Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

VBNK stock hub

VersaBank has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

606.3M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

VBNK

In the news

Latest news · VBNK

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E14

P25 8.8P50 10.4P75 13.1

Trailing P/E26.2

P25 10.9P50 14.7P75 36.2

ROE5.9

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All VBNK market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

206

Groups with data

Currency

CAD

Showing 206 of 206 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001690639
Company name	VersaBank
Country	Canada
Country code	US
Cusip	92512J106
Employees	131
Employees Change	10%
Employees Change Percent	8.26
Exchange	NASDAQ
Financial currency	CAD
First seen	2026-05-09
Industry	Banks - Regional
IPO Date	2021-09-22
Isin	CA92512J1066
Last refreshed	2026-05-10
Market cap	$606.3M
Market cap category	Small-Cap
Price	$18.84
Price currency	USD
Rev Per Employee	727,329.68x
Sector	Financials
Sic	6029
Symbol	VBNK
Website	https://www.versabank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	3.82%
FCF yield	-111.9%
Forward P/E	13.98x
P/B ratio	1.51x
P/E ratio	26.2x
P/S ratio	6.36x
PE Ratio10 Y	11.88x
PE Ratio3 Y	13.11x
PE Ratio5 Y	14.01x
PS Forward	3.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$95.3M
Net Income	$23.1M
Net Income Growth	-10.82%
Net Income Growth Q	35.93%
Net Income Growth Quarters	1%
Net Income Growth Years	0%
Net Income Growth3 Y	7.14%
Net Income Growth5 Y	12.54%
Pretax Margin	35.33%
Profit Margin	24.28%
Profit Per Employee	$176,622
Profitable Years	7
ROA	0.56
Roa5y	0.87
ROE	5.9
Roe5y	8.44

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	71.63%
Cagr3y	43.59%
Div CAGR3	-1.01%
Div CAGR5	-1.21%
EPS Growth	-24.24
EPS Growth Q	23.66
EPS Growth Quarters	1
EPS Growth Years	0
EPS Growth3 Y	1.39
EPS Growth5 Y	3.6
Revenue Growth	17.78x
Revenue Growth Q	33.62x
Revenue Growth Quarters	4x
Revenue Growth Years	6x
Revenue Growth3 Y	13.15x
Revenue Growth5 Y	18.16x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$4.5B
Cash	$463M
Debt	$77.6M
Equity	$400.4M
Liabilities	$4.1B
Net Cash	$385.4M
Net Cash By Market Cap	$63.57
Net Cash Growth	89.32%
Net Debt Equity	$-0.96
Tangible Book Value	$383.8M
Tangible Book Value Per Share	$11.97
WACC	8.81

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-3.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-20.55%
Dividend Growth	1.91%
Dividend Growth Years	0%
Dividend per share	$0.07
Dividend Years	9
Dividend Yield	0.39%
Ex Div Date	2026-04-10
Last Dividend	$0.02
Payout Frequency	Quarterly
Payout Ratio	10.14%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	71.57%
200-day SMA	13.79
3Y total return	196.12%
50-day SMA	15.86
50-day SMA vs 200-day SMA	50over200
All Time High	19.02
All Time High Change	-0.92%
All Time High Date	2026-05-07
All Time Low	6.37
All Time Low Change	195.99%
All Time Low Date	2023-05-18
ATR	0.57
Beta	1.04
Ch YTD	25.77
High	18.88
High52	19.02
High52 Date	2026-05-07
High52ch	-0.92%
Low	18.45
Low52	10.1
Low52 Date	2025-08-12
Low52ch	86.54%
Ma50ch	18.8%
Price vs 200-day SMA	36.66%
RSI	71.82
RSI Monthly	66.63
RSI Weekly	68.99
Sharpe ratio	1.65x
Sortino ratio	2.84
Total Return	-20.16%
Tr YTD	26.06
Tr1m	29.72%
Tr1w	4.15%
Tr3m	15%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	2
Analyst Ratings	Buy
Earnings EPS Estimate	$0.28
Earnings EPS Estimate Growth	55.56
Earnings Revenue Estimate	26,630,000x
Earnings Revenue Estimate Growth	25.61x
Operating Income	$33.7M
Operating margin	35.33
Price target	$13
Price Target Change	$-31

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	20,084,232%
Float Percent	62.63%
Net Borrowing	-283,822.8
Shares Insiders	11.04%
Shares Institutions	34.61%
Shares Out	32,069,447
Shares Qo Q	-1.71%
Shares Yo Y	20.55%
Short Float	1.23%
Short Ratio	3.89
Short Shares	0.77

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$-678.4M
Average Volume	94,531.25x
Bv Per Share	12.48
CAPEX	$241,815
Ch1m	29.57
Ch1w	4.15
Ch1y	70.65
Ch3m	14.88
Ch3y	190.3
Ch6m	61.72
Change	0.96%
Change From Open	0.86
Close	18.66
Days Gap	0.11
Dollar Volume	819,370.4
Earnings Date	2026-06-03
Earnings Time	bmo
EPS	$0.72
F Score	2
FCF	$-678.4M
FCF Per Share	$-21.15
Financing CF	815,378,831
Fiscal Year End	October
Founded	1,980
Goodwill	8,998,207.8
Graham Number	14.18759
Graham Upside	-24.69
Income Tax	$10.5M
Investing CF	48,077,646
Ipr	88.4
Iprfo	71.74
Is Primary Listing	0
Is Spac	No
Last Earnings Date	2026-03-03
Last Report Date	2026-01-31
Last Split Type	Never
Lynch Fair Value	$9.02
Lynch Upside	-52.15
Ma150	14.53
Ma150ch	29.69%
Ma20	17.69
Ma20ch	6.48%
Net CF	177,901,962
Next Earnings Date	2026-06-03
Open	18.68
Optionable	Yes
Payment Date	2026-04-30
Position In Range	90.7
Post Close	18.84
Postmarket Change Percent	0.13
Postmarket Price	$18.87
Ppne	19,545,005.7
Price Date	2026-05-08
Ptbv Ratio	1.58
Relative Volume	0.46x
Revenue	95,280,188x
SBC By Revenue	0x
Share Based Comp	4,423
Tax By Revenue	11.04x
Tax Rate	31.26%
Tr6m	62.1%
Volume	43,491

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

VBNK dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+0.4%

$0.07 annual per share

Payout ratio

+10.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-1.2%

0 consecutive years of growth

Total shareholder yield

-20.2%

Next ex-dividend date: 2026-04-10

Performance

VBNK stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns VBNK?

Insider, institutional, and short-interest positioning.

Institutional ownership

+34.6%

Float: +62.6% of shares outstanding

Insider ownership

+11.0%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

VBNK momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

71.8

Above 70: short-term overbought

Price vs 200-day MA

+36.7%

50/200-day relationship not available

Beta (5Y)

1.03

Moves roughly with the market

Sharpe ratio

1.65

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

VBNK vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Giảm
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Giảm
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Giảm

Questions

About VBNK

Hub-level FAQ points readers to the deeper analysis pages.

What is the current VBNK stock rating?

VersaBank is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full VBNK analysis?

The full report lives at /stocks/VBNK/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for VBNK?

The latest report frames VBNK around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the VBNK page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.