Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/BIRG stock hub

FRA/BIRG has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

15.9B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/BIRG

In the news

Latest news · FRA/BIRG

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11.1

P25 n/aP50 n/aP75 n/a

Trailing P/E14.2

P25 n/aP50 n/aP75 n/a

ROE9.3

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/BIRG market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

176

Groups with data

Currency

EUR

Showing 176 of 176 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Ireland
Country code	DE
Employees	11,287
Employees Change	99%
Employees Change Percent	0.88
Exchange	Frankfurt Stock Exchange
Financial currency	EUR
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 15.9B
Price	EUR 17
Price currency	EUR
Rev Per Employee	350,314.52x
Sic	6020
Symbol	fra/BIRG
Website	https://www.bankofireland.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.03%
FCF yield	-5.94%
Forward P/E	11.14x
P/B ratio	1.23x
P/E ratio	14.23x
P/S ratio	4.01x
PE Ratio10 Y	8.61x
PE Ratio3 Y	9.43x
PE Ratio5 Y	8.25x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 4B
Net Income	EUR 1.1B
Net Income Growth	-21.56%
Net Income Growth Q	-9.33%
Net Income Growth3 Y	-10.17%
Net Income Growth5 Y	-3.26%
Pretax Margin	35.23%
Profit Margin	30.37%
Profit Per Employee	EUR 98,786
ROA	0.74
Roa5y	0.81
ROE	9.26
Roe5y	10.42

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	11.48%
Cagr15y	7.62%
Cagr1y	67.23%
Cagr3y	32.76%
Cagr5y	32.92%
Div CAGR3	49.38%
Div CAGR5	69.52%
EPS Growth	-19.1
EPS Growth Q	-6.32
EPS Growth3 Y	-7.83
EPS Growth5 Y	-1.39
Revenue Growth	-8.41x
Revenue Growth Q	-3.15x
Revenue Growth3 Y	-2.12x
Revenue Growth5 Y	1.3x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 164.8B
Cash	EUR 24.8B
Debt	EUR 11.9B
Debt FCF	EUR -12.57
Equity	EUR 12.9B
Liabilities	EUR 151.9B
Net Cash	EUR 12.9B
Net Cash By Market Cap	EUR 81.46
Net Cash Growth	-38.04%
Net Debt Equity	EUR -1
Tangible Book Value	EUR 11.3B
Tangible Book Value Per Share	EUR 11.89

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -83.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	5.18%
Dividend Growth	11.11%
Dividend Growth Years	0%
Dividend per share	EUR 0.7
Dividend Years	5
Dividend Yield	4.12%
Ex Div Date	2026-04-23
Last Dividend	EUR 0.45
Payout Frequency	Semi-Annual
Payout Ratio	49.46%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	196.51%
1Y total return	67.17%
200-day SMA	15.03
3Y total return	134.05%
50-day SMA	15.98
50-day SMA vs 200-day SMA	50over200
5Y total return	314.85%
All Time High	17.95
All Time High Change	-5.27%
All Time High Date	2026-02-03
All Time Low	1.29
All Time Low Change	1,213.76%
All Time Low Date	2020-05-14
ATR	0.36
Ch YTD	3.03
High	17
High52	17.95
High52 Date	2026-02-03
High52ch	-5.27%
Low	16.67
Low52	10.61
Low52 Date	2025-05-08
Low52ch	60.3%
Ma50ch	6.36%
Price vs 200-day SMA	13.14%
RSI	60.52
RSI Monthly	72.49
RSI Weekly	61.97
Sharpe ratio	1.43x
Sortino ratio	2.55
Total Return	9.29%
Tr YTD	5.93
Tr15y	200.96%
Tr1m	14.38%
Tr1w	4.74%
Tr3m	4.78%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 1.7B
Operating margin	42.82

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	952,096,464%
Net Borrowing	-46,000,000
Shares Insiders	0.01%
Shares Institutions	61.51%
Shares Qo Q	-3.24%
Shares Yo Y	-5.18%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -943M
Average Volume	186.35x
Bv Per Share	13.57
CAPEX	EUR -160M
Ch10y	132.2
Ch15y	130.4
Ch1m	11.26
Ch1w	4.74
Ch1y	59.77
Ch3m	1.92
Ch3y	93.62
Ch5y	240
Ch6m	15.41
Change	3.06%
Change From Open	2.01
Close	16.5
Days Gap	1.03
Dollar Volume	1,666
Earnings Date	2026-07-31
EPS	EUR 1.15
F Score	2
FCF	EUR -943M
Financing CF	3,554,000,000
Fiscal Year End	December
Founded	1,783
Goodwill	301,000,000
Graham Number	19.2934
Graham Upside	13.49
Income Tax	EUR 192M
Investing CF	-12,450,000,000
Is Primary Listing	0
Last Earnings Date	2026-03-02
Last Report Date	2025-12-31
Last Split Date	2017-07-10
Last Split Type	Reverse
Lynch Fair Value	EUR 5.97
Lynch Upside	-64.86
Ma150	15.74
Ma150ch	8.02%
Ma20	16.4
Ma20ch	3.65%
Net CF	-9,555,000,000
Next Earnings Date	2026-07-31
Open	16.67
Payment Date	2026-06-09
Position In Range	100
Ppne	788,000,000
Price Date	2026-05-08
Ptbv Ratio	1.4
Relative Volume	0.53x
Revenue	3,954,000,000x
Tax By Revenue	4.86x
Tax Rate	13.78%
Tr6m	18.65%
Volume	98

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/BIRG dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.1%

$0.70 annual per share

Payout ratio

+49.5%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+69.5%

0 consecutive years of growth

Total shareholder yield

+9.3%

Next ex-dividend date: 2026-04-23

Performance

FRA/BIRG stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/BIRG?

Insider, institutional, and short-interest positioning.

Institutional ownership

+61.5%

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-5.2%

Negative means the company is buying back shares.

Technical

FRA/BIRG momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

60.5

Neutral momentum band

Price vs 200-day MA

+13.1%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

1.43

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/BIRG

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/BIRG stock rating?

fra/BIRG is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/BIRG analysis?

The full report lives at /stocks/fra/BIRG/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/BIRG?

The latest report frames fra/BIRG around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/BIRG page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.