Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

OBT stock hub

Orange County Bancorp, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

465.4M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

OBT

In the news

Latest news · OBT

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.1

P25 8.8P50 10.4P75 13.1

Trailing P/E10.2

P25 10.9P50 14.7P75 36.2

ROE17.9

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All OBT market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

218

Groups with data

Currency

USD

Showing 218 of 218 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001754226
Company name	Orange County Bancorp, Inc.
Country	United States
Country code	US
Cusip	68417L107
Employees	235
Employees Change	10%
Employees Change Percent	4.44
Enterprise value	$242.4M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US68417L1070
Last refreshed	2026-05-10
Market cap	$465.4M
Market cap category	Small-Cap
Price	$34.71
Price currency	USD
Rev Per Employee	528,459.57x
Sector	Financials
Sic	6022
Symbol	OBT
Website	https://www.orangebanktrust.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.5%
EV Earnings	5.49x
EV Sales Forward	1.74x
EV/Sales	1.95x
Forward P/E	10.1x
P/B ratio	1.6x
P/E ratio	10.22x
P/S ratio	3.75x
PE Ratio10 Y	16x
PE Ratio3 Y	9.61x
PE Ratio5 Y	9.99x
PS Forward	3.35x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$124.2M
Net Income	$44.2M
Net Income Growth	61.9%
Net Income Growth Q	29.64%
Net Income Growth Quarters	3%
Net Income Growth Years	1%
Net Income Growth3 Y	25.68%
Net Income Growth5 Y	25.44%
Pretax Margin	44.17%
Profit Margin	35.59%
Profit Per Employee	$188,060
Profitable Years	7
ROA	1.68
Roa5y	1.24
ROE	17.93
Roe5y	16.32

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	14.5%
Cagr15y	12.02%
Cagr1y	37.84%
Cagr20y	7.71%
Cagr3y	31.88%
Cagr5y	19.05%
Div CAGR10	7.26%
Div CAGR3	12.97%
Div CAGR5	9.16%
EPS Growth	40.81
EPS Growth Q	10.03
EPS Growth Quarters	3
EPS Growth Years	1
EPS Growth3 Y	19.68
EPS Growth5 Y	16.53
Revenue Growth	23.1x
Revenue Growth Q	17.03x
Revenue Growth Quarters	5x
Revenue Growth Years	6x
Revenue Growth3 Y	15.74x
Revenue Growth5 Y	16.2x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$2.7B
Cash	$257.5M
Debt	$34.6M
Equity	$291.7M
Liabilities	$2.4B
Net Cash	$223M
Net Cash By Market Cap	$47.91
Net Cash Growth	95.47%
Net Debt Equity	$-0.76
Tangible Book Value	$285.8M
Tangible Book Value Per Share	$21.32
WACC	6.23

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-2.1B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-14.98%
Dividend Growth	27.84%
Dividend Growth Years	4%
Dividend per share	$0.72
Dividend Years	19
Dividend Yield	2.07%
Ex Div Date	2026-03-04
Last Dividend	$0.18
Payout Frequency	Quarterly
Payout Ratio	18.26%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	287.38%
1Y total return	37.81%
200-day SMA	28.93
3Y total return	129.43%
50-day SMA	33.34
50-day SMA vs 200-day SMA	50over200
5Y total return	139.1%
All Time High	37.99
All Time High Change	-8.63%
All Time High Date	2026-02-20
All Time Low	8.75
All Time Low Change	296.69%
All Time Low Date	2003-07-02
ATR	1.3
Beta	0.45
Beta1y	0.8
Beta2y	0.78
Ch YTD	21.58
High	35.19
High52	37.99
High52 Date	2026-02-20
High52ch	-8.63%
Low	34.41
Low52	22.84
Low52 Date	2025-06-17
Low52ch	51.97%
Ma50ch	4.11%
Price vs 200-day SMA	19.99%
RSI	52.8
RSI Monthly	65.62
RSI Weekly	61.79
Sharpe ratio	1.08x
Sortino ratio	1.83
Total Return	-12.9%
Tr YTD	22.24
Tr15y	448.93%
Tr1m	3.77%
Tr1w	1.79%
Tr3m	-0.88%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	1
Analyst Count Top	1
Analyst Price Target Top	$36
Analyst Ratings	Buy
Analyst Ratings Top	Buy
Earnings EPS Estimate	$0.78
Earnings EPS Estimate Growth	1.3
Earnings Revenue Estimate	32,300,000x
Earnings Revenue Estimate Growth	15.42x
Operating Income	$56.5M
Operating margin	45.47
Price target	$36
Price Target Change	$3.72
Price Target Change Top	$3.72

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	10,725,985%
Float Percent	80%
Shares Insiders	12.08%
Shares Institutions	54.14%
Shares Out	13,407,690
Shares Qo Q	0.09%
Shares Yo Y	14.98%
Short Float	0.66%
Short Ratio	0.9
Short Shares	0.53

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	52,271.7x
Bv Per Share	21.75
Ch10y	198.6
Ch15y	256
Ch1m	3.77
Ch1w	1.79
Ch1y	34.8
Ch20y	157.1
Ch3m	-1.42
Ch3y	115.6
Ch5y	115.3
Ch6m	31.83
Change	-1.08%
Change From Open	-1
Close	35.09
Days Gap	-0.09
Dollar Volume	1,055,635.2
Earnings Date	2026-04-28
Earnings Time	amc
EPS	$3.4
F Score	2
Fiscal Year End	December
Founded	1,892
Goodwill	5,359,000
Graham Number	40.7692
Graham Upside	17.46
Income Tax	$10.7M
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-28
Last Report Date	2026-03-31
Last Split Date	2025-01-13
Last Split Type	Forward
Last10k Filing Date	2026-03-16
Lynch Fair Value	$84.9
Lynch Upside	144.6
Ma150	30.05
Ma150ch	15.52%
Ma20	35.01
Ma20ch	-0.85%
Next Earnings Date	2026-07-29
Open	35.06
Optionable	No
Payment Date	2026-03-16
Position In Range	38.46
Post Close	34.71
Postmarket Change Percent	1.07
Postmarket Price	$35.08
Ppne	15,636,000
Price Date	2026-05-08
Ptbv Ratio	1.63
Relative Volume	0.58x
Revenue	124,188,000x
Tax By Revenue	8.59x
Tax Rate	19.44%
Tr20y	341.53%
Tr6m	33.43%
Us State	New York
Volume	30,413

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

OBT dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.1%

$0.72 annual per share

Payout ratio

+18.3%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+9.2%

4 consecutive years of growth

Total shareholder yield

-12.9%

Next ex-dividend date: 2026-03-04

Performance

OBT stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns OBT?

Insider, institutional, and short-interest positioning.

Institutional ownership

+54.1%

Float: +80.0% of shares outstanding

Insider ownership

+12.1%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

OBT momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

52.8

Neutral momentum band

Price vs 200-day MA

+20.0%

50/200-day relationship not available

Beta (5Y)

0.45

Less volatile than the market

Sharpe ratio

1.07

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

OBT vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	减持
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	减持
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	减持

Questions

About OBT

Hub-level FAQ points readers to the deeper analysis pages.

What is the current OBT stock rating?

Orange County Bancorp, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full OBT analysis?

The full report lives at /stocks/OBT/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for OBT?

The latest report frames OBT around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the OBT page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.