Financials / Banking ServicesUpdated 2026-05-10 22:07 UTC

WSE/CFS stock hub

WSE/CFS has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

48.6M

Warsaw Stock Exchange

Market data

Price

Recent price action with selectable time range.

WSE/CFSWSE/CFS

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In the news

Latest news · WSE/CFS

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E6.3

P25 n/aP50 n/aP75 n/a

ROEn/a

P25 n/aP50 n/aP75 n/a

ROIC12.8

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All WSE/CFS market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

222

Groups with data

Currency

PLN

Showing 222 of 222 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Poland
Country code	PL
Employees	41
Employees Change	-1%
Employees Change Percent	-2.38
Enterprise value	PLN 44.1M
Exchange	Warsaw Stock Exchange
Financial currency	PLN
First seen	2026-05-10
Industry	Banking Services
Isin	PLCFBPS00019
Last refreshed	2026-05-10
Market cap	PLN 48.6M
Price	PLN 4.8
Price currency	PLN
Rev Per Employee	529,126.34x
Sector	Financials
Sic	6020
Symbol	wse/CFS
Website	https://cfsa.pl

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	15.77%
EV Earnings	5.76x
EV/EBIT	4.24x
EV/EBITDA	4.24x
EV/FCF	5.84x
EV/Sales	2.03x
FCF yield	15.55%
P/B ratio	0.7x
P/E ratio	6.34x
P/S ratio	2.24x
PE Ratio10 Y	8.31x
PE Ratio3 Y	5.49x
PE Ratio5 Y	5.55x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	47.98%
EBITDA Margin	48.01%
FCF margin	34.82%
Gross margin	99.44%
Gross Profit	PLN 21.6M
Gross Profit Growth	0.94%
Gross Profit Growth Q	-15.47%
Gross Profit Growth3 Y	5.95%
Gross Profit Growth5 Y	7.42%
Net Income	PLN 7.7M
Net Income Growth	-12.62%
Net Income Growth Q	-37.64%
Net Income Growth3 Y	-0.68%
Net Income Growth5 Y	8.21%
Pretax Margin	45.11%
Profit Margin	35.31%
Profit Per Employee	PLN 186,851
Roa5y	10.86
ROCE	12.55
Roe5y	16.97
ROIC	12.77
Roic5y	20.62

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	3.3%
Cagr1y	2.93%
Cagr3y	11.49%
Cagr5y	10.26%
Div CAGR10	-5.52%
Div CAGR3	-19.43%
Div CAGR5	-10.74%
EPS Growth Q	-43.31
EPS Growth3 Y	-3.78
EPS Growth5 Y	4.16
FCF Growth	-15.68%
FCF Growth Q	12.56%
FCF Growth3 Y	-20.04%
FCF Growth5 Y	-8.9%
OCF Growth	-15.48%
OCF Growth Q	12.56%
OCF Growth10 Y	4.46%
OCF Growth3 Y	-20.01%
OCF Growth5 Y	-8.95%
Revenue Growth	0.53x
Revenue Growth Q	-16.13x
Revenue Growth3 Y	5.93x
Revenue Growth5 Y	7.44x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	PLN 93.4M
Cash	PLN 16.6M
Current Assets	PLN 17.5M
Current Liabilities	PLN 10.5M
Debt	PLN 12.1M
Debt EBITDA	PLN 1.17
Debt Equity	PLN 0.18
Debt FCF	PLN 1.61
Equity	PLN 69M
Interest Coverage	10.04
Liabilities	PLN 24.4M
Long Term Assets	PLN 75.9M
Long Term Liabilities	PLN 13.9M
Net Cash	PLN 4.5M
Net Cash By Market Cap	PLN 9.17
Net Debt EBITDA	PLN -0.43
Net Debt Equity	PLN -0.06
Net Debt FCF	PLN -0.59
Tangible Book Value	PLN 69M
Tangible Book Value Per Share	PLN 6.82
WACC	5.4

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.67
Net Working Capital	PLN -1.6M
Quick ratio	1.66
Working Capital	PLN 7M
Working Capital Turnover	PLN 5.67

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	-20.93%
Dividend Growth Years	0%
Dividend per share	PLN 0.43
Dividend Years	6
Dividend Yield	8.96%
Ex Div Date	2026-04-22
Last Dividend	PLN 0.34
Payout Frequency	Annual
Payout Ratio	56.8%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	38.41%
1Y total return	2.93%
200-day SMA	5.04
3Y total return	38.58%
50-day SMA	5.17
50-day SMA vs 200-day SMA	50over200
5Y total return	62.96%
All Time High	7.67
All Time High Change	-37.42%
All Time High Date	2013-08-12
All Time Low	1.5
All Time Low Change	220%
All Time Low Date	2019-06-25
ATR	0.24
Beta	0.15
Beta1y	0.26
Beta2y	0.21
Ch YTD	-3.61
High	4.98
High52	6.1
High52 Date	2026-04-17
High52ch	-21.31%
Low	4.8
Low52	4.32
Low52 Date	2026-04-22
Low52ch	11.11%
Ma50ch	-7.07%
Price vs 200-day SMA	-4.82%
RSI	39.2
RSI Monthly	47.29
RSI Weekly	42.75
Sharpe ratio	0.09x
Sortino ratio	0.33
Total Return	8.96%
Tr YTD	2.93
Tr1m	3.34%
Tr1w	-5.88%
Tr3m	-7.64%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	PLN 10.4M
Operating Income Growth	-19.58
Operating Income Growth Q	-41.25
Operating Income Growth3 Y	-2.03
Operating Income Growth5 Y	5.04
Operating margin	47.98

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	895,410%
Net Borrowing	-1,825,268
Shares Insiders	7.05%
Shares Out	10,119,841
Shares Qo Q	10%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	PLN 7.6M
Average Volume	920.45x
Bv Per Share	6.82
CAPEX	PLN -18,162
Ch10y	-23.08
Ch1m	-3.23
Ch1w	-5.88
Ch1y	-3.61
Ch3m	-13.51
Ch3y	-5.88
Ch5y	-9.43
Ch6m	-1.64
Change	-2.83%
Change From Open	-3.61
Close	4.94
Days Gap	0.81
Depreciation Amortization	7,144
Dollar Volume	859.2
Earnings Date	2026-05-07
EBIT	PLN 10.4M
EBITDA	PLN 10.4M
EPS	PLN 0.76
F Score	3
FCF	PLN 7.6M
FCF EV Yield	17.12x
FCF Per Share	PLN 0.75
Financing CF	-6,321,447
Fiscal Year End	December
Founded	2,008
Graham Number	10.77983
Graham Upside	124.6
Income Tax	PLN 2.1M
Investing CF	-1,626,662
Is Primary Listing	1
Last Earnings Date	2026-05-07
Last Report Date	2025-09-30
Lynch Fair Value	PLN 6.21
Lynch Upside	29.47
Ma150	5.11
Ma150ch	-5.99%
Ma20	5.08
Ma20ch	-5.57%
Net CF	-377,010
Next Earnings Date	2026-08-06
Open	4.98
P FCF Ratio	6.43
P OCF Ratio	6.42
Payment Date	2026-04-27
Position In Range	0
Ppne	15,135
Price Date	2026-05-08
Price EBITDA	PLN 4.66
Ptbv Ratio	0.7
Relative Volume	0.19x
Revenue	21,694,180x
Tax By Revenue	9.8x
Tax Rate	21.72%
Tr6m	5.04%
Volume	179
Z Score	1.91

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

WSE/CFS dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+9.0%

$0.43 annual per share

Payout ratio

+56.8%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-10.7%

0 consecutive years of growth

Total shareholder yield

+9.0%

Next ex-dividend date: 2026-04-22

Performance

WSE/CFS stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns WSE/CFS?

Insider, institutional, and short-interest positioning.

Institutional ownership

n/a

Share of float held by funds and institutions

Insider ownership

+7.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

WSE/CFS momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

39.2

Neutral momentum band

Price vs 200-day MA

-4.8%

50/200-day relationship not available

Beta (5Y)

0.15

Less volatile than the market

Sharpe ratio

0.09

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About WSE/CFS

Hub-level FAQ points readers to the deeper analysis pages.

What is the current wse/CFS stock rating?

wse/CFS is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full wse/CFS analysis?

The full report lives at /stocks/wse/CFS/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for wse/CFS?

The latest report frames wse/CFS around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the wse/CFS page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.