Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/GHFH stock hub

FRA/GHFH has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

19.6B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/GHFH

In the news

Latest news · FRA/GHFH

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E5.5

P25 n/aP50 n/aP75 n/a

Trailing P/E5.9

P25 n/aP50 n/aP75 n/a

ROE4.2

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/GHFH market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

171

Groups with data

Currency

CNY

Showing 171 of 171 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	China
Country code	DE
Employees	61,658
Employees Change	-1,446%
Employees Change Percent	-2.28
Exchange	Frankfurt Stock Exchange
Financial currency	CNY
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 19.6B
Price	EUR 0.37
Price currency	EUR
Rev Per Employee	170,698.75x
Sic	6020
Symbol	fra/GHFH
Website	https://www.cmbc.com.cn

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	16.85%
FCF yield	22.15%
Forward P/E	5.48x
P/B ratio	0.22x
P/E ratio	5.94x
P/S ratio	1.86x
PE Ratio10 Y	5.6x
PE Ratio3 Y	5.79x
PE Ratio5 Y	5.54x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	41.19%
Gross Profit	EUR 10.5B
Net Income	EUR 3.3B
Net Income Growth	-7.19%
Net Income Growth Q	-9.64%
Net Income Growth3 Y	-6.1%
Net Income Growth5 Y	-2.04%
Pretax Margin	37.01%
Profit Margin	35.05%
Profit Per Employee	EUR 53,478
ROA	0.37
Roa5y	0.46
ROE	4.25
Roe5y	5.49

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-3.95%
Cagr3y	9.71%
Cagr5y	5.92%
Div CAGR10	6.55%
Div CAGR3	10.01%
Div CAGR5	-2.62%
EPS Growth	-3.77
EPS Growth Q	-10.35
EPS Growth3 Y	-6.29
EPS Growth5 Y	-2.13
OCF Growth10 Y	-17.98%
Revenue Growth	-3.84x
Revenue Growth Q	-7.8x
Revenue Growth3 Y	-4.04x
Revenue Growth5 Y	-1.09x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 986.8B
Cash	EUR 121.2B
Debt	EUR 201.3B
Debt FCF	EUR 46.44
Equity	EUR 89.8B
Liabilities	EUR 897B
Net Cash	EUR -80.2B
Net Cash By Market Cap	EUR -410
Net Debt Equity	EUR 0.89
Net Debt FCF	EUR 18.49
Tangible Book Value	EUR 84.5B
Tangible Book Value Per Share	EUR 1.63

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -591.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.15%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	EUR 0.02
Dividend Years	16
Dividend Yield	6.45%
Ex Div Date	2025-09-11
Last Dividend	EUR 0.02
Payout Ratio	68.92%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-3.95%
200-day SMA	0.43
3Y total return	32.07%
50-day SMA	0.39
50-day SMA vs 200-day SMA	50under200
5Y total return	33.33%
All Time High	0.7
All Time High Change	-47.58%
All Time High Date	2019-04-30
All Time Low	0.24
All Time Low Change	53.33%
All Time Low Date	2021-09-20
ATR	0.01
Ch YTD	-10.24
High	0.37
High52	0.59
High52 Date	2025-07-21
High52ch	-37.09%
Low	0.37
Low52	0.36
Low52 Date	2026-04-07
Low52ch	1.1%
Ma50ch	-6.81%
Price vs 200-day SMA	-14.93%
RSI	40.54
RSI Monthly	45.61
RSI Weekly	35.59
Sharpe ratio	-0.09x
Sortino ratio	0.03
Total Return	6.6%
Tr YTD	-10.24
Tr1m	-3.66%
Tr1w	-1.08%
Tr3m	-10.68%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 3.9B
Operating margin	36.71

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	26,592,632,575%
Net Borrowing	-8,676,498,602.2
Shares Insiders	0%
Shares Institutions	16.86%
Shares Qo Q	47.62%
Shares Yo Y	-0.15%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 4.3B
Average Volume	75x
Bv Per Share	1.65
CAPEX	EUR -1.5B
Ch1m	-3.66
Ch1w	-1.08
Ch1y	-8.91
Ch3m	-10.68
Ch3y	0.55
Ch5y	-13.21
Ch6m	-17.12
Change	-4.17%
Change From Open	0.55
Close	0.38
Days Gap	-4.69
Earnings Date	2026-04-29
EPS	EUR 0.08
F Score	4
FCF	EUR 4.3B
Financing CF	-19,023,160,642
Fiscal Year End	December
Founded	1,996
Graham Number	1.53452
Graham Upside	317
Income Tax	EUR 212M
Investing CF	9,106,687,751
Is Primary Listing	0
Last Earnings Date	2026-04-29
Last Report Date	2026-03-31
Last Split Date	2018-06-25
Last Split Type	Forward
Lynch Fair Value	EUR 0.31
Lynch Upside	-15.76
Ma150	0.42
Ma150ch	-12.13%
Ma20	0.38
Ma20ch	-2.28%
Net CF	-4,318,015,788
Next Earnings Date	2026-08-28
Open	0.37
P FCF Ratio	4.51
P OCF Ratio	3.36
Payment Date	2025-10-16
Position In Range	100
Ppne	7,738,363,958.1
Price Date	2026-05-08
Ptbv Ratio	0.23
Relative Volume	3.04x
Revenue	10,524,943,432x
Tax By Revenue	2.01x
Tax Rate	5.44%
Tr6m	-17.12%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/GHFH dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+6.4%

$0.02 annual per share

Payout ratio

+68.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-2.6%

0 consecutive years of growth

Total shareholder yield

+6.6%

Next ex-dividend date: 2025-09-11

Performance

FRA/GHFH stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/GHFH?

Insider, institutional, and short-interest positioning.

Institutional ownership

+16.9%

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.2%

Negative means the company is buying back shares.

Technical

FRA/GHFH momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

40.5

Neutral momentum band

Price vs 200-day MA

-14.9%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

-0.09

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/GHFH

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/GHFH stock rating?

fra/GHFH is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/GHFH analysis?

The full report lives at /stocks/fra/GHFH/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/GHFH?

The latest report frames fra/GHFH around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/GHFH page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.