Sector pending / Accident and Health InsuranceUpdated 2026-05-10 22:07 UTC

FRA/AFL stock hub

FRA/AFL has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

48.9B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/AFL

In the news

Latest news · FRA/AFL

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E15.9

P25 n/aP50 n/aP75 n/a

Trailing P/E12.2

P25 n/aP50 n/aP75 n/a

ROE16.5

P25 n/aP50 n/aP75 n/a

ROIC11.2

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/AFL market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

199

Groups with data

Currency

USD

Showing 199 of 199 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	12,716
Employees Change	22%
Employees Change Percent	0.17
Enterprise value	EUR 56.4B
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Accident and Health Insurance
Last refreshed	2026-05-10
Market cap	EUR 48.9B
Price	EUR 95.86
Price currency	EUR
Rev Per Employee	1,235,336.4x
Sic	6321
Symbol	fra/AFL
Website	https://www.aflac.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.22%
EV Earnings	14.03x
EV/EBIT	11.36x
EV/EBITDA	11.21x
EV/Sales	3.66x
Forward P/E	15.92x
P/B ratio	1.88x
P/E ratio	12.16x
P/S ratio	3.11x
PE Ratio10 Y	10.47x
PE Ratio3 Y	13.1x
PE Ratio5 Y	11.24x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	32.26%
EBITDA Margin	32.46%
Gross margin	50.05%
Gross Profit	EUR 7.9B
Net Income	EUR 4B
Net Income Growth	29.03%
Net Income Growth Q	3,413.79%
Net Income Growth3 Y	0.56%
Net Income Growth5 Y	-3.38%
Pretax Margin	30.99%
Profit Margin	25.6%
Profit Per Employee	EUR 316,200
ROA	3.09
Roa5y	2.57
ROCE	5.57
ROE	16.47
Roe5y	17.42
ROIC	11.16
Roic5y	13.03

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	15.06%
Cagr15y	14.27%
Cagr1y	5.57%
Cagr3y	19.44%
Cagr5y	18.29%
Div CAGR10	10.92%
Div CAGR3	9.03%
Div CAGR5	15.17%
EPS Growth	36.67
EPS Growth Q	3,860
EPS Growth3 Y	6.6
EPS Growth5 Y	2.51
OCF Growth	19.9%
OCF Growth Q	64.35%
OCF Growth10 Y	-7.85%
OCF Growth3 Y	-5.79%
OCF Growth5 Y	-13.07%
Revenue Growth	7.24x
Revenue Growth Q	27.9x
Revenue Growth3 Y	-1.18x
Revenue Growth5 Y	-4.54x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.15
Assets	EUR 100.8B
Cash	EUR 7.2B
Debt	EUR 12.5B
Debt EBITDA	EUR 2.44
Debt Equity	EUR 0.48
Equity	EUR 26B
Interest Coverage	25.4
Liabilities	EUR 74.9B
Net Cash	EUR -7.6B
Net Cash By Market Cap	EUR -15.62
Net Debt EBITDA	EUR 1.5
Net Debt Equity	EUR 0.29
Tangible Book Value	EUR 26B
Tangible Book Value Per Share	EUR 50.9

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.94
Net Working Capital	EUR 405.9M
Quick ratio	0.81
Working Capital	EUR -635.7M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	5.47%
Dividend Growth	4.73%
Dividend Growth Years	18%
Dividend per share	EUR 2.03
Dividend Years	22
Dividend Yield	2.11%
Ex Div Date	2026-02-18
Last Dividend	EUR 0.52
Payout Frequency	Quarterly
Payout Ratio	25.8%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	306.62%
1Y total return	5.57%
200-day SMA	93.83
3Y total return	70.4%
50-day SMA	95.6
50-day SMA vs 200-day SMA	50over200
5Y total return	131.52%
All Time High	108.8
All Time High Change	-11.4%
All Time High Date	2024-11-28
All Time Low	4.58
All Time Low Change	2,007.1%
All Time Low Date	2009-03-10
ATR	1.57
Ch YTD	3.63
High	96.9
High52	100.3
High52 Date	2026-02-05
High52ch	-4.43%
Low	95.86
Low52	84.72
Low52 Date	2025-08-04
Low52ch	13.15%
Ma50ch	0.84%
Price vs 200-day SMA	2.74%
RSI	46.65
RSI Monthly	57.81
RSI Weekly	52.71
Sharpe ratio	0.08x
Sortino ratio	0.43
Total Return	7.58%
Tr YTD	4.19
Tr15y	639.57%
Tr1m	1.18%
Tr1w	-0.43%
Tr3m	-2.01%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 5.1B
Operating margin	32.26

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	504,649,680%
Net Borrowing	470,618,910
Shares Insiders	0.75%
Shares Institutions	69.26%
Shares Qo Q	-1.48%
Shares Yo Y	-5.47%
Short Ratio	3.5

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	66.55x
Bv Per Share	50.9
Ch10y	221.9
Ch15y	413.1
Ch1m	1.18
Ch1w	-0.43
Ch1y	3.32
Ch3m	-2.53
Ch3y	59.6
Ch5y	106.5
Ch6m	-2.31
Change	-0.79%
Change From Open	-0.77
Close	96.62
Days Gap	-0.02
Dollar Volume	5,464
Earnings Date	2026-04-29
EBIT	EUR 5.1B
EBITDA	EUR 5.1B
EPS	EUR 7.64
F Score	4
Financing CF	-3,963,561,000
Fiscal Year End	December
Founded	1,955
Graham Number	95.56646
Graham Upside	-0.86
Income Tax	EUR 847.4M
Investing CF	1,876,837,200
Is Primary Listing	0
Last Earnings Date	2026-04-29
Last Report Date	2026-03-31
Last Split Date	2018-03-19
Last Split Type	Forward
Lynch Fair Value	EUR 39.63
Lynch Upside	-58.89
Ma150	94.98
Ma150ch	1.5%
Ma20	97.05
Ma20ch	-0.67%
Net CF	366,867,900
Next Earnings Date	2026-08-06
Open	96.6
P OCF Ratio	19.22
Payment Date	2026-03-02
Position In Range	0
Ppne	300,178,548
Price Date	2026-05-08
Price EBITDA	EUR 9.59
Ptbv Ratio	1.88
Relative Volume	0.86x
Revenue	15,708,537,600x
Tax By Revenue	5.39x
Tax Rate	17.41%
Tr6m	-1.28%
Volume	57

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/AFL dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.1%

$2.03 annual per share

Payout ratio

+25.8%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+15.2%

18 consecutive years of growth

Total shareholder yield

+7.6%

Next ex-dividend date: 2026-02-18

Performance

FRA/AFL stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/AFL?

Insider, institutional, and short-interest positioning.

Institutional ownership

+69.3%

Share of float held by funds and institutions

Insider ownership

+0.8%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FRA/AFL momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

46.7

Neutral momentum band

Price vs 200-day MA

+2.7%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.08

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/AFL

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/AFL stock rating?

fra/AFL is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/AFL analysis?

The full report lives at /stocks/fra/AFL/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/AFL?

The latest report frames fra/AFL around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/AFL page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.