/4081

In the news

Latest news · TADAWUL/4081

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/En/a

P25 n/aP50 n/aP75 n/a

ROE-9.3

P25 n/aP50 n/aP75 n/a

ROIC-6.1

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All TADAWUL/4081 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

173

Groups with data

Currency

SAR

Showing 173 of 173 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Saudi Arabia
Country code	SA
Exchange	Saudi Stock Exchange
Financial currency	SAR
First seen	2026-05-10
Industry	Financial - Credit Services
Isin	SA15DGH1VOH4
Last refreshed	2026-05-10
Market cap	SAR 1.2B
Price	SAR 10.03
Price currency	SAR
Sector	Financials
Sic	6141
Symbol	tadawul/4081
Website	https://nayifat.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	-10.86%
FCF yield	8.17%
P/B ratio	0.92x
P/S ratio	20.71x
PE Ratio3 Y	16.25x
PE Ratio5 Y	14.93x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	169.28%
Gross margin	100%
Gross Profit	SAR 56.4M
Net Income	SAR -126.7M
Net Income Growth Q	-1.57%
Net Income Growth Years	0%
Pretax Margin	-217.4%
Profit Margin	-224.81%
ROA	-6.06
Roa5y	5.17
ROE	-9.27
Roe5y	7.97
ROIC	-6.15
Roic5y	5.38

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-17.7%
Cagr3y	-13.87%
EPS Growth Q	1.93
EPS Growth Years	0
FCF Growth	-12.76%
FCF Growth3 Y	208.08%
FCF Growth5 Y	-25.47%
OCF Growth	-12.75%
OCF Growth3 Y	174.86%
OCF Growth5 Y	-25.68%
Revenue Growth	-82.26x
Revenue Growth Q	13.74x
Revenue Growth Quarters	3x
Revenue Growth Years	1x
Revenue Growth3 Y	-44.78x
Revenue Growth5 Y	-31.77x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	SAR 0.03
Assets	SAR 2.1B
Cash	SAR 308.3M
Debt	SAR 764.1M
Debt Equity	SAR 0.61
Debt FCF	SAR 8.01
Equity	SAR 1.3B
Liabilities	SAR 851.8M
Net Cash	SAR -455.9M
Net Cash By Market Cap	SAR -39.06
Net Debt Equity	SAR 0.36
Net Debt FCF	SAR 4.78
Tangible Book Value	SAR 1.3B
Tangible Book Value Per Share	SAR 10.83
WACC	3.76

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	27.85
Quick ratio	26.93
Working Capital	SAR 2B
Working Capital Turnover	SAR 0.03

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.9%
Dividend Growth	0%
Dividend Growth Years	2%
Dividend per share	SAR 0.66
Dividend Years	1
Dividend Yield	6.58%
Last Dividend	SAR 0.33

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-17.69%
200-day SMA	12.08
3Y total return	-36.11%
50-day SMA	10.32
50-day SMA vs 200-day SMA	50under200
All Time High	30.5
All Time High Change	-67.11%
All Time High Date	2021-11-22
All Time Low	9.72
All Time Low Change	3.19%
All Time Low Date	2026-03-16
ATR	0.16
Beta	0.36
Beta1y	0.21
Beta2y	0.08
Ch YTD	-17.52
High	10.05
High52	14.18
High52 Date	2025-07-10
High52ch	-29.27%
Low	9.93
Low52	9.72
Low52 Date	2026-03-16
Low52ch	3.19%
Ma50ch	-2.76%
Price vs 200-day SMA	-16.95%
RSI	45.51
RSI Monthly	28.18
RSI Weekly	0
Sharpe ratio	-1.02x
Sortino ratio	-1.2
Total Return	7.48%
Tr YTD	-17.52
Tr1m	1.11%
Tr1w	-0.59%
Tr3m	-15.71%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	SAR -126.1M
Operating Income Growth Q	-15.06
Operating margin	-223.8

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	52,656,134%
Net Borrowing	252,669,000
Shares Insiders	5.43%
Shares Institutions	0.78%
Shares Out	116,600,000
Shares Qo Q	0.13%
Shares Yo Y	-0.9%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	SAR 95.4M
Average Volume	307,857.6x
Bv Per Share	10.9
CAPEX	SAR -169,000
Ch1m	1.11
Ch1w	-0.59
Ch1y	-19.63
Ch3m	-15.71
Ch3y	-39.64
Ch6m	-22.01
Change	0.6%
Change From Open	0.5
Close	9.97
Days Gap	0.1
Depreciation Amortization	1,180,000
Dollar Volume	1,085,687.3
Earnings Date	2026-05-12
EPS	SAR -1.07
F Score	2
FCF	SAR 95.4M
FCF Per Share	SAR 0.82
Financing CF	170,013,000
Fiscal Year End	December
Founded	2,002
Income Tax	SAR 4.2M
Investing CF	-4,367,000
Is Primary Listing	1
Last Earnings Date	2026-02-18
Last Report Date	2026-03-31
Last Split Date	2023-06-19
Last Split Type	Forward
Ma150	11.8
Ma150ch	-15.01%
Ma20	10.03
Ma20ch	0.03%
Net CF	261,225,000
Next Earnings Date	2026-05-12
Open	9.98
P FCF Ratio	12.23
P OCF Ratio	12.21
Payment Date	2025-07-29
Position In Range	83.33
Ppne	28,575,000
Price Date	2026-05-07
Ptbv Ratio	0.93
Relative Volume	0.35x
Revenue	56,361,000x
Tax By Revenue	7.41x
Tr6m	-22.01%
Volume	108,244

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

TADAWUL/4081 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+6.6%

$0.66 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

n/a

2 consecutive years of growth

Total shareholder yield

+7.5%

Dividend yield + buyback yield combined

Performance

TADAWUL/4081 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns TADAWUL/4081?

Insider, institutional, and short-interest positioning.

Institutional ownership

+0.8%

Share of float held by funds and institutions

Insider ownership

+5.4%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.9%

Negative means the company is buying back shares.

Technical

TADAWUL/4081 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

45.5

Neutral momentum band

Price vs 200-day MA

-16.9%

50/200-day relationship not available

Beta (5Y)

0.36

Less volatile than the market

Sharpe ratio

-1.02

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About TADAWUL/4081

Hub-level FAQ points readers to the deeper analysis pages.

What is the current tadawul/4081 stock rating?

tadawul/4081 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full tadawul/4081 analysis?

The full report lives at /stocks/tadawul/4081/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for tadawul/4081?

The latest report frames tadawul/4081 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the tadawul/4081 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.