Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

LKFN stock hub

Lakeland Financial Corporation has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.5B

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

LKFN

In the news

Latest news · LKFN

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E14.1

P25 8.8P50 10.4P75 13.1

Trailing P/E14.4

P25 10.9P50 14.7P75 36.2

ROE15.2

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All LKFN market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

246

Groups with data

Currency

USD

Showing 246 of 246 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000721994
Company name	Lakeland Financial Corporation
Country	United States
Country code	US
Cusip	511656100
Employees	675
Employees Change	10%
Employees Change Percent	1.5
Enterprise value	$1.5B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
IPO Date	1997-08-15
Isin	US5116561003
Last refreshed	2026-05-10
Market cap	$1.5B
Market cap category	Small-Cap
Price	$61.63
Price currency	USD
Rev Per Employee	396,875.56x
Sector	Financials
Sic	6022
Symbol	LKFN
Website	https://www.lakecitybank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.16%
EV Earnings	13.28x
EV Sales Forward	4.83x
EV/FCF	13.67x
EV/Sales	5.44x
FCF yield	6.95%
Forward P/E	14.07x
P/B ratio	2.05x
P/E ratio	14.41x
P/S ratio	5.72x
PE Ratio10 Y	16.73x
PE Ratio3 Y	15.95x
PE Ratio5 Y	16.8x
PS Forward	5.09x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	39.78%
Gross Profit	$267.9M
Net Income	$109.8M
Net Income Growth	21.73%
Net Income Growth Q	31.83%
Net Income Growth Quarters	4%
Net Income Growth Years	1%
Net Income Growth3 Y	1.66%
Net Income Growth5 Y	4.04%
Pretax Margin	49.98%
Profit Margin	40.97%
Profit Per Employee	$162,599
Profitable Years	34
ROA	1.58
Roa5y	1.5
ROE	15.21
Roe5y	14.81

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	9.72%
Cagr15y	13.1%
Cagr1y	7.48%
Cagr20y	9.87%
Cagr3y	12.56%
Cagr5y	1.86%
Div CAGR10	11.67%
Div CAGR3	5.85%
Div CAGR5	9.77%
EPS Growth	22.01
EPS Growth Q	33.33
EPS Growth Quarters	4
EPS Growth Years	1
EPS Growth3 Y	1.7
EPS Growth5 Y	3.87
FCF Growth	9.05%
FCF Growth Q	10.37%
FCF Growth3 Y	-9.38%
FCF Growth5 Y	4.44%
OCF Growth	13.14%
OCF Growth Q	19.85%
OCF Growth10 Y	7.64%
OCF Growth3 Y	-6.82%
OCF Growth5 Y	5.68%
Revenue Growth	13.38x
Revenue Growth Q	18.78x
Revenue Growth Quarters	4x
Revenue Growth Years	1x
Revenue Growth3 Y	4.07x
Revenue Growth5 Y	5.31x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$7.1B
Cash	$151.3M
Debt	$75.1M
Debt FCF	$0.7
Equity	$749M
Liabilities	$6.3B
Net Cash	$76.2M
Net Cash By Market Cap	$4.97
Net Cash Growth	-36.67%
Net Debt Equity	$-0.1
Net Debt FCF	$-0.72
Tangible Book Value	$743.9M
Tangible Book Value Per Share	$29.84
WACC	7.92

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-6.1B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.24%
Dividend Growth	4.08%
Dividend Growth Years	12%
Dividend per share	$2.08
Dividend Years	32
Dividend Yield	3.38%
Ex Div Date	2026-04-24
Last Dividend	$0.52
Payout Frequency	Quarterly
Payout Ratio	47.77%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	152.73%
1Y total return	7.47%
200-day SMA	60.65
3Y total return	42.63%
50-day SMA	58.85
50-day SMA vs 200-day SMA	50under200
5Y total return	9.65%
All Time High	85.71
All Time High Change	-28.09%
All Time High Date	2022-01-18
All Time Low	3.44
All Time Low Change	1,692.61%
All Time Low Date	2000-09-29
ATR	1.67
Beta	0.74
Beta1y	0.63
Beta2y	0.76
Ch YTD	8.01
High	62.86
High52	69.4
High52 Date	2025-08-29
High52ch	-11.2%
Low	60.76
Low52	54.36
Low52 Date	2026-03-19
Low52ch	13.37%
Ma50ch	4.72%
Price vs 200-day SMA	1.62%
RSI	55.68
RSI Monthly	50.05
RSI Weekly	54.81
Sharpe ratio	0.25x
Sortino ratio	0.6
Total Return	3.62%
Tr YTD	9.89
Tr15y	533.79%
Tr1m	5.44%
Tr1w	0.41%
Tr3m	-0.72%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	3
Analyst Count Top	2
Analyst Price Target Top	$67
Analyst Ratings	Hold
Analyst Ratings Top	Buy
Earnings EPS Estimate	$1
Earnings EPS Estimate Growth	28.21
Earnings Revenue Estimate	70,251,200x
Earnings Revenue Estimate Growth	10.11x
Operating Income	$137.3M
Operating margin	51.26
Price target	$67
Price Target Change	$8.71
Price Target Change Top	$8.71

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	24,055,703%
Float Percent	96.56%
Net Borrowing	-40,000,000
Shares Insiders	3.33%
Shares Institutions	83.93%
Shares Out	24,913,586
Shares Qo Q	-1.07%
Shares Yo Y	-0.24%
Short Float	8.44%
Short Ratio	10.9
Short Shares	8.15

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$97.9M
Average Volume	134,850.35x
Bv Per Share	30.04
CAPEX	$-14.1M
Ch10y	95.32
Ch15y	334
Ch1m	4.53
Ch1w	0.41
Ch1y	3.95
Ch20y	290.6
Ch3m	-1.58
Ch3y	29.39
Ch5y	-4.98
Ch6m	6.46
Change	-1.55%
Change From Open	-1.39
Close	62.6
Days Gap	-0.16
Dollar Volume	11,473,225.7
Earnings Date	2026-04-27
Earnings Time	bmo
EPS	$4.27
F Score	4
FCF	$106.6M
FCF EV Yield	7.31x
FCF Per Share	$4.28
Financing CF	97,561,000
Fiscal Year End	December
Founded	1,872
Goodwill	4,970,000
Graham Number	53.72531
Graham Upside	-12.71
Income Tax	$24.1M
Investing CF	-302,090,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-27
Last Report Date	2026-03-31
Last Split Date	2016-08-08
Last Split Type	Forward
Last10k Filing Date	2026-02-25
Lynch Fair Value	$21.35
Lynch Upside	-65.31
Ma150	59.25
Ma150ch	4.01%
Ma20	60.89
Ma20ch	1.22%
Net CF	-83,900,000
Next Earnings Date	2026-07-24
Open	62.5
Optionable	Yes
P FCF Ratio	14.39
P OCF Ratio	12.71
Payment Date	2026-05-05
Position In Range	41.43
Post Close	61.63
Postmarket Change Percent	-0.13
Postmarket Price	$61.55
Ppne	75,653,000
Price Date	2026-05-08
Ptbv Ratio	2.06
Relative Volume	1.38x
Revenue	267,891,000x
SBC By Revenue	3.25x
Share Based Comp	8,700,000
Tax By Revenue	9.01x
Tax Rate	18.03%
Tr20y	556.74%
Tr6m	8.32%
Us State	Indiana
Volume	186,163

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

LKFN dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.4%

$2.08 annual per share

Payout ratio

+47.8%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+9.8%

12 consecutive years of growth

Total shareholder yield

+3.6%

Next ex-dividend date: 2026-04-24

Performance

LKFN stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns LKFN?

Insider, institutional, and short-interest positioning.

Institutional ownership

+83.9%

Float: +96.6% of shares outstanding

Insider ownership

+3.3%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

LKFN momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

55.7

Neutral momentum band

Price vs 200-day MA

+1.6%

50/200-day relationship not available

Beta (5Y)

0.74

Less volatile than the market

Sharpe ratio

0.25

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

LKFN vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	减持
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	减持
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	减持

Questions

About LKFN

Hub-level FAQ points readers to the deeper analysis pages.

What is the current LKFN stock rating?

Lakeland Financial Corporation is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full LKFN analysis?

The full report lives at /stocks/LKFN/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for LKFN?

The latest report frames LKFN around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the LKFN page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.