Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/BDJ stock hub

FRA/BDJ has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

3.8B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/BDJ

In the news

Latest news · FRA/BDJ

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E12

P25 n/aP50 n/aP75 n/a

Trailing P/En/a

P25 n/aP50 n/aP75 n/a

ROE-1.2

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/BDJ market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

160

Groups with data

Currency

AUD

Showing 160 of 160 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Australia
Country code	DE
Employees	4,568
Employees Change	-15%
Employees Change Percent	-0.31
Exchange	Frankfurt Stock Exchange
Financial currency	AUD
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 3.8B
Price	EUR 6.35
Price currency	EUR
Rev Per Employee	238,235.13x
Sic	6020
Symbol	fra/BDJ
Website	https://www.bendigoadelaide.com.au

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	-1.25%
FCF yield	-39.07%
Forward P/E	12x
P/B ratio	1.01x
P/S ratio	3.49x
PE Ratio10 Y	12.34x
PE Ratio5 Y	14.67x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 1.1B
Net Income	EUR -47.3M
Net Income Growth Q	6.37%
Pretax Margin	6.94%
Profit Margin	-4.35%
Profit Per Employee	EUR -10,360
ROA	-0.08
Roa5y	0.43
ROE	-1.21
Roe5y	5.97

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	6.53%
Cagr15y	5.76%
Cagr1y	6.37%
Cagr3y	14.47%
Cagr5y	5.39%
Div CAGR10	-2.19%
Div CAGR3	-1%
Div CAGR5	1.1%
EPS Growth Q	5.28
Revenue Growth	-0.09x
Revenue Growth Q	0.04x
Revenue Growth3 Y	0.97x
Revenue Growth5 Y	0.78x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 57.5B
Cash	EUR 1.6B
Debt	EUR 5.4B
Debt FCF	EUR -3.65
Equity	EUR 3.8B
Liabilities	EUR 53.8B
Net Cash	EUR -3.8B
Net Cash By Market Cap	EUR -101
Net Debt Equity	EUR 1.02
Tangible Book Value	EUR 3B
Tangible Book Value Per Share	EUR 5.23

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -46.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	12.76%
Dividend Growth	-4.74%
Dividend Growth Years	0%
Dividend per share	EUR 0.36
Dividend Years	19
Dividend Yield	5.65%
Ex Div Date	2026-02-20
Last Dividend	EUR 0.18
Payout Frequency	Semi-Annual

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	88.24%
1Y total return	6.37%
200-day SMA	6.45
3Y total return	50.02%
50-day SMA	6.2
50-day SMA vs 200-day SMA	50under200
5Y total return	30.04%
All Time High	9.9
All Time High Change	-35.85%
All Time High Date	2015-02-13
All Time Low	2.47
All Time Low Change	156.77%
All Time Low Date	2010-03-01
ATR	0.09
Ch YTD	8.55
High	6.35
High52	7.3
High52 Date	2025-08-28
High52ch	-13.01%
Low	6.35
Low52	5.55
Low52 Date	2025-12-18
Low52ch	14.41%
Ma50ch	2.4%
Price vs 200-day SMA	-1.57%
RSI	51.81
RSI Monthly	49.35
RSI Weekly	50.06
Sharpe ratio	0.13x
Sortino ratio	0.38
Total Return	18.41%
Tr YTD	11.57
Tr15y	131.53%
Tr1m	6.72%
Tr1w	-0.78%
Tr3m	1.98%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 327.6M
Operating margin	30.11

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	575,466,902%
Net Borrowing	-118,913,401.9
Shares Insiders	0.23%
Shares Institutions	27.52%
Shares Qo Q	12.56%
Shares Yo Y	-12.76%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -1.5B
Average Volume	0x
Bv Per Share	6.66
CAPEX	EUR 624,913
Ch10y	5.48
Ch15y	-5.32
Ch1m	6.72
Ch1w	-0.78
Ch1y	0.79
Ch3m	-0.78
Ch3y	25.74
Ch5y	-3.05
Ch6m	-9.93
Change	-1.55%
Change From Open	0
Close	6.45
Days Gap	-1.55
Earnings Date	2026-08-24
EPS	EUR -0.09
F Score	0
FCF	EUR -1.5B
Financing CF	583,328,148
Fiscal Year End	June
Founded	1,858
Goodwill	607,479,012.7
Income Tax	EUR 122.8M
Investing CF	33,120,404
Is Primary Listing	0
Last Earnings Date	2026-02-15
Last Report Date	2025-12-31
Ma150	6.3
Ma150ch	0.78%
Ma20	6.41
Ma20ch	-0.97%
Net CF	-867,947,745
Next Earnings Date	2026-08-24
Open	6.35
Payment Date	2026-03-31
Ppne	116,085,058.3
Price Date	2026-05-08
Ptbv Ratio	1.28
Relative Volume	100x
Revenue	1,088,258,084x
SBC By Revenue	1.41x
Share Based Comp	15,395,591
Tax By Revenue	11.29x
Tax Rate	162.68%
Tr6m	-7.42%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/BDJ dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.7%

$0.36 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+1.1%

0 consecutive years of growth

Total shareholder yield

+18.4%

Next ex-dividend date: 2026-02-20

Performance

FRA/BDJ stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/BDJ?

Insider, institutional, and short-interest positioning.

Institutional ownership

+27.5%

Share of float held by funds and institutions

Insider ownership

+0.2%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-12.8%

Negative means the company is buying back shares.

Technical

FRA/BDJ momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

51.8

Neutral momentum band

Price vs 200-day MA

-1.6%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.13

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/BDJ

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/BDJ stock rating?

fra/BDJ is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/BDJ analysis?

The full report lives at /stocks/fra/BDJ/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/BDJ?

The latest report frames fra/BDJ around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/BDJ page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.