Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

SHA/600928 stock hub

SHA/600928 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

16.1B

Shanghai Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

SHA/600928

In the news

Latest news · SHA/600928

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 5.8P50 8.4P75 14.8

Trailing P/E6.1

P25 6.6P50 12.2P75 23.7

ROE7.2

P25 5.6P50 7.8P75 9.7

ROICn/a

P25 1.7P50 2.3P75 3.2

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All SHA/600928 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

176

Groups with data

Currency

CNY

Showing 176 of 176 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	China
Country code	CN
Employees	3,428
Employees Change	4%
Employees Change Percent	0.12
Exchange	Shanghai Stock Exchange
Financial currency	CNY
First seen	2026-05-10
Industry	Banks - Regional
Isin	CNE100003JB8
Last refreshed	2026-05-10
Market cap	CNY 16.1B
Price	CNY 3.63
Price currency	CNY
Rev Per Employee	1,384,161.03x
Sector	Financials
Sic	6020
Symbol	sha/600928
Website	https://www.xacbank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	16.43%
FCF yield	-86.29%
P/B ratio	0.4x
P/E ratio	6.09x
P/S ratio	3.4x
PE Ratio10 Y	8.07x
PE Ratio3 Y	6.23x
PE Ratio5 Y	6.48x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	CNY 4.7B
Net Income	CNY 2.6B
Net Income Growth	3.57%
Net Income Growth Q	-2.34%
Net Income Growth Quarters	1%
Net Income Growth Years	3%
Net Income Growth3 Y	3.01%
Net Income Growth5 Y	-0.79%
Pretax Margin	52.33%
Profit Margin	55.85%
Profit Per Employee	CNY 773,030
Profitable Years	20
ROA	0.52
Roa5y	0.64
ROE	7.19
Roe5y	8.48

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	4.43%
Cagr3y	1.09%
Cagr5y	-2.76%
Div CAGR3	-15.37%
Div CAGR5	-12.05%
EPS Growth	3.57
EPS Growth Q	-6.33
EPS Growth Quarters	1
EPS Growth Years	3
EPS Growth3 Y	3.01
EPS Growth5 Y	-0.78
Revenue Growth	5.15x
Revenue Growth Q	4.68x
Revenue Growth Quarters	1x
Revenue Growth Years	3x
Revenue Growth3 Y	2.08x
Revenue Growth5 Y	-0.91x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	CNY 538.2B
Cash	CNY 78.1B
Debt	CNY 130.5B
Debt FCF	CNY -9.37
Equity	CNY 40.2B
Liabilities	CNY 498B
Net Cash	CNY -52.4B
Net Cash By Market Cap	CNY -325
Net Debt Equity	CNY 1.31
Tangible Book Value	CNY 40.1B
Tangible Book Value Per Share	CNY 9.01
WACC	0.67

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	CNY -300.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	78.57%
Dividend Growth Years	1%
Dividend per share	CNY 0.1
Dividend Years	7
Dividend Yield	2.75%
Ex Div Date	2025-07-11
Last Dividend	CNY 0.1
Payout Frequency	Annual
Payout Ratio	23.53%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	4.43%
200-day SMA	3.86
3Y total return	3.32%
50-day SMA	3.67
50-day SMA vs 200-day SMA	50under200
5Y total return	-13.05%
All Time High	13.94
All Time High Change	-73.96%
All Time High Date	2019-03-21
All Time Low	2.89
All Time Low Change	25.61%
All Time Low Date	2024-09-18
ATR	0.07
Beta	0.34
Beta1y	0.03
Beta2y	0.42
Ch YTD	-1.89
High	3.67
High52	4.56
High52 Date	2025-09-10
High52ch	-20.39%
Low	3.61
Low52	3.43
Low52 Date	2026-03-23
Low52ch	5.83%
Ma50ch	-1.01%
Price vs 200-day SMA	-5.86%
RSI	45.91
RSI Monthly	46.61
RSI Weekly	44.98
Sharpe ratio	0.35x
Sortino ratio	0.81
Total Return	2.75%
Tr YTD	-1.89
Tr1m	2.83%
Tr1w	-1.36%
Tr3m	-6.44%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	CNY 2.6B
Operating margin	53.84

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,368,623,176%
Net Borrowing	9,250,139,000
Shares Insiders	0.02%
Shares Institutions	10.5%
Shares Out	4,444,444,445
Shares Qo Q	3.36%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	CNY -13.9B
Average Volume	23,439,329.75x
Bv Per Share	9.02
CAPEX	CNY -38.3M
Ch1m	2.83
Ch1w	-1.36
Ch1y	1.97
Ch3m	-6.44
Ch3y	-5.22
Ch5y	-26.96
Ch6m	-8.56
Change	-0.82%
Change From Open	-0.82
Close	3.66
Days Gap	0
Dollar Volume	83,533,955.7
Earnings Date	2026-04-23
EPS	CNY 0.6
F Score	2
FCF	CNY -13.9B
FCF Per Share	CNY -3.13
Financing CF	13,626,006,000
Fiscal Year End	December
Founded	1,997
Graham Number	11.00283
Graham Upside	203.1
Income Tax	CNY -164.1M
Investing CF	11,525,557,000
Is Primary Listing	1
Last Earnings Date	2026-04-23
Last Report Date	2025-12-31
Lynch Fair Value	CNY 2.98
Lynch Upside	-17.87
Ma150	3.81
Ma150ch	-4.62%
Ma20	3.67
Ma20ch	-0.98%
Net CF	11,268,524,000
Open	3.66
Payment Date	2025-07-11
Position In Range	33.33
Ppne	555,399,000
Price Date	2026-05-08
Ptbv Ratio	0.4
Relative Volume	1x
Revenue	4,744,904,000x
Tax By Revenue	-3.46x
Tr6m	-8.56%
Volume	23,012,109

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

SHA/600928 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.8%

$0.10 annual per share

Payout ratio

+23.5%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-12.0%

1 consecutive years of growth

Total shareholder yield

+2.8%

Next ex-dividend date: 2025-07-11

Performance

SHA/600928 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns SHA/600928?

Insider, institutional, and short-interest positioning.

Institutional ownership

+10.5%

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

SHA/600928 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

45.9

Neutral momentum band

Price vs 200-day MA

-5.9%

50/200-day relationship not available

Beta (5Y)

0.34

Less volatile than the market

Sharpe ratio

0.35

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About SHA/600928

Hub-level FAQ points readers to the deeper analysis pages.

What is the current sha/600928 stock rating?

sha/600928 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full sha/600928 analysis?

The full report lives at /stocks/sha/600928/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for sha/600928?

The latest report frames sha/600928 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the sha/600928 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.