Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/8J0 stock hub

FRA/8J0 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

Frankfurt Stock Exchange

Market data

Price

Recent price action with selectable time range.

FRA/8J0FRA/8J0

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In the news

Latest news · FRA/8J0

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11.1

P25 n/aP50 n/aP75 n/a

Trailing P/E7.2

P25 n/aP50 n/aP75 n/a

ROE19.8

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/8J0 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

179

Groups with data

Currency

USD

Showing 179 of 179 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	842
Employees Change	-141%
Employees Change Percent	-13.95
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 1B
Price	EUR 71
Price currency	EUR
Rev Per Employee	454,100.56x
Sic	6020
Symbol	fra/8J0
Website	https://www.tompkinsfinancial.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	13.86%
FCF yield	6.8%
Forward P/E	11.14x
P/B ratio	1.28x
P/E ratio	7.22x
P/S ratio	2.74x
PE Ratio10 Y	20.89x
PE Ratio3 Y	31.81x
PE Ratio5 Y	24.18x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	18.64%
Gross Profit	EUR 382.4M
Net Income	EUR 145.2M
Net Income Growth	127.36%
Net Income Growth Q	32.5%
Net Income Growth3 Y	27.42%
Net Income Growth5 Y	12.17%
Pretax Margin	52.97%
Profit Margin	37.99%
Profit Per Employee	EUR 172,498
ROA	1.98
Roa5y	1.04
ROE	19.84
Roe5y	11.25

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	37.66%
Cagr3y	20.47%
Cagr5y	5.51%
Div CAGR3	-0.46%
Div CAGR5	1.76%
EPS Growth	126.5
EPS Growth Q	32.85
EPS Growth3 Y	27.5
EPS Growth5 Y	12.83
FCF Growth	-6.37%
FCF Growth Q	240.68%
FCF Growth3 Y	-3.91%
FCF Growth5 Y	-4.42%
OCF Growth	-4.12%
OCF Growth Q	230.42%
OCF Growth10 Y	0.92%
OCF Growth3 Y	-4.11%
OCF Growth5 Y	-3.47%
Revenue Growth	48.4x
Revenue Growth Q	7.57x
Revenue Growth3 Y	13.21x
Revenue Growth5 Y	7.77x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 7.5B
Cash	EUR 151.9M
Debt	EUR 495.8M
Debt FCF	EUR 6.96
Equity	EUR 821.1M
Liabilities	EUR 6.7B
Net Cash	EUR -343.9M
Net Cash By Market Cap	EUR -32.81
Net Debt Equity	EUR 0.42
Net Debt FCF	EUR 4.82
Tangible Book Value	EUR 758M
Tangible Book Value Per Share	EUR 52.89

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -6.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.38%
Dividend Growth	-2.07%
Dividend Growth Years	0%
Dividend per share	EUR 2.23
Dividend Years	7
Dividend Yield	3.14%
Ex Div Date	2026-05-08
Last Dividend	EUR 0.57
Payout Frequency	Quarterly
Payout Ratio	21.98%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	37.63%
200-day SMA	62.11
3Y total return	74.85%
50-day SMA	68.3
50-day SMA vs 200-day SMA	50over200
5Y total return	30.73%
All Time High	83.5
All Time High Change	-14.97%
All Time High Date	2022-11-02
All Time Low	39.4
All Time Low Change	80.2%
All Time Low Date	2024-06-05
ATR	1.54
Ch YTD	14.52
High	71
High52	73.5
High52 Date	2026-05-06
High52ch	-3.4%
Low	71
Low52	51.5
Low52 Date	2025-06-18
Low52ch	37.86%
Ma50ch	3.95%
Price vs 200-day SMA	14.31%
RSI	51.34
RSI Monthly	62.86
RSI Weekly	59.17
Sharpe ratio	0.93x
Sortino ratio	1.66
Total Return	2.77%
Tr YTD	16.36
Tr1m	2.24%
Tr1w	-0.6%
Tr3m	1.61%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 202.8M
Operating margin	53.04

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	13,135,199%
Net Borrowing	-41,255,895.2
Shares Insiders	2.77%
Shares Institutions	69.89%
Shares Qo Q	-0.06%
Shares Yo Y	0.38%
Short Ratio	2.8

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 68.3M
Average Volume	6.6x
Bv Per Share	57.29
CAPEX	EUR -6.8M
Ch1m	1.43
Ch1w	-1.39
Ch1y	31.48
Ch3y	53.02
Ch5y	7.82
Ch6m	24.56
Change	0.1%
Change From Open	0
Close	70.93
Days Gap	0.1
Earnings Date	2026-07-22
EPS	EUR 10.14
F Score	3
FCF	EUR 71.3M
Financing CF	183,100,040
Fiscal Year End	December
Founded	1,836
Goodwill	61,677,364
Graham Number	110.96864
Graham Upside	56.29
Income Tax	EUR 57.3M
Investing CF	-279,974,848
Is Primary Listing	0
Last Earnings Date	2026-02-05
Last Report Date	2026-03-31
Lynch Fair Value	EUR 120
Lynch Upside	68.6
Ma150	63.68
Ma150ch	11.5%
Ma20	71.48
Ma20ch	-0.66%
Net CF	-18,747,557
Next Earnings Date	2026-07-22
Open	71
P FCF Ratio	14.7
P OCF Ratio	13.42
Payment Date	2026-05-15
Ppne	60,205,302
Price Date	2026-05-08
Ptbv Ratio	1.38
Relative Volume	1.52x
Revenue	382,352,674x
SBC By Revenue	0.78x
Share Based Comp	2,966,166
Tax By Revenue	14.98x
Tax Rate	28.29%
Tr6m	26.57%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/8J0 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.1%

$2.23 annual per share

Payout ratio

+22.0%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+1.8%

0 consecutive years of growth

Total shareholder yield

+2.8%

Next ex-dividend date: 2026-05-08

Performance

FRA/8J0 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/8J0?

Insider, institutional, and short-interest positioning.

Institutional ownership

+69.9%

Share of float held by funds and institutions

Insider ownership

+2.8%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FRA/8J0 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

51.3

Neutral momentum band

Price vs 200-day MA

+14.3%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.93

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/8J0

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/8J0 stock rating?

fra/8J0 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/8J0 analysis?

The full report lives at /stocks/fra/8J0/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/8J0?

The latest report frames fra/8J0 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/8J0 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.