Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

FBNC stock hub

First Bancorp has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

FBNCis not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

2.4B

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

FBNC

In the news

Latest news · FBNC

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E12.3

P25 8.8P50 10.4P75 13.1

Trailing P/E20.1

P25 10.9P50 14.7P75 36.2

ROE7.6

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FBNC market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

215

Groups with data

Currency

USD

Showing 215 of 215 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000811589
Company name	First Bancorp
Country	United States
Country code	US
Cusip	318910106
Employees	1,353
Employees Change	-21%
Employees Change Percent	-1.53
Enterprise value	$1.9B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US3189101062
Last refreshed	2026-05-10
Market cap	$2.4B
Market cap category	Mid-Cap
Price	$58.86
Price currency	USD
Rev Per Employee	290,712.49x
Sector	Financials
Sic	6022
Symbol	FBNC
Website	https://localfirstbank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	4.96%
EV Earnings	15.84x
EV Sales Forward	3.64x
EV/Sales	4.86x
Forward P/E	12.28x
P/B ratio	1.45x
P/E ratio	20.09x
P/S ratio	6.19x
PE Ratio10 Y	14.98x
PE Ratio3 Y	16.62x
PE Ratio5 Y	14.91x
PS Forward	4.64x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$393.3M
Net Income	$120.7M
Net Income Growth	38.87%
Net Income Growth Q	28.16%
Net Income Growth Quarters	4%
Net Income Growth Years	1%
Net Income Growth3 Y	-1.8%
Net Income Growth5 Y	5.81%
Pretax Margin	38.57%
Profit Margin	30.84%
Profit Per Employee	$89,195
Profitable Years	13
ROA	0.96
Roa5y	0.98
ROE	7.6
Roe5y	8.65

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	13.52%
Cagr15y	13.22%
Cagr1y	44.96%
Cagr20y	7.53%
Cagr3y	29.41%
Cagr5y	7.67%
Div CAGR10	11.26%
Div CAGR3	1.86%
Div CAGR5	4.68%
EPS Growth	38.72
EPS Growth Q	28.52
EPS Growth Quarters	4
EPS Growth Years	1
EPS Growth3 Y	-5.39
EPS Growth5 Y	-1.63
Revenue Growth	13.22x
Revenue Growth Q	13.89x
Revenue Growth Quarters	4x
Revenue Growth Years	1x
Revenue Growth3 Y	1.68x
Revenue Growth5 Y	7.26x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$12.9B
Cash	$598M
Debt	$74.6M
Equity	$1.7B
Liabilities	$11.3B
Net Cash	$523.3M
Net Cash By Market Cap	$21.49
Net Cash Growth	-21.43%
Net Debt Equity	$-0.31
Tangible Book Value	$1.2B
Tangible Book Value Per Share	$28.72
WACC	8.55

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-10.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.24%
Dividend Growth	5.68%
Dividend Growth Years	1%
Dividend per share	$0.96
Dividend Years	40
Dividend Yield	1.63%
Ex Div Date	2026-03-31
Last Dividend	$0.24
Payout Frequency	Quarterly
Payout Ratio	31.75%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	255.48%
1Y total return	44.92%
200-day SMA	54.12
3Y total return	116.77%
50-day SMA	56.85
50-day SMA vs 200-day SMA	50over200
5Y total return	44.68%
All Time High	62.64
All Time High Change	-6.03%
All Time High Date	2026-02-09
All Time Low	1.92
All Time Low Change	2,965.63%
All Time Low Date	1987-12-15
ATR	1.59
Beta	0.83
Beta1y	0.72
Beta2y	0.9
Ch YTD	15.89
High	59.43
High52	62.64
High52 Date	2026-02-09
High52ch	-6.03%
Low	58.75
Low52	40
Low52 Date	2025-06-17
Low52ch	47.15%
Ma50ch	3.53%
Price vs 200-day SMA	8.76%
RSI	54.06
RSI Monthly	67.48
RSI Weekly	58.17
Sharpe ratio	1.34x
Sortino ratio	2.25
Total Return	1.39%
Tr YTD	16.39
Tr15y	543.87%
Tr1m	5.58%
Tr1w	1.85%
Tr3m	-5.01%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	4
Analyst Count Top	4
Analyst Price Target Top	$62.25
Analyst Ratings	Buy
Analyst Ratings Top	Buy
Earnings EPS Estimate	$1.09
Earnings EPS Estimate Growth	29.76
Earnings Revenue Estimate	123,088,400x
Earnings Revenue Estimate Growth	16.36x
Operating Income	$157.1M
Operating margin	39.95
Price target	$62.25
Price Target Change	$5.76
Price Target Change Top	$5.76

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	40,516,978%
Float Percent	97.93%
Shares Insiders	2.05%
Shares Institutions	80.68%
Shares Out	41,375,026
Shares Qo Q	-0.05%
Shares Yo Y	0.24%
Short Float	4.65%
Short Ratio	8.25
Short Shares	4.55

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	193,705.55x
Bv Per Share	40.68
Ch10y	193.1
Ch15y	373.5
Ch1m	5.58
Ch1w	1.85
Ch1y	42.28
Ch20y	167.8
Ch3m	-5.42
Ch3y	102.4
Ch5y	29.51
Ch6m	15.19
Change	-0.54%
Change From Open	-0.83
Close	59.18
Days Gap	0.29
Dollar Volume	8,077,475.5
Earnings Date	2026-04-22
Earnings Time	amc
EPS	$2.93
F Score	2
Fiscal Year End	December
Founded	1,934
Goodwill	478,750,000
Graham Number	51.77554
Graham Upside	-12.04
Income Tax	$30.4M
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-22
Last Report Date	2026-03-31
Last Split Date	2004-11-16
Last Split Type	Forward
Last10k Filing Date	2026-02-25
Lynch Fair Value	$17.02
Lynch Upside	-71.09
Ma150	54.6
Ma150ch	7.81%
Ma20	58.66
Ma20ch	0.35%
Next Earnings Date	2026-07-22
Open	59.35
Optionable	Yes
Payment Date	2026-04-27
Position In Range	16.18
Ppne	139,374,000
Price Date	2026-05-08
Ptbv Ratio	2.05
Relative Volume	0.71x
Revenue	393,334,000x
Tax By Revenue	7.73x
Tax Rate	20.05%
Tr20y	326.87%
Tr6m	16.2%
Us State	North Carolina
Volume	137,232

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FBNC dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+1.6%

$0.96 annual per share

Payout ratio

+31.8%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+4.7%

1 consecutive years of growth

Total shareholder yield

+1.4%

Next ex-dividend date: 2026-03-31

Performance

FBNC stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FBNC?

Insider, institutional, and short-interest positioning.

Institutional ownership

+80.7%

Float: +97.9% of shares outstanding

Insider ownership

+2.1%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FBNC momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

54.1

Neutral momentum band

Price vs 200-day MA

+8.8%

50/200-day relationship not available

Beta (5Y)

0.83

Moves roughly with the market

Sharpe ratio

1.34

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

FBNC vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	减持
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	减持
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	减持

Questions

About FBNC

Hub-level FAQ points readers to the deeper analysis pages.

What is the current FBNC stock rating?

First Bancorp is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full FBNC analysis?

The full report lives at /stocks/FBNC/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for FBNC?

The latest report frames FBNC around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the FBNC page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.