Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

CPSS stock hub

Consumer Portfolio Services, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

221.3M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

CPSS

In the news

Latest news · CPSS

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E7

P25 8.8P50 10.4P75 13.1

Trailing P/E12

P25 10.9P50 14.7P75 36.2

ROE6.6

P25 4.9P50 10.4P75 15

ROIC0.5

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All CPSS market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

206

Groups with data

Currency

USD

Showing 206 of 206 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000889609
Company name	Consumer Portfolio Services, Inc.
Country	United States
Country code	US
Cusip	210502100
Employees	913
Employees Change	-20%
Employees Change Percent	-2.14
Enterprise value	$3.9B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Credit Services
IPO Date	1992-10-22
Isin	US2105021008
Last refreshed	2026-05-10
Market cap	$221.3M
Market cap category	Micro-Cap
Price	$10.05
Price currency	USD
Rev Per Employee	222,012.05x
Sector	Financials
Sic	6199
Symbol	CPSS
Website	https://www.consumerportfolio.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.11%
EV Earnings	192.49x
EV/Sales	19.15x
Forward P/E	7.01x
P/B ratio	0.7x
P/E ratio	11.97x
P/S ratio	1.09x
PE Ratio10 Y	8.85x
PE Ratio3 Y	7.78x
PE Ratio5 Y	5.99x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	100%
Gross Profit	$202.7M
Net Income	$20.2M
Net Income Growth	4.47%
Net Income Growth Q	18%
Net Income Growth Quarters	1%
Net Income Growth Years	1%
Net Income Growth3 Y	-36.48%
Net Income Growth5 Y	4.68%
Pretax Margin	14.42%
Profit Margin	9.95%
Profit Per Employee	$22,092
Profitable Years	14
ROA	0.52
Roa5y	1.69
ROE	6.58
Roe5y	21.13
ROIC	0.52
Roic5y	1.72

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	10.27%
Cagr15y	15.03%
Cagr1y	10.2%
Cagr20y	1.34%
Cagr3y	-0.88%
Cagr5y	18.51%
EPS Growth	7.53
EPS Growth Q	26.32
EPS Growth Quarters	1
EPS Growth Years	1
EPS Growth3 Y	-34.55
EPS Growth5 Y	5.08
Revenue Growth	7.37x
Revenue Growth Q	5.74x
Revenue Growth Quarters	18x
Revenue Growth Years	4x
Revenue Growth3 Y	-6.57x
Revenue Growth5 Y	2.35x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.05
Assets	$4.1B
Cash	$6.9M
Debt	$3.7B
Debt Equity	$11.67
Equity	$314.4M
Liabilities	$3.7B
Net Cash	$-3.7B
Net Cash By Market Cap	$-1,654
Net Debt Equity	$11.65
Tangible Book Value	$314.4M
Tangible Book Value Per Share	$14.44
WACC	0.59

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	7.48
Quick ratio	7.15
Working Capital	$3.5B
Working Capital Turnover	$0.07

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	1.54%
Dividend Yield	0%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	165.87%
1Y total return	10.2%
200-day SMA	8.38
3Y total return	-2.62%
50-day SMA	8.35
50-day SMA vs 200-day SMA	50under200
5Y total return	133.72%
All Time High	18.25
All Time High Change	-44.93%
All Time High Date	1997-09-09
All Time Low	0.25
All Time Low Change	3,920%
All Time Low Date	2009-02-20
ATR	0.34
Beta	1.12
Beta1y	0.66
Beta2y	0.35
Ch YTD	7.72
High	10.48
High52	10.49
High52 Date	2026-05-07
High52ch	-4.19%
Low	9.91
Low52	6.67
Low52 Date	2025-09-02
Low52ch	50.74%
Ma50ch	20.39%
Price vs 200-day SMA	19.89%
RSI	77.56
RSI Monthly	55.61
RSI Weekly	65.27
Sharpe ratio	0.37x
Sortino ratio	0.69
Total Return	1.54%
Tr YTD	7.72
Tr15y	717.07%
Tr1m	31.2%
Tr1w	5.9%
Tr3m	12.29%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Earnings EPS Estimate	$0.3
Earnings EPS Estimate Growth	57.89
Earnings Revenue Estimate	44,256,000x
Earnings Revenue Estimate Growth	-58.59x
Operating Income	$29.2M
Operating Income Growth	5.61
Operating Income Growth Q	18.02
Operating Income Growth3 Y	-34.77
Operating Income Growth5 Y	3.21
Operating margin	14.42

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	8,706,869%
Float Percent	40.01%
Shares Insiders	36.43%
Shares Institutions	23.61%
Shares Out	21,760,275
Shares Qo Q	-0.97%
Shares Yo Y	-1.54%
Short Float	2.61%
Short Ratio	10.37
Short Shares	1.04

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	29,491.6x
Bv Per Share	14.44
Ch10y	165.9
Ch15y	717.1
Ch1m	31.2
Ch1w	5.9
Ch1y	10.2
Ch20y	30.52
Ch3m	12.29
Ch3y	-2.62
Ch5y	133.7
Ch6m	15.92
Change	-2.14%
Change From Open	-2.14
Close	10.27
Days Gap	0
Dollar Volume	411,899.3
Earnings Date	2026-05-05
Earnings Time	amc
EPS	$0.85
F Score	3
Fiscal Year End	December
Founded	1,991
Graham Number	16.61145
Graham Upside	63.34
Income Tax	$9.1M
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-05-05
Last Report Date	2026-03-31
Last Split Date	1996-03-15
Last Split Type	Forward
Last10k Filing Date	2026-03-16
Lynch Fair Value	$4.25
Lynch Upside	-58.23
Ma150	8.46
Ma150ch	18.81%
Ma20	9.06
Ma20ch	10.99%
Next Earnings Date	2026-08-10
Open	10.27
Optionable	Yes
Position In Range	24.56
Post Close	10.05
Postmarket Change Percent	1.19
Postmarket Price	$10.17
Price Date	2026-05-08
Ptbv Ratio	0.7
Relative Volume	1.39x
Revenue	202,697,000x
Tax By Revenue	4.47x
Tax Rate	30.99%
Tr20y	30.52%
Tr6m	15.92%
Us State	Nevada
Volume	40,985

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does CPSS pay a dividend?

Capital-return profile for this ticker.

Performance

CPSS stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns CPSS?

Insider, institutional, and short-interest positioning.

Institutional ownership

+23.6%

Float: +40.0% of shares outstanding

Insider ownership

+36.4%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

CPSS momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

77.6

Above 70: short-term overbought

Price vs 200-day MA

+19.9%

50/200-day relationship not available

Beta (5Y)

1.12

Moves roughly with the market

Sharpe ratio

0.37

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

CPSS vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	减持
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	减持
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	减持

Questions

About CPSS

Hub-level FAQ points readers to the deeper analysis pages.

What is the current CPSS stock rating?

Consumer Portfolio Services, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full CPSS analysis?

The full report lives at /stocks/CPSS/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for CPSS?

The latest report frames CPSS around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the CPSS page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.