Fifth Third Bancorp (FITB)

NYSE: FITB · USD

$53.5

-0.05 (-0.1%)· Recorded snapshot

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StockMarketAgent Research · Analyzed 2026-05-20

Our latest published analysis: FITB rated Hold

Fifth Third Bancorp's published Hold conclusion compares the analysis-date price with fair value and potential value. Read the full report for assumptions, evidence, and material risks.

Fair value

$51.2 / share

Potential value

$68.9 / share

Upside to FV

+7.5%

from $53.5

Moat

6.5/10

Narrow

Read full analysis →View archive · 24mo

9-phase methodology · same model in each published edition

Market cap	$43.1B
Revenue (ttm)	11.1B
Net income (ttm)	2.4B
EPS (ttm)	$2.90
Shares out	907.4M
P/E (trailing)	18.4x
P/E (forward)	9.7x
Dividend	$1.68 (3.15%)
Volume	5,696,978
Beta	0.99

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 11.1B
Net income (ttm): 2.4B
EPS (ttm): $2.90
P/E (trailing): 18.4x
P/E (forward): 9.7x
Market cap: $43.1B

Item	P1	P2	P3	P4	P5	Trend
Period	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31	Trend
Revenue	$7.51B	$8.10B	$8.43B	$8.27B	$8.82B	+4.1%
Gross profit	—	—	—	—	—	—
Operating income	—	—	—	—	—	—
Net income	$2.77B	$2.45B	$2.35B	$2.31B	$2.52B	-2.3%
EPS (diluted)	—	$3.35	$3.22	$3.14	$3.53	+1.8%
EBITDA	—	—	—	—	—	—
R&D	—	—	—	—	—	—
SG&A	$2.98B	$2.97B	$3.34B	$3.19B	$3.22B	+1.9%

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	强力买入
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	强力买入
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	持有
AJG	Arthur J. Gallagher & Co.	66.7B	43.2x	4.4x	6.6%	+15.3%	-5.7%	买入
ALL	The Allstate Corporation	63.2B	5.0x	0.9x	32.6%	+8.5%	+31.8%	强力买入
AMP	Ameriprise Financial, Inc.	43.1B	11.8x	2.2x	43.0%	+8.9%	+1.1%	买入

Base and Bull scenarios

Bull20%

Price target

$68.93

+44.8% from spot

A soft economic landing limits commercial credit losses while wealth management drives fee growth, propelling multiple expansion and earnings significantly above internal valuation cross-check expectations.

Resilient net interest margins
Strong wealth management growth
Multiple expansion toward 14x P/E

Base55%

Price target

$51.17

+7.5% from spot

Stable regional banking footprint delivers consistent profitability. Residual income generation and prudent risk management support a $51.17 valuation despite near-term macroeconomic noise and rate cycle effects.

8.55% Cost of Equity
11.5x Terminal P/E
45.6% Y1 revenue spike

Sensitivity: Ke × terminal growth

The highlighted base cell is anchored to valuation synthesis sensitivity reference ($51.17). It is the reference value for this grid, not a separate standalone fair-value claim.

Ke ↓ / g →	1.5%	2.0%	2.5%	3.0%	3.5%
5.9%	$62.8	$70.8	$81.1	$89.6	$89.6
6.9%	$51.2	$56.4	$62.8	$70.8	$81.1
7.9%	$43.2	$46.9	$51.2	$56.4	$62.8
8.9%	$37.4	$40.1	$43.2	$46.9	$51.2
9.9%	$32.9	$35.0	$37.4	$40.1	$43.2

Scorecard

Published factor rows and weighted composite

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E9.7

P25 8.7P50 10.4P75 12.8

Trailing P/E16

P25 10.7P50 13.5P75 31.8

ROE9.4

P25 4.9P50 11P75 15.4

ROICn/a

P25 -0.7P50 6.7P75 12.6

Benchmarks · 1M

All FITB indicators

Market & fundamental data

Available fields

245

Groups with data

Currency

USD

Showing 245 of 245 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0000035527
Company name	Fifth Third Bancorp
Country	United States
Country code	US
CUSIP number	316773100
Earnings date	2026-10-19
Earnings time	bmo
Employees	18,676
Employees change	60
Employees growth	0.32%
Enterprise value	$60.9B
Exchange	NYSE
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	1858
In index	SP500
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US3167731005
Last 10-K release date	2026-02-24
Last earnings date	2026-10-19
Last refreshed	2026-10-28
Last stock split date	2000-07-17
Last stock split type	Forward
Market cap	$48.6B
Market cap category	Large-Cap
Next earnings date	2027-01-19
Options	Yes
Price	$53.54
Price currency	USD
Sector	Financials
SIC code	6022
Stock price date	2026-10-28
Symbol	FITB
U.S. state	Ohio
Website	https://www.53.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	13.19x
Average P/E ratio (10Y)	11.43x
Average P/E ratio (3Y)	14.57x
Average P/E ratio (5Y)	12.48x
Earnings yield	5.42%
EV/Earnings	25.13x
EV/FCF	20.98x
EV/Sales	5.46x
FCF / EV yield	4.77%
FCF yield	5.97%
Forward EV/Sales	4.39x
Forward P/E	10.94x
Forward P/S	3.5x
Graham number	47.34333
Graham upside	-11.38%
Industry forward P/E	9.97x
Industry P/E	11.81x
Lynch fair value	$14.52
Lynch upside	-72.83%
P/B ratio	1.56x
P/E ratio	18.44x
P/FCF ratio	16.74x
P/OCF ratio	13.23x
P/S ratio	4.36x
PEG ratio	0.76x
Price / tangible book value	2.43x
Sector forward P/E	13.61x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	21.45%
FCF margin	28.69%
Operating margin	29.33%
Pretax margin	29.33%
Profit margin	23.04%
Profit per employee	$129,471
Profitable quarters	65
Profitable years	17
Revenue per employee	$595,684
ROA	1%
ROA (5Y)	1.18%
ROE	9.42%
ROE (5Y)	12.32%
Tax / revenue	6.29%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-13.36%
EPS growth (Q)	-1.1%
EPS growth (QoQ)	8.43%
EPS growth 10Y	2.61%
EPS growth 3Y	-6.14%
EPS growth 5Y	-4.3%
EPS growth years	1
FCF growth	-23.39%
FCF growth 3Y	-16.9%
Net income growth	6.3%
Net income growth (Q)	33.44%
Net income growth (QoQ)	8.52%
Net income growth 3Y	0.01%
Net income growth 5Y	-1.39%
Net income growth quarters	1
Net income growth years	1
OCF growth	-14.73%
OCF growth 10Y	5.38%
OCF growth 3Y	-13.1%
Revenue growth	36.92%
Revenue growth (Q)	50.05%
Revenue growth (QoQ)	0.38%
Revenue growth 10Y	6.23%
Revenue growth 3Y	10.57%
Revenue growth 5Y	6.15%
Revenue growth quarters	5
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-769M
EPS	$2.90
FCF per share	$3.19
Financing cash flow	$1.4B
Free cash flow	$2.9B
Gross profit	$11.1B
Income taxes	$700M
Investing cash flow	$-3.7B
Net borrowing	$-1.3B
Net cash flow	$1.4B
Net income	$2.4B
Operating income	$3.3B
Revenue	$11.1B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$34.31
Debt / equity	0.54
Debt / FCF	6.26
Goodwill	$10B
Net cash (debt)	$-12.3B
Net cash / market cap	-25.36%
Net debt / equity	0.37
Net debt / FCF	4.24
Piotroski F-Score	4
Property, plant and equipment	$3.3B
Shareholders' equity	$33.3B
Tangible book value	$20B
Tangible book value per share	$22.00
Total assets	$301.2B
Total cash	$5.8B
Total debt	$18.1B
Total liabilities	$267.9B
WACC	7.04%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-237B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-23.35%
Dividend growth	7.28%
Dividend growth (10Y)	12.03%
Dividend growth (3Y)	6.53%
Dividend growth (5Y)	7.85%
Dividend growth years	15
Dividend payment date	2026-10-15
Dividend payment years	52
Dividend payout frequency	Quarterly
Dividend per share	$1.68
Dividend yield	3.15%
Ex-dividend date	2026-09-30
FCF payout ratio	52.64%
Last dividend	$0.42
Payout ratio	57.86%
Shareholder yield	-20.22%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	145.35%
10Y return CAGR	13.31%
10Y total return	248.67%
150-day SMA	$52.75
15Y price change	328.62%
15Y return CAGR	13.78%
15Y total return	593.12%
1D price change	-0.1%
1M price change	2.75%
1M total return	3.61%
1W price change	1.37%
1W total return	1.37%
1Y price change	26.11%
1Y return CAGR	30.34%
1Y total return	30.32%
20-day SMA	$51.41
200-day SMA	$51.97
20Y price change	35.43%
20Y return CAGR	4.69%
20Y total return	149.88%
3M price change	-6.08%
3M total return	-5.3%
3Y price change	133.88%
3Y return CAGR	37.55%
3Y total return	160.33%
50-day SMA	$52.75
50-day SMA vs 200-day SMA	50over200
52-week high	$59.50
52-week high date	2026-07-16
52-week low	$40.68
52-week low date	2025-11-18
5Y price change	23.81%
5Y return CAGR	8.38%
5Y total return	49.5%
6M price change	6.37%
6M total return	8.01%
All-time high	$69.70
All-time high date	2002-04-15
All-time low	$1.01
All-time low date	2009-02-20
Average true range (ATR)	$1.07
Average volume	7.7M
Beta (1Y)	0.48
Beta (2Y)	1.01
Beta (5Y)	0.99
Change from 52-week high	-10.03%
Change from 52-week low	31.6%
Change from all-time high	-23.19%
Change from all-time low	5,200.5%
Change from open	-0.4%
Day's gap	0.3%
Dollar volume	$305M
High price	$53.93
Low price	$53.00
Monthly RSI	60.32
Open price	$53.75
Position in 52-week range	57.53%
Premarket change	-0.07%
Premarket close	$53.59
Premarket price	$53.55
Premarket volume	1.5K
Previous close	$53.59
Price vs 150-day SMA	1.49%
Price vs 20-day SMA	4.14%
Price vs 200-day SMA	3.01%
Price vs 50-day SMA	1.48%
Relative volume	0.75
RSI	61.53
Sharpe ratio	1.02
Sharpe ratio (3Y)	1.15
Sharpe ratio (5Y)	0.25
Sortino ratio	1.75
Sortino ratio (3Y)	1.97
Sortino ratio (5Y)	0.54
Volume	5.7M
Weekly RSI	53.5
YTD price change	14.37%
YTD total return	17.18%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	903.4M
Float percentage	99.57%
Shares change (QoQ)	0.12%
Shares change (YoY)	23.35%
Shares held by insiders	0.33%
Shares held by institutions	93.41%
Shares outstanding	907.4M
Short % of float	4.94%
Short % of shares	4.92%
Short ratio	6.1 days

Deeper analysis on FITB

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Quote this valuation with its source: Fair value, Potential value and the price at analysis.

Frequently asked questions

About this FITB report

What is the latest published FITB stock rating?

Fifth Third Bancorp is shown with Hold in the latest published report, analyzed 2026-05-20. The hub links directly to the full analysis surface where the dated rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full FITB analysis?

The full latest published report, analyzed 2026-05-20, lives at /stocks/FITB/analysis. The bare ticker page summarizes that read and links to each analysis tab; earlier editions remain under /analysis/archive.

What fair value is used for FITB?

The latest published report analyzed 2026-05-20 gives FITB a fair value of USD 51 and a potential value of USD 69. These are dated research outputs, not live market prices; review the valuation assumptions, sensitivity analysis, and material risks before making a decision.

How often is the FITB page updated?

The hub selects the latest published stock report regardless of age and displays its analysis date (2026-05-20). Separately sourced market data is labeled with its own recorded timestamp and is never inferred from the report.

HoldFITB · Fair value $51.2+7.5%

Read full analysis →

Category	Score	Reading
Valuation	6.0
Management	5.9
Balance Sheet	5.0
Profitability	5.5
Revenue Growth	9.0
Risk Assessment	6.0
Competitive Moat	6.5
Earnings Quality	6.0
Capital Efficiency	4.0

Fifth Third Bancorp (FITB)

Our latest published analysis: FITB rated Hold

Price

Financial snapshot

Fair-value bridge

Latest news · FITB

Valuation

Profitability

Balance sheet

Trading

Base and Bull scenarios

Sensitivity: Ke × terminal growth

Scorecard

Next earnings

Sector percentile context

All FITB indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on FITB

Frequently asked questions

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