Financials / Insurance - Property & CasualtyUpdated 2026-05-10 22:07 UTC

WTM stock hub

White Mountains Insurance Group, Ltd. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

WTMis not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

5.2B

NYSE

Market data

Live price

Current market quote for this ticker.

Current price

WTM

In the news

Latest news · WTM

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 8.8P50 10.4P75 13.1

Trailing P/E5.2

P25 10.9P50 14.7P75 36.2

ROE19.7

P25 4.9P50 10.4P75 15

ROIC8.2

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All WTM market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

235

Groups with data

Currency

USD

Showing 235 of 235 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000776867
Company name	White Mountains Insurance Group, Ltd.
Country	Bermuda
Country code	US
Cusip	G9618E107
Employees	1,648
Employees Change	755%
Employees Change Percent	84.55
Enterprise value	$5.9B
Exchange	NYSE
Financial currency	USD
First seen	2026-05-09
Industry	Insurance - Property & Casualty
Isin	BMG9618E1075
Last refreshed	2026-05-10
Market cap	$5.2B
Market cap category	Mid-Cap
Price	$2,128
Price currency	USD
Rev Per Employee	1,713,167.48x
Sector	Financials
Sic	6331
Symbol	WTM
Website	https://www.whitemountains.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	19.71%
EV Earnings	5.76x
EV/EBIT	9.2x
EV/EBITDA	9.02x
EV/FCF	9.51x
EV/Sales	2.09x
FCF yield	11.94%
P/B ratio	0.97x
P/E ratio	5.21x
P/S ratio	1.84x
PE Ratio10 Y	417.88x
PE Ratio3 Y	26.2x
PE Ratio5 Y	20.61x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	22.74%
EBITDA Margin	23.19%
FCF margin	22%
Gross margin	52.24%
Gross Profit	$1.5B
Net Income	$1B
Net Income Growth	3,646.6%
Net Income Growth Years	1%
Net Income Growth3 Y	3.43%
Net Income Growth5 Y	6.39%
Pretax Margin	43.59%
Profit Margin	37.02%
Profit Per Employee	$622,391
Profitable Years	4
ROA	3.32
Roa5y	1.98
ROCE	6.1
ROE	19.67
Roe5y	5.44
ROIC	8.2
Roic5y	5.1

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	10.19%
Cagr15y	12.83%
Cagr1y	19.24%
Cagr20y	7.58%
Cagr3y	14.01%
Cagr5y	11.54%
Div CAGR10	0%
Div CAGR3	0%
Div CAGR5	0%
EPS Growth	3,708.8
EPS Growth Years	1
EPS Growth3 Y	6.19
EPS Growth5 Y	10.74
FCF Growth	21.78%
FCF Growth3 Y	8.08%
OCF Growth	21.78%
OCF Growth10 Y	18.15%
OCF Growth3 Y	8.08%
Revenue Growth	23.57x
Revenue Growth Q	-10.8x
Revenue Growth Years	4x
Revenue Growth3 Y	25.47x
Revenue Growth5 Y	16.02x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.23
Assets	$13.2B
Cash	$1.6B
Debt	$834.8M
Debt EBITDA	$1.28
Debt Equity	$0.14
Debt FCF	$1.34
Equity	$6.2B
Interest Coverage	8.03
Liabilities	$7B
Net Cash	$-702M
Net Cash By Market Cap	$-13.49
Net Debt EBITDA	$1.07
Net Debt Equity	$0.11
Net Debt FCF	$1.13
Tangible Book Value	$4.4B
Tangible Book Value Per Share	$1,784
WACC	6.36

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.59
Net Working Capital	$1.4B
Quick ratio	1.13
Working Capital	$1.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.94%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	$1
Dividend Years	32
Dividend Yield	0.05%
Ex Div Date	2026-03-16
Last Dividend	$1
Payout Frequency	Annual
Payout Ratio	0.23%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	163.84%
1Y total return	19.23%
200-day SMA	2,007.7
3Y total return	48.2%
50-day SMA	2,215.4
50-day SMA vs 200-day SMA	50over200
5Y total return	72.6%
All Time High	2,333
All Time High Change	-8.77%
All Time High Date	2026-04-17
All Time Low	24.13
All Time Low Change	8,722.38%
All Time Low Date	1987-12-04
ATR	57.02
Beta	0.32
Beta1y	0.23
Beta2y	0.28
Ch YTD	2.42
High	2,136.5
High52	2,333
High52 Date	2026-04-17
High52ch	-8.77%
Low	2,075.1
Low52	1,648
Low52 Date	2025-10-01
Low52ch	29.15%
Ma50ch	-3.93%
Price vs 200-day SMA	6.01%
RSI	38.67
RSI Monthly	61.16
RSI Weekly	51.76
Sharpe ratio	0.69x
Sortino ratio	1.36
Total Return	0.98%
Tr YTD	2.47
Tr15y	511.7%
Tr1m	-3.94%
Tr1w	-1.62%
Tr3m	-2.55%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	$641.9M
Operating margin	22.74

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	2,367,668%
Float Percent	96.84%
Net Borrowing	159,600,000
Shares Insiders	3.12%
Shares Institutions	94.47%
Shares Out	2,444,980
Shares Qo Q	-4.18%
Shares Yo Y	-0.94%
Short Float	3.03%
Short Ratio	4.15
Short Shares	2.93

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$602.4M
Average Volume	16,882.35x
Bv Per Share	2,197.8
Ch10y	161.5
Ch15y	501.4
Ch1m	-3.94
Ch1w	-1.62
Ch1y	19.17
Ch20y	304.3
Ch3m	-2.59
Ch3y	47.97
Ch5y	72.04
Ch6m	11.52
Change	1.72%
Change From Open	1.16
Close	2,092.5
Days Gap	0.54
Dollar Volume	39,962,838.4
Earnings Date	2026-05-06
Earnings Time	bmo
EBIT	$641.9M
EBITDA	$654.6M
EPS	$408
F Score	4
FCF	$621.2M
FCF EV Yield	10.52x
FCF Per Share	$254
Financing CF	-92,200,000
Fiscal Year End	December
Founded	1,980
Goodwill	615,300,000
Graham Number	4494.46186
Graham Upside	111.2
Income Tax	$118.1M
Investing CF	-704,000,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-05-06
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-02-27
Lynch Fair Value	$2,612
Lynch Upside	22.71
Ma150	2,084.8
Ma150ch	2.09%
Ma20	2,231.1
Ma20ch	-4.6%
Net CF	-175,000,000
Next Earnings Date	2026-08-06
Open	2,103.9
Optionable	No
P FCF Ratio	8.38
P OCF Ratio	8.38
Payment Date	2026-03-25
Position In Range	86.89
Post Close	2,128.4
Postmarket Change Percent	0.28
Postmarket Price	$2,134
Price Date	2026-05-08
Price EBITDA	$7.95
Ptbv Ratio	1.19
Relative Volume	1.11x
Revenue	2,823,300,000x
SBC By Revenue	0.67x
Share Based Comp	18,800,000
Tax By Revenue	4.18x
Tax Rate	9.6%
Tr20y	330.95%
Tr6m	11.58%
Volume	18,776

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

WTM dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+0.0%

$1.00 annual per share

Payout ratio

+0.2%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

0.0%

0 consecutive years of growth

Total shareholder yield

+1.0%

Next ex-dividend date: 2026-03-16

Performance

WTM stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns WTM?

Insider, institutional, and short-interest positioning.

Institutional ownership

+94.5%

Float: +96.8% of shares outstanding

Insider ownership

+3.1%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

WTM momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

38.7

Neutral momentum band

Price vs 200-day MA

+6.0%

50/200-day relationship not available

Beta (5Y)

0.32

Less volatile than the market

Sharpe ratio

0.69

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

WTM vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	减持
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	减持
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	减持

Questions

About WTM

Hub-level FAQ points readers to the deeper analysis pages.

What is the current WTM stock rating?

White Mountains Insurance Group, Ltd. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full WTM analysis?

The full report lives at /stocks/WTM/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for WTM?

The latest report frames WTM around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the WTM page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.