Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/1HN stock hub

FRA/1HN has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

5.2B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/1HN

In the news

Latest news · FRA/1HN

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E13.7

P25 n/aP50 n/aP75 n/a

Trailing P/E16.8

P25 n/aP50 n/aP75 n/a

ROE14.1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/1HN market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

141

Groups with data

Currency

PLN

Showing 141 of 141 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Poland
Country code	DE
Employees	6,885
Employees Change	159%
Employees Change Percent	2.36
Exchange	Frankfurt Stock Exchange
Financial currency	PLN
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 5.2B
Price	EUR 4.18
Price currency	EUR
Rev Per Employee	236,415.02x
Sic	6020
Symbol	fra/1HN
Website	https://www.bankmillennium.pl

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	5.95%
FCF yield	-12.55%
Forward P/E	13.71x
P/B ratio	2.08x
P/E ratio	16.8x
P/S ratio	3.18x
PE Ratio10 Y	20.21x
PE Ratio3 Y	17.86x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 1.6B
Net Income	EUR 308M
Net Income Growth	71.85%
Net Income Growth Q	67.79%
Pretax Margin	25.81%
Profit Margin	18.93%
Profit Per Employee	EUR 44,742
ROA	0.87
Roa5y	-0.09
ROE	14.14
Roe5y	-0.11

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	31.84%
Cagr3y	59.91%
Cagr5y	36.54%
EPS Growth	71.82
EPS Growth Q	67.79
Revenue Growth	4.47x
Revenue Growth Q	-2.07x
Revenue Growth3 Y	13.54x
Revenue Growth5 Y	16.73x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 37.7B
Cash	EUR 1.9B
Debt	EUR 2.2B
Debt FCF	EUR -3.36
Equity	EUR 2.5B
Liabilities	EUR 35.2B
Net Cash	EUR -316.9M
Net Cash By Market Cap	EUR -6.12
Net Debt Equity	EUR 0.13
Tangible Book Value	EUR 2.4B
Tangible Book Value Per Share	EUR 1.94

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -29.4B

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	31.82%
200-day SMA	3.72
3Y total return	309.01%
50-day SMA	3.91
50-day SMA vs 200-day SMA	50over200
5Y total return	374.55%
All Time High	4.42
All Time High Change	-5.41%
All Time High Date	2026-04-13
All Time Low	0.66
All Time Low Change	529.39%
All Time Low Date	2022-10-13
ATR	0.08
Ch YTD	3.16
High	4.18
High52	4.42
High52 Date	2026-04-13
High52ch	-5.41%
Low	4.18
Low52	3.03
Low52 Date	2025-06-24
Low52ch	37.91%
Ma50ch	6.86%
Price vs 200-day SMA	12.38%
RSI	56.79
RSI Monthly	70.7
RSI Weekly	58.91
Sharpe ratio	0.71x
Sortino ratio	1.24
Tr YTD	3.16
Tr1m	8.5%
Tr1w	4.35%
Tr3m	-2.48%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 869M
Operating margin	53.39

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	604,504,206%
Net Borrowing	694,642,536.6
Shares Insiders	0.06%
Shares Institutions	44%
Shares Qo Q	0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -649.4M
Average Volume	2.75x
Bv Per Share	2.05
CAPEX	EUR -64.2M
Ch1m	8.5
Ch1w	4.35
Ch1y	31.82
Ch3m	-2.48
Ch3y	309
Ch5y	374.5
Ch6m	16.39
Change	-1.28%
Change From Open	0
Close	4.23
Days Gap	-1.28
Earnings Date	2026-04-28
EPS	EUR 0.25
F Score	2
FCF	EUR -649.4M
Financing CF	4,130,364,801
Fiscal Year End	December
Founded	1,989
Graham Number	3.35401
Graham Upside	-19.68
Income Tax	EUR 112M
Investing CF	-4,508,902,236
Is Primary Listing	0
Last Earnings Date	2026-04-28
Last Report Date	2026-03-31
Ma150	3.81
Ma150ch	9.61%
Ma20	4.16
Ma20ch	0.46%
Net CF	-963,797,389
Next Earnings Date	2026-07-28
Open	4.18
Ppne	129,717,703
Price Date	2026-05-08
Ptbv Ratio	2.2
Relative Volume	2,000x
Revenue	1,627,717,418x
Tax By Revenue	6.88x
Tax Rate	26.66%
Tr6m	16.39%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does FRA/1HN pay a dividend?

Capital-return profile for this ticker.

Performance

FRA/1HN stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/1HN?

Insider, institutional, and short-interest positioning.

Institutional ownership

+44.0%

Share of float held by funds and institutions

Insider ownership

+0.1%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

FRA/1HN momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

56.8

Neutral momentum band

Price vs 200-day MA

+12.4%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.71

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/1HN

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/1HN stock rating?

fra/1HN is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/1HN analysis?

The full report lives at /stocks/fra/1HN/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/1HN?

The latest report frames fra/1HN around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/1HN page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.