Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

NAVI stock hub

Navient Corporation has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

802.7M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

NAVI

In the news

Latest news · NAVI

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11.5

P25 8.8P50 10.4P75 13.1

Trailing P/En/a

P25 10.9P50 14.7P75 36.2

ROE-2.5

P25 4.9P50 10.4P75 15

ROIC-0.1

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All NAVI market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

214

Groups with data

Currency

USD

Showing 214 of 214 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001593538
Company name	Navient Corporation
Country	United States
Country code	US
Cusip	63938C108
Employees	670
Employees Change	-1,430%
Employees Change Percent	-68.1
Enterprise value	$45.3B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Credit Services
Isin	US63938C1080
Last refreshed	2026-05-10
Market cap	$802.7M
Market cap category	Small-Cap
Price	$8.54
Price currency	USD
Rev Per Employee	491,044.78x
Sector	Financials
Sic	6211
Symbol	NAVI
Website	https://www.navient.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	-7.6%
EV Sales Forward	72.62x
EV/Sales	137.83x
Forward P/E	11.5x
P/B ratio	0.34x
P/S ratio	2.44x
PE Ratio10 Y	8.44x
PE Ratio3 Y	15.64x
PE Ratio5 Y	10.12x
PS Forward	1.29x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	100%
Gross Profit	$329M
Net Income	$-61M
Net Income Growth Quarters	1%
Net Income Growth Years	0%
Pretax Margin	-22.49%
Profit Margin	-18.54%
Profit Per Employee	$-91,045
ROA	-0.12
Roa5y	0.42
ROE	-2.46
Roe5y	12.22
ROIC	-0.13
Roic5y	0.45

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	0.4%
Cagr15y	2.89%
Cagr1y	-28.32%
Cagr20y	-3.43%
Cagr3y	-13.27%
Cagr5y	-9.48%
Div CAGR10	0%
Div CAGR3	0%
Div CAGR5	0%
EPS Growth Quarters	1
EPS Growth Years	0
OCF Growth	-7.18%
OCF Growth10 Y	-15.56%
OCF Growth3 Y	-16.71%
OCF Growth5 Y	-14.65%
Revenue Growth	-52.93x
Revenue Growth Q	-0.79x
Revenue Growth Years	0x
Revenue Growth3 Y	-39.01x
Revenue Growth5 Y	-31.35x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.01
Assets	$48B
Cash	$657M
Debt	$45.2B
Debt Equity	$19
Equity	$2.4B
Liabilities	$45.6B
Net Cash	$-44.5B
Net Cash By Market Cap	$-5,549
Net Debt Equity	$18.72
Tangible Book Value	$1.9B
Tangible Book Value Per Share	$20.74
WACC	0.19

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	7.86
Quick ratio	7.6
Working Capital	$40.9B
Working Capital Turnover	$0.01

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	9.95%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	$0.64
Dividend Years	16
Dividend Yield	7.49%
Ex Div Date	2026-03-06
Last Dividend	$0.16
Payout Frequency	Quarterly

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	4.04%
1Y total return	-28.31%
200-day SMA	11.34
3Y total return	-34.78%
50-day SMA	8.5
50-day SMA vs 200-day SMA	50under200
5Y total return	-39.23%
All Time High	58.35
All Time High Change	-85.36%
All Time High Date	2006-01-10
All Time Low	0.79
All Time Low Change	980.33%
All Time Low Date	1983-09-23
ATR	0.31
Beta	1.26
Beta1y	1.23
Beta2y	1.1
Ch YTD	-34.31
High	8.79
High52	16.07
High52 Date	2025-07-08
High52ch	-46.86%
Low	8.52
Low52	7.8
Low52 Date	2026-04-13
Low52ch	9.46%
Ma50ch	0.48%
Price vs 200-day SMA	-24.66%
RSI	44.29
RSI Monthly	35.06
RSI Weekly	34.98
Sharpe ratio	-0.82x
Sortino ratio	-0.86
Total Return	17.45%
Tr YTD	-33.06
Tr15y	53.4%
Tr1m	0.47%
Tr1w	-6.87%
Tr3m	-13.41%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	6
Analyst Count Top	1
Analyst Price Target Top	$8.5
Analyst Ratings	Sell
Analyst Ratings Top	Hold
Earnings EPS Estimate	$0.16
Earnings EPS Estimate Growth	-36
Earnings Revenue Estimate	132,001,648x
Earnings Revenue Estimate Growth	-8.33x
Operating Income	$-60M
Operating margin	-18.24
Price target	$9.67
Price Target Change	$13.23
Price Target Change Top	$-0.47

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	62,323,444%
Float Percent	66.31%
Net Borrowing	-2,926,000,000
Shares Insiders	2.34%
Shares Institutions	68.63%
Shares Out	93,989,417
Shares Qo Q	-1.03%
Shares Yo Y	-9.95%
Short Float	14.48%
Short Ratio	9.61
Short Shares	9.6

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	960,838.45x
Bv Per Share	25.31
Ch10y	-34.91
Ch15y	-48.37
Ch1m	0.47
Ch1w	-6.87
Ch1y	-32.17
Ch20y	-83.62
Ch3m	-15.02
Ch3y	-43.18
Ch5y	-50.75
Ch6m	-27.13
Change	-2.84%
Change From Open	-2.84
Close	8.79
Days Gap	0
Dollar Volume	4,790,769.2
Earnings Date	2026-04-29
Earnings Time	bmo
EPS	$-0.64
F Score	3
Financing CF	-2,989,000,000
Fiscal Year End	December
Founded	1,973
Income Tax	$-13M
Investing CF	2,742,000,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-29
Last Report Date	2026-03-31
Last Split Date	2003-06-23
Last Split Type	Forward
Last10k Filing Date	2026-02-26
Ma150	10.73
Ma150ch	-20.37%
Ma20	8.83
Ma20ch	-3.27%
Net CF	76,000,000
Next Earnings Date	2026-07-29
Open	8.79
Optionable	Yes
P OCF Ratio	2.49
Payment Date	2026-03-20
Position In Range	7.41
Ppne	21,000,000
Price Date	2026-05-08
Ptbv Ratio	0.41
Relative Volume	0.58x
Revenue	329,000,000x
SBC By Revenue	4.86x
Share Based Comp	16,000,000
Tax By Revenue	-3.95x
Tr20y	-50.29%
Tr6m	-24.78%
Us State	Virginia
Volume	560,980

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

NAVI dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+7.5%

$0.64 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

0.0%

0 consecutive years of growth

Total shareholder yield

+17.4%

Next ex-dividend date: 2026-03-06

Performance

NAVI stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns NAVI?

Insider, institutional, and short-interest positioning.

Institutional ownership

+68.6%

Float: +66.3% of shares outstanding

Insider ownership

+2.3%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

NAVI momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

44.3

Neutral momentum band

Price vs 200-day MA

-24.7%

50/200-day relationship not available

Beta (5Y)

1.26

More volatile than the market

Sharpe ratio

-0.82

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

NAVI vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Giảm
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Giảm
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Giảm

Questions

About NAVI

Hub-level FAQ points readers to the deeper analysis pages.

What is the current NAVI stock rating?

Navient Corporation is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full NAVI analysis?

The full report lives at /stocks/NAVI/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for NAVI?

The latest report frames NAVI around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the NAVI page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.