Sector pending / Fire, Marine, and Casualty InsuranceUpdated 2026-05-10 22:07 UTC

BST/HFF stock hub

BST/HFF has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

30.7B

Stuttgart Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

BST/HFF

In the news

Latest news · BST/HFF

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9.7

P25 n/aP50 n/aP75 n/a

Trailing P/E8.8

P25 n/aP50 n/aP75 n/a

ROE22.7

P25 n/aP50 n/aP75 n/a

ROIC18.1

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All BST/HFF market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

202

Groups with data

Currency

USD

Showing 202 of 202 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	19,200
Employees Change	100%
Employees Change Percent	0.52
Enterprise value	EUR 34.6B
Exchange	Stuttgart Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Fire, Marine, and Casualty Insurance
Last refreshed	2026-05-10
Market cap	EUR 30.7B
Price	EUR 112
Price currency	EUR
Rev Per Employee	1,300,543.45x
Sic	6331
Symbol	bst/HFF
Website	https://www.thehartford.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	11.4%
EV Earnings	9.87x
EV/EBIT	7.77x
EV/EBITDA	7.33x
EV/FCF	6.86x
EV/Sales	1.41x
FCF yield	16.42%
Forward P/E	9.73x
P/B ratio	1.88x
P/E ratio	8.77x
P/S ratio	1.23x
PE Ratio10 Y	12.43x
PE Ratio3 Y	10.55x
PE Ratio5 Y	10.67x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	18.2%
EBITDA Margin	19.18%
FCF margin	20.21%
Gross margin	38.17%
Gross Profit	EUR 9.5B
Net Income	EUR 3.5B
Net Income Growth	35.94%
Net Income Growth Q	35.87%
Net Income Growth3 Y	28.83%
Net Income Growth5 Y	19.02%
Pretax Margin	17.48%
Profit Margin	14.11%
Profit Per Employee	EUR 182,540
ROA	3.88
Roa5y	2.87
ROCE	6.91
ROE	22.74
Roe5y	16.62
ROIC	18.08
Roic5y	13.79

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	9.21%
Cagr3y	20.88%
Cagr5y	17.45%
Div CAGR10	9.99%
Div CAGR3	7.47%
Div CAGR5	11.37%
EPS Growth	41.87
EPS Growth Q	41.4
EPS Growth3 Y	34.79
EPS Growth5 Y	24.89
FCF Growth	2.75%
FCF Growth Q	7.08%
FCF Growth3 Y	10.99%
FCF Growth5 Y	6.65%
OCF Growth	3.19%
OCF Growth Q	6.09%
OCF Growth10 Y	8.25%
OCF Growth3 Y	10.36%
OCF Growth5 Y	6.67%
Revenue Growth	6.85x
Revenue Growth Q	6.1x
Revenue Growth3 Y	7.95x
Revenue Growth5 Y	6.69x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.34
Assets	EUR 74.9B
Cash	EUR 3.8B
Debt	EUR 3.8B
Debt EBITDA	EUR 0.79
Debt Equity	EUR 0.23
Debt FCF	EUR 0.75
Equity	EUR 16.4B
Interest Coverage	25.44
Liabilities	EUR 58.5B
Net Cash	EUR -3.6B
Net Cash By Market Cap	EUR -11.87
Net Debt EBITDA	EUR 0.76
Net Debt Equity	EUR 0.22
Net Debt FCF	EUR 0.72
Tangible Book Value	EUR 14B
Tangible Book Value Per Share	EUR 50.78

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.79
Net Working Capital	EUR 7.1B
Quick ratio	1.06
Working Capital	EUR 7.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	4.02%
Dividend Growth	4.16%
Dividend Growth Years	16%
Dividend per share	EUR 1.93
Dividend Years	28
Dividend Yield	1.73%
Ex Div Date	2026-03-02
Last Dividend	EUR 0.51
Payout Frequency	Quarterly
Payout Ratio	15.51%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	9.2%
200-day SMA	94.5
3Y total return	76.64%
50-day SMA	116.8
50-day SMA vs 200-day SMA	50over200
5Y total return	123.43%
All Time High	122
All Time High Change	-8.48%
All Time High Date	2026-03-04
All Time Low	23.8
All Time Low Change	369.12%
All Time Low Date	2020-03-19
ATR	2.43
Ch YTD	-4.57
High	112.2
High52	122
High52 Date	2026-03-05
High52ch	-8.57%
Low	111.2
Low52	107
Low52 Date	2026-01-27
Low52ch	4.25%
Ma50ch	-4.4%
Price vs 200-day SMA	18.15%
RSI	37.57
RSI Monthly	64.07
RSI Weekly	55.69
Sharpe ratio	2.28x
Sortino ratio	6
Total Return	5.74%
Tr YTD	-4.16
Tr1m	-3.96%
Tr1w	-2.02%
Tr3m	-6.56%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 4.5B
Operating margin	18.2

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	272,684,880%
Shares Insiders	0.38%
Shares Institutions	96.14%
Shares Qo Q	-0.96%
Shares Yo Y	-4.02%
Short Ratio	3.64

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 5B
Average Volume	0.35x
Bv Per Share	58.54
CAPEX	EUR -140.5M
Ch1m	-3.96
Ch1w	-2.02
Ch1y	7.36
Ch3m	-6.96
Ch3y	66.64
Ch5y	101.2
Ch6m	-0.31
Change	-0.71%
Change From Open	-0.22
Close	112.4
Days Gap	-0.49
Earnings Date	2026-04-23
EBIT	EUR 4.5B
EBITDA	EUR 4.8B
EPS	EUR 12.35
F Score	6
FCF	EUR 5B
FCF EV Yield	14.59x
Financing CF	-1,986,117,000
Fiscal Year End	December
Founded	1,810
Goodwill	1,620,455,382
Graham Number	130.51371
Graham Upside	16.9
Income Tax	EUR 843M
Investing CF	-3,199,469,700
Is Primary Listing	0
Last Earnings Date	2026-04-23
Last Report Date	2026-03-31
Lynch Fair Value	EUR 242
Lynch Upside	116.8
Ma150	108.4
Ma150ch	3.03%
Ma20	116.1
Ma20ch	-3.84%
Net CF	3,469,200
Open	111.8
P FCF Ratio	6.09
P OCF Ratio	5.93
Payment Date	2026-04-02
Position In Range	38.1
Ppne	782,668,926
Price Date	2026-05-08
Price EBITDA	EUR 6.42
Ptbv Ratio	2.2
Relative Volume	8x
Revenue	24,970,434,300x
Tax By Revenue	3.38x
Tax Rate	19.31%
Tr6m	0.56%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

BST/HFF dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+1.7%

$1.93 annual per share

Payout ratio

+15.5%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+11.4%

16 consecutive years of growth

Total shareholder yield

+5.7%

Next ex-dividend date: 2026-03-02

Performance

BST/HFF stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns BST/HFF?

Insider, institutional, and short-interest positioning.

Institutional ownership

+96.1%

Share of float held by funds and institutions

Insider ownership

+0.4%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

BST/HFF momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

37.6

Neutral momentum band

Price vs 200-day MA

+18.1%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

2.28

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About BST/HFF

Hub-level FAQ points readers to the deeper analysis pages.

What is the current bst/HFF stock rating?

bst/HFF is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full bst/HFF analysis?

The full report lives at /stocks/bst/HFF/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for bst/HFF?

The latest report frames bst/HFF around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the bst/HFF page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.