Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/AON stock hub

FRA/AON has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/AON

In the news

Latest news · FRA/AON

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E13.8

P25 n/aP50 n/aP75 n/a

ROE5.6

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/AON market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

160

Groups with data

Currency

JPY

Showing 160 of 160 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Japan
Country code	DE
Employees	2,477
Employees Change	1%
Employees Change Percent	0.04
Exchange	Frankfurt Stock Exchange
Financial currency	JPY
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 2B
Price	EUR 13.9
Price currency	EUR
Rev Per Employee	267,994.66x
Sic	6020
Symbol	fra/AON
Website	https://www.aozorabank.co.jp

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.27%
P/B ratio	0.74x
P/E ratio	13.76x
P/S ratio	2.94x
PE Ratio10 Y	13.78x
PE Ratio5 Y	18.54x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 663.8M
Net Income	EUR 141.8M
Net Income Growth Q	90.45%
Net Income Growth3 Y	5.67%
Net Income Growth5 Y	5.07%
Pretax Margin	21.76%
Profit Margin	21.37%
Profit Per Employee	EUR 57,265
ROA	0.32
Roa5y	0.13
ROE	5.57
Roe5y	1.22

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	-3.21%
Cagr15y	4.37%
Cagr1y	25.54%
Cagr3y	-1.85%
Cagr5y	-1.2%
Div CAGR10	-9.91%
Div CAGR3	-22.98%
Div CAGR5	-13.01%
EPS Growth Q	90.46
EPS Growth3 Y	-0.14
EPS Growth5 Y	1.54
Revenue Growth	94.87x
Revenue Growth Q	25.35x
Revenue Growth3 Y	2.69x
Revenue Growth5 Y	2.6x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 45.7B
Cash	EUR 10.8B
Debt	EUR 7.2B
Equity	EUR 2.6B
Liabilities	EUR 43.1B
Net Cash	EUR 3.6B
Net Cash By Market Cap	EUR 185
Net Cash Growth	61.78%
Net Debt Equity	EUR -1.38
Tangible Book Value	EUR 2.5B
Tangible Book Value Per Share	EUR 17.91

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -26B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-8.58%
Dividend Growth	3.36%
Dividend Growth Years	1%
Dividend per share	EUR 0.49
Dividend Years	20
Dividend Yield	3.56%
Ex Div Date	2026-03-30
Last Dividend	EUR 0.12
Payout Frequency	Quarterly

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	-27.84%
1Y total return	25.52%
200-day SMA	13.29
3Y total return	-5.45%
50-day SMA	13.75
50-day SMA vs 200-day SMA	50over200
5Y total return	-5.86%
All Time High	35.72
All Time High Change	-61.09%
All Time High Date	2015-05-27
All Time Low	5.72
All Time Low Change	143.01%
All Time Low Date	2008-10-28
ATR	0.25
Ch YTD	3.73
High	13.9
High52	15.5
High52 Date	2026-02-23
High52ch	-10.32%
Low	13.8
Low52	11.4
Low52 Date	2025-05-08
Low52ch	21.93%
Ma50ch	1.12%
Price vs 200-day SMA	4.56%
RSI	53.59
RSI Monthly	48.07
RSI Weekly	52.12
Sharpe ratio	0.74x
Sortino ratio	1.34
Total Return	-5.02%
Tr YTD	4.64
Tr15y	90.05%
Tr1m	-0.71%
Tr1w	4.51%
Tr3m	-5.26%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 144.5M
Operating margin	21.77

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	135,665,025%
Shares Insiders	0.03%
Shares Institutions	38.83%
Shares Qo Q	0.01%
Shares Yo Y	8.58%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	6.25x
Bv Per Share	18.62
Ch10y	-54.99
Ch15y	-4.79
Ch1m	-0.71
Ch1w	4.51
Ch1y	20.87
Ch3m	-6.08
Ch3y	-14.2
Ch5y	-24.04
Ch6m	13.01
Change	0%
Change From Open	0.72
Close	13.9
Days Gap	-0.72
Earnings Date	2026-05-14
EPS	EUR 1.02
F Score	2
Fiscal Year End	March
Founded	1,957
Graham Number	20.60693
Graham Upside	48.25
Income Tax	EUR 2.5M
Is Primary Listing	0
Last Earnings Date	2026-02-04
Last Report Date	2025-12-31
Last Split Date	2017-09-27
Last Split Type	Reverse
Lynch Fair Value	EUR 5.12
Lynch Upside	-63.17
Ma150	13.38
Ma150ch	3.91%
Ma20	13.76
Ma20ch	1.02%
Next Earnings Date	2026-05-14
Open	13.8
Payment Date	2026-06-25
Position In Range	100
Ppne	115,883,329.2
Price Date	2026-05-08
Ptbv Ratio	0.79
Relative Volume	18.52x
Revenue	663,822,772x
Tax By Revenue	0.38x
Tax Rate	1.73%
Tr6m	15.02%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/AON dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.6%

$0.49 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-13.0%

1 consecutive years of growth

Total shareholder yield

-5.0%

Next ex-dividend date: 2026-03-30

Performance

FRA/AON stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/AON?

Insider, institutional, and short-interest positioning.

Institutional ownership

+38.8%

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+8.6%

Negative means the company is buying back shares.

Technical

FRA/AON momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

53.6

Neutral momentum band

Price vs 200-day MA

+4.6%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.74

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/AON

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/AON stock rating?

fra/AON is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/AON analysis?

The full report lives at /stocks/fra/AON/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/AON?

The latest report frames fra/AON around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/AON page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.