Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

MFIN stock hub

Medallion Financial Corp. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

223.4M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

MFIN

In the news

Latest news · MFIN

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E7.8

P25 8.8P50 10.4P75 13.1

Trailing P/E6.5

P25 10.9P50 14.7P75 36.2

ROE10.3

P25 4.9P50 10.4P75 15

ROIC4.3

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All MFIN market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

263

Groups with data

Currency

USD

Showing 263 of 263 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001000209
Company name	Medallion Financial Corp.
Country	United States
Country code	US
Cusip	583928106
Employees	179
Employees Change	5%
Employees Change Percent	2.87
Enterprise value	$2.5B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Credit Services
IPO Date	1996-05-23
Isin	US5839281061
Last refreshed	2026-05-10
Market cap	$223.4M
Market cap category	Micro-Cap
Price	$9.66
Price currency	USD
Rev Per Employee	1,942,821.23x
Sector	Financials
Sic	6199
Symbol	MFIN
Website	https://www.medallion.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	16.1%
EV Earnings	68.89x
EV/EBIT	14.52x
EV/EBITDA	13.84x
EV/FCF	18.44x
EV/Sales	7.13x
FCF yield	60.17%
Forward P/E	7.82x
P/B ratio	0.55x
P/E ratio	6.53x
P/S ratio	0.64x
PE Ratio10 Y	20.94x
PE Ratio3 Y	4.59x
PE Ratio5 Y	11.06x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	49.08%
EBITDA Margin	51.48%
FCF margin	38.66%
Gross margin	74.04%
Gross Profit	$257.5M
Gross Profit Growth	9.44%
Gross Profit Growth Q	-9.24%
Gross Profit Growth3 Y	10.87%
Gross Profit Growth5 Y	18.02%
Net Income	$36M
Net Income Growth	-4.98%
Net Income Growth Q	-58.77%
Net Income Growth Years	1%
Net Income Growth3 Y	-10%
Pretax Margin	20.49%
Profit Margin	10.35%
Profit Per Employee	$201,022
Profitable Years	5
ROA	3.68
Roa5y	3.64
ROCE	5.93
ROE	10.27
Roe5y	13.67
ROIC	4.3
Roic5y	4.43

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	5.46%
Cagr15y	4.79%
Cagr1y	9.47%
Cagr20y	3.56%
Cagr3y	22.18%
Cagr5y	5.44%
Div CAGR10	-6.7%
Div CAGR3	16.04%
Div CAGR5	44.27%
EPS Growth	-7.58
EPS Growth Q	-60
EPS Growth Years	1
EPS Growth3 Y	-11.17
FCF Growth	22.71%
FCF Growth3 Y	5.9%
FCF Growth5 Y	10.13%
OCF Growth	22.71%
OCF Growth Q	24.65%
OCF Growth3 Y	5.9%
OCF Growth5 Y	10.13%
Revenue Growth	9.85x
Revenue Growth Q	-6.38x
Revenue Growth Years	1x
Revenue Growth3 Y	16.53x
Revenue Growth5 Y	15.56x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.12
Assets	$3B
Cash	$138.6M
Current Assets	$2.7B
Current Liabilities	$74.5M
Debt	$2.4B
Debt EBITDA	$13.16
Debt Equity	$4.72
Debt FCF	$17.8
Equity	$507.5M
Interest Coverage	1.72
Liabilities	$2.4B
Long Term Assets	$291.3M
Long Term Liabilities	$2.4B
Net Cash	$-2.3B
Net Cash By Market Cap	$-1,009
Net Debt EBITDA	$12.6
Net Debt Equity	$4.44
Net Debt FCF	$16.77
Tangible Book Value	$239.9M
Tangible Book Value Per Share	$10.37
WACC	3.33

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	35.67
Net Working Capital	$2.5B
Quick ratio	2.12
Working Capital	$2.6B
Working Capital Turnover	$0.14

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-3.26%
Dividend Growth	13.64%
Dividend Growth Years	3%
Dividend per share	$0.56
Dividend Years	5
Dividend Yield	5.8%
Ex Div Date	2026-05-11
Last Dividend	$0.14
Payout Frequency	Quarterly
Payout Ratio	33.79%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	70.07%
1Y total return	9.46%
200-day SMA	9.94
3Y total return	82.39%
50-day SMA	9.18
50-day SMA vs 200-day SMA	50under200
5Y total return	30.34%
All Time High	31.36
All Time High Change	-69.2%
All Time High Date	1998-04-24
All Time Low	1.29
All Time Low Change	648.84%
All Time Low Date	2020-04-06
ATR	0.35
Beta	0.75
Beta1y	1.05
Beta2y	0.69
Ch YTD	-6.12
High	9.81
High52	11
High52 Date	2026-02-19
High52ch	-12.18%
Low	9.54
Low52	7.85
Low52 Date	2026-03-30
Low52ch	23.06%
Ma50ch	5.23%
Price vs 200-day SMA	-2.8%
RSI	60.25
RSI Monthly	53.21
RSI Weekly	50.44
Sharpe ratio	0.32x
Sortino ratio	0.68
Total Return	2.53%
Tr YTD	-4.83
Tr15y	101.75%
Tr1m	13.51%
Tr1w	9.03%
Tr3m	-5.29%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	1
Analyst Ratings	Strong Buy
Earnings EPS Estimate	$0.25
Earnings EPS Estimate Growth	-50
Earnings Revenue Estimate	56,420,000x
Earnings Revenue Estimate Growth	-10.46x
Operating Income	$170.7M
Operating Income Growth	5.81
Operating Income Growth Q	-17.23
Operating Income Growth3 Y	13.75
Operating Income Growth5 Y	48.04
Operating margin	49.08
Price target	$12
Price Target Change	$24.22

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	16,336,171%
Float Percent	70.63%
Shares Insiders	29.21%
Shares Institutions	40.28%
Shares Out	23,130,377
Shares Qo Q	-0.2%
Shares Yo Y	3.26%
Short Float	4.83%
Short Ratio	12.16
Short Shares	3.41

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$127.3M
Average Volume	60,530.1x
Bv Per Share	17.63
Ch10y	31.97
Ch15y	5.81
Ch1m	13.51
Ch1w	9.03
Ch1y	4.1
Ch20y	-28.55
Ch3m	-6.58
Ch3y	57.84
Ch5y	7.1
Ch6m	-2.23
Change	1.05%
Change From Open	1.05
Close	9.56
Days Gap	0
Depreciation Amortization	8,359,000
Dollar Volume	559,362.3
Earnings Date	2026-04-29
Earnings Time	amc
EBIT	$170.7M
EBITDA	$179M
EPS	$1.48
F Score	6
FCF	$134.5M
FCF EV Yield	5.42x
FCF Per Share	$5.81
Financing CF	55,140,000
Fiscal Year End	December
Founded	1,995
Goodwill	150,803,000
Graham Number	24.2292
Graham Upside	150.8
Income Tax	$22.2M
Investing CF	-208,938,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-29
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-03-10
Lynch Fair Value	$7.4
Lynch Upside	-23.41
Ma150	9.79
Ma150ch	-1.35%
Ma20	9.35
Ma20ch	3.37%
Net CF	-19,345,000
Next Earnings Date	2026-07-29
Open	9.56
Optionable	Yes
P FCF Ratio	1.66
P OCF Ratio	1.66
Payment Date	2026-05-21
Position In Range	44.44
Post Close	9.66
Postmarket Change Percent	0.1
Postmarket Price	$9.67
Ppne	10,999,000
Price Date	2026-05-08
Price EBITDA	$1.25
Ptbv Ratio	0.93
Relative Volume	0.96x
Revenue	347,765,000x
SBC By Revenue	2.05x
Share Based Comp	7,122,000
Tax By Revenue	6.37x
Tax Rate	31.09%
Tr20y	101.35%
Tr6m	0.32%
Us State	New York
Volume	57,905
Z Score	1.49

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

MFIN dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.8%

$0.56 annual per share

Payout ratio

+33.8%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+44.3%

3 consecutive years of growth

Total shareholder yield

+2.5%

Next ex-dividend date: 2026-05-11

Performance

MFIN stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns MFIN?

Insider, institutional, and short-interest positioning.

Institutional ownership

+40.3%

Float: +70.6% of shares outstanding

Insider ownership

+29.2%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

MFIN momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

60.3

Neutral momentum band

Price vs 200-day MA

-2.8%

50/200-day relationship not available

Beta (5Y)

0.75

Less volatile than the market

Sharpe ratio

0.32

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

MFIN vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	减持
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	减持
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	减持

Questions

About MFIN

Hub-level FAQ points readers to the deeper analysis pages.

What is the current MFIN stock rating?

Medallion Financial Corp. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full MFIN analysis?

The full report lives at /stocks/MFIN/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for MFIN?

The latest report frames MFIN around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the MFIN page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.