Sector pending / Personal Credit InstitutionsUpdated 2026-05-10 22:07 UTC

FRA/0S1 stock hub

FRA/0S1 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

5.5B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/0S1

In the news

Latest news · FRA/0S1

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E7.4

P25 n/aP50 n/aP75 n/a

Trailing P/E8

P25 n/aP50 n/aP75 n/a

ROE23.9

P25 n/aP50 n/aP75 n/a

ROIC3.3

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/0S1 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

181

Groups with data

Currency

USD

Showing 181 of 181 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	9,300
Employees Change	300%
Employees Change Percent	3.33
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Personal Credit Institutions
Last refreshed	2026-05-10
Market cap	EUR 5.5B
Price	EUR 47.15
Price currency	EUR
Rev Per Employee	283,504.52x
Sic	6141
Symbol	fra/0S1
Website	https://www.onemainfinancial.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	12.54%
Forward P/E	7.36x
P/B ratio	1.88x
P/E ratio	7.97x
P/S ratio	2.09x
PE Ratio10 Y	10.07x
PE Ratio3 Y	9.6x
PE Ratio5 Y	7.76x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	93.39%
Gross Profit	EUR 2.5B
Net Income	EUR 690.4M
Net Income Growth	40.39%
Net Income Growth Q	6.1%
Net Income Growth3 Y	2.09%
Net Income Growth5 Y	-6.45%
Pretax Margin	33.62%
Profit Margin	26.18%
Profit Per Employee	EUR 74,233
ROA	3
Roa5y	3.5
ROE	23.91
Roe5y	25.83
ROIC	3.26
Roic5y	3.81

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	14.34%
Cagr1y	18.48%
Cagr3y	22.19%
Cagr5y	9.71%
Div CAGR3	-1.15%
Div CAGR5	-9.36%
EPS Growth	41.78
EPS Growth Q	8.43
EPS Growth3 Y	3.26
EPS Growth5 Y	-4.05
OCF Growth	14.26%
OCF Growth Q	11.13%
OCF Growth10 Y	12.79%
OCF Growth3 Y	10.16%
OCF Growth5 Y	7.79%
Revenue Growth	17.69x
Revenue Growth Q	9.14x
Revenue Growth3 Y	4.68x
Revenue Growth5 Y	-0.33x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.11
Assets	EUR 23.4B
Cash	EUR 723.3M
Debt	EUR 19.4B
Debt Equity	EUR 6.63
Equity	EUR 2.9B
Liabilities	EUR 20.5B
Net Cash	EUR -18.7B
Net Cash By Market Cap	EUR -340
Net Debt Equity	EUR 6.38
Tangible Book Value	EUR 1.4B
Tangible Book Value Per Share	EUR 12.17

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR 19.5B
Working Capital Turnover	EUR 0.12

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	1.21%
Dividend Growth	-7.32%
Dividend Growth Years	0%
Dividend per share	EUR 3.62
Dividend Years	8
Dividend Yield	7.67%
Ex Div Date	2026-02-17
Last Dividend	EUR 0.89
Payout Frequency	Quarterly
Payout Ratio	39.07%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	281.9%
1Y total return	18.46%
200-day SMA	50.54
3Y total return	82.46%
50-day SMA	46.9
50-day SMA vs 200-day SMA	50under200
5Y total return	58.91%
All Time High	61.18
All Time High Change	-22.93%
All Time High Date	2026-01-09
All Time Low	12.9
All Time Low Change	265.5%
All Time Low Date	2020-03-19
ATR	0.7
Ch YTD	-18.45
High	47.15
High52	61.18
High52 Date	2026-01-09
High52ch	-22.93%
Low	47.15
Low52	42.39
Low52 Date	2026-03-17
Low52ch	11.23%
Ma50ch	0.53%
Price vs 200-day SMA	-6.71%
RSI	43.59
RSI Monthly	49.25
RSI Weekly	45.21
Sharpe ratio	0.48x
Sortino ratio	0.9
Total Return	8.88%
Tr YTD	-16.91
Tr1m	-0.17%
Tr1w	-0.25%
Tr3m	-6.46%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 942.8M
Operating Income Growth	40.26
Operating Income Growth Q	6.79
Operating Income Growth3 Y	2.21
Operating Income Growth5 Y	-7.04
Operating margin	35.76

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	114,895,526%
Net Borrowing	677,521,638
Shares Insiders	0.47%
Shares Institutions	92.76%
Shares Qo Q	-0.87%
Shares Yo Y	-1.21%
Short Ratio	2.18

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	0x
Bv Per Share	25.33
Ch10y	74.24
Ch1m	-0.17
Ch1w	-0.25
Ch1y	9.68
Ch3m	-8.2
Ch3y	45.08
Ch5y	1.18
Ch6m	-6.97
Change	0.51%
Change From Open	0
Close	46.91
Days Gap	0.51
Depreciation Amortization	246,756,942
Earnings Date	2026-05-01
EPS	EUR 5.82
F Score	5
Financing CF	43,365,000
Fiscal Year End	December
Founded	2,013
Goodwill	1,249,895,988
Graham Number	57.76517
Graham Upside	22.51
Income Tax	EUR 196M
Investing CF	-2,651,336,100
Is Primary Listing	0
Last Earnings Date	2026-05-01
Last Report Date	2026-03-31
Lynch Fair Value	EUR 29.56
Lynch Upside	-37.3
Ma150	50.56
Ma150ch	-6.75%
Ma20	48.83
Ma20ch	-3.44%
Net CF	172,592,700
Next Earnings Date	2026-07-31
Open	47.15
P OCF Ratio	1.98
Payment Date	2026-02-23
Price Date	2026-05-08
Ptbv Ratio	3.91
Relative Volume	1,419.35x
Revenue	2,636,592,000x
SBC By Revenue	1.22x
Share Based Comp	32,090,100
Tax By Revenue	7.43x
Tax Rate	22.11%
Tr6m	-3.48%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/0S1 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+7.7%

$3.62 annual per share

Payout ratio

+39.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-9.4%

0 consecutive years of growth

Total shareholder yield

+8.9%

Next ex-dividend date: 2026-02-17

Performance

FRA/0S1 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/0S1?

Insider, institutional, and short-interest positioning.

Institutional ownership

+92.8%

Share of float held by funds and institutions

Insider ownership

+0.5%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FRA/0S1 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

43.6

Neutral momentum band

Price vs 200-day MA

-6.7%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.48

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/0S1

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/0S1 stock rating?

fra/0S1 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/0S1 analysis?

The full report lives at /stocks/fra/0S1/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/0S1?

The latest report frames fra/0S1 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/0S1 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.