Financials / Financial - Credit ServicesUpdated 2026-05-10 22:07 UTC

AIM/TRU stock hub

AIM/TRU has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

130M

London Stock Exchange AIM

Market data

Live price

Current market quote for this ticker.

Current price

AIM/TRU

In the news

Latest news · AIM/TRU

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E14.5

P25 8.9P50 11.2P75 14.4

Trailing P/E13.3

P25 9.1P50 13P75 18.8

ROE25.2

P25 3.3P50 10.3P75 16

ROIC55.9

P25 -0.8P50 6.7P75 14.6

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All AIM/TRU market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

215

Groups with data

Currency

GBP

Showing 215 of 215 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Jersey
Country code	UK
Employees	164
Employees Change	-24%
Employees Change Percent	-12.77
Enterprise value	GBX 116.3M
Exchange	London Stock Exchange AIM
Financial currency	GBP
First seen	2026-05-10
Industry	Financial - Credit Services
Isin	JE00BYVWJZ03
Last refreshed	2026-05-10
Market cap	GBX 130M
Price	GBX 138
Price currency	GBX
Rev Per Employee	401,939.02x
Sector	Financials
Sic	6159
Symbol	aim/TRU
Website	https://www.trufin.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.95%
EV Earnings	10x
EV/EBIT	2.7x
EV/EBITDA	2.6x
EV/FCF	8.16x
EV/Sales	1.77x
FCF yield	10.97%
Forward P/E	14.49x
P/B ratio	2.7x
P/E ratio	13.27x
P/S ratio	1.97x
PE Ratio3 Y	13.89x
PE Ratio5 Y	16.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	65.34%
EBITDA Margin	67.66%
FCF margin	21.63%
Gross margin	79.85%
Gross Profit	GBX 52.6M
Gross Profit Growth	-1.38%
Gross Profit Growth Q	-3.14%
Gross Profit Growth3 Y	30.72%
Gross Profit Growth5 Y	86.55%
Net Income	GBX 11.6M
Net Income Growth	140.5%
Net Income Growth Q	234.29%
Net Income Growth Quarters	5%
Net Income Growth Years	6%
Net Income Growth3 Y	65.97%
Pretax Margin	11.54%
Profit Margin	17.66%
Profit Per Employee	GBX 70,976
Profitable Years	2
ROA	40.56
Roa5y	12.26
ROCE	89.42
ROE	25.18
Roe5y	-4.37
ROIC	55.93

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	85.31%
Cagr3y	25.38%
Cagr5y	8.99%
EPS Growth	147.6
EPS Growth Q	301.7
EPS Growth Quarters	5
EPS Growth Years	6
EPS Growth3 Y	62.79
FCF Growth	3.2%
FCF Growth Q	-38.23%
FCF Growth3 Y	41.72%
OCF Growth	3.16%
OCF Growth Q	-38.08%
OCF Growth10 Y	15.15%
OCF Growth3 Y	41.5%
Revenue Growth	19.95x
Revenue Growth Q	1.05x
Revenue Growth Quarters	4x
Revenue Growth Years	4x
Revenue Growth3 Y	21.81x
Revenue Growth5 Y	35.95x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	GBX 0.99
Assets	GBX 62.3M
Cash	GBX 12.4M
Current Assets	GBX 28.6M
Current Liabilities	GBX 14.2M
Debt	GBX 109,000
Debt EBITDA	GBX 0
Debt Equity	GBX 0
Debt FCF	GBX 0.01
Equity	GBX 48.2M
Interest Coverage	1.21
Liabilities	GBX 14.2M
Long Term Assets	GBX 33.8M
Long Term Liabilities	GBX 0
Net Cash	GBX 12.2M
Net Cash By Market Cap	GBX 9.42
Net Cash Growth	17.36%
Net Debt EBITDA	GBX -0.27
Net Debt Equity	GBX -0.25
Net Debt FCF	GBX -0.86
Tangible Book Value	GBX 22.9M
Tangible Book Value Per Share	GBX 0.23
WACC	26.89

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	2.02
Net Working Capital	GBX 2.2M
Quick ratio	1.9
Working Capital	GBX 14.4M
Working Capital Turnover	GBX 4.61

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	2.41%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	85.24%
200-day SMA	117.3
3Y total return	97.14%
50-day SMA	128.5
50-day SMA vs 200-day SMA	50over200
5Y total return	53.78%
All Time High	138
All Time High Change	0%
All Time High Date	2026-04-08
All Time Low	14.96
All Time Low Change	822.71%
All Time Low Date	2020-04-27
ATR	3.45
Beta	0.2
Beta1y	0.65
Beta2y	0.41
Ch YTD	16.95
High	138
High52	138
High52 Date	2026-05-08
High52ch	0%
Low	135
Low52	72
Low52 Date	2025-05-09
Low52ch	91.67%
Ma50ch	7.38%
Price vs 200-day SMA	17.69%
RSI	64.74
RSI Monthly	75.91
RSI Weekly	67.95
Sharpe ratio	2.03x
Sortino ratio	4.45
Total Return	2.41%
Tr YTD	16.95
Tr1m	6.98%
Tr1w	1.1%
Tr3m	12.65%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	GBX 43.1M
Operating Income Growth	2.71
Operating Income Growth Q	6.76
Operating Income Growth3 Y	43.39
Operating margin	65.34

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	75,239,525%
Net Borrowing	-4,290,000
Shares Insiders	0.4%
Shares Institutions	62.94%
Shares Out	94,200,107
Shares Qo Q	-13.02%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	GBX 13.5M
Average Volume	129,612.85x
Bv Per Share	0.5
CAPEX	GBX -23,000
Ch1m	6.98
Ch1w	1.1
Ch1y	85.24
Ch3m	12.65
Ch3y	97.14
Ch5y	53.78
Ch6m	32.69
Change	1.1%
Change From Open	0.8
Close	136.5
Days Gap	0.29
Depreciation Amortization	1,526,000
Dollar Volume	13,230,888
Earnings Date	2026-05-08
EBIT	GBX 43.1M
EBITDA	GBX 44.6M
EPS	GBX 0.1
F Score	5
FCF	GBX 14.3M
FCF EV Yield	12.26x
FCF Per Share	GBX 0.15
Financing CF	-12,349,000
Fiscal Year End	December
Founded	2,017
Goodwill	15,280,000
Graham Number	108.436
Graham Upside	-21.42
Income Tax	GBX -3.9M
Investing CF	-4,670,000
Is Primary Listing	1
Last Earnings Date	2026-03-18
Last Report Date	2025-12-31
Lynch Fair Value	GBX 260
Lynch Upside	88.4
Ma150	120.7
Ma150ch	14.31%
Ma20	134.5
Ma20ch	2.62%
Net CF	-2,519,000
Open	136.9
P FCF Ratio	9.12
P OCF Ratio	9.1
Position In Range	100
Ppne	120,000
Price Date	2026-05-08
Price EBITDA	GBX 2.91
Ptbv Ratio	5.67
Relative Volume	0.79x
Revenue	65,918,000x
SBC By Revenue	1.21x
Share Based Comp	798,000
Tax By Revenue	-5.98x
Tr6m	32.69%
Volume	95,876
Z Score	7.52

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does AIM/TRU pay a dividend?

Capital-return profile for this ticker.

Performance

AIM/TRU stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns AIM/TRU?

Insider, institutional, and short-interest positioning.

Institutional ownership

+62.9%

Share of float held by funds and institutions

Insider ownership

+0.4%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

AIM/TRU momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

64.7

Neutral momentum band

Price vs 200-day MA

+17.7%

50/200-day relationship not available

Beta (5Y)

0.20

Less volatile than the market

Sharpe ratio

2.03

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About AIM/TRU

Hub-level FAQ points readers to the deeper analysis pages.

What is the current aim/TRU stock rating?

aim/TRU is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full aim/TRU analysis?

The full report lives at /stocks/aim/TRU/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for aim/TRU?

The latest report frames aim/TRU around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the aim/TRU page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.