Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/FM7 stock hub

FRA/FM7 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.6B

Frankfurt Stock Exchange

Market data

Price

Recent price action with selectable time range.

FRA/FM7FRA/FM7

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In the news

Latest news · FRA/FM7

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9.4

P25 n/aP50 n/aP75 n/a

Trailing P/E9.6

P25 n/aP50 n/aP75 n/a

ROE22.8

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/FM7 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

157

Groups with data

Currency

USD

Showing 157 of 157 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	1,181
Employees Change	-62%
Employees Change Percent	-4.98
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 1.6B
Price	EUR 74
Price currency	EUR
Rev Per Employee	570,740.68x
Sic	6020
Symbol	fra/FM7
Website	https://www.pathwardfinancial.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	10.46%
Forward P/E	9.38x
P/B ratio	2.12x
P/E ratio	9.56x
P/S ratio	2.32x
PE Ratio10 Y	12.12x
PE Ratio3 Y	8.89x
PE Ratio5 Y	9.22x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 674M
Net Income	EUR 163.6M
Net Income Growth	3.11%
Net Income Growth Q	-2.73%
Net Income Growth3 Y	14.27%
Net Income Growth5 Y	10.21%
Pretax Margin	29%
Profit Margin	24.32%
Profit Per Employee	EUR 138,509
ROA	2.69
Roa5y	2.34
ROE	22.82
Roe5y	21.54

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	3.04%
Cagr3y	24.4%
Cagr5y	12.73%
Div CAGR3	-3.6%
Div CAGR5	0.22%
EPS Growth	12.26
EPS Growth Q	6.64
EPS Growth3 Y	23.1
EPS Growth5 Y	18.92
Revenue Growth	3.62x
Revenue Growth Q	-3.69x
Revenue Growth3 Y	10.13x
Revenue Growth5 Y	11.77x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 6.2B
Cash	EUR 136.7M
Debt	EUR 51.6M
Equity	EUR 737.8M
Liabilities	EUR 5.4B
Net Cash	EUR 85.1M
Net Cash By Market Cap	EUR 5.44
Net Cash Growth	-49.85%
Net Debt Equity	EUR -0.12
Tangible Book Value	EUR 470.7M
Tangible Book Value Per Share	EUR 22.07

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -5.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	7.78%
Dividend Growth	-6.96%
Dividend Growth Years	0%
Dividend per share	EUR 0.17
Dividend Years	8
Dividend Yield	0.23%
Ex Div Date	2026-03-12
Last Dividend	EUR 0.04
Payout Frequency	Quarterly
Payout Ratio	2.37%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	3.04%
200-day SMA	68.31
3Y total return	92.56%
50-day SMA	77.96
50-day SMA vs 200-day SMA	50over200
5Y total return	82.05%
All Time High	84.5
All Time High Change	-12.43%
All Time High Date	2026-04-21
All Time Low	12.7
All Time Low Change	482.68%
All Time Low Date	2020-05-14
ATR	1.15
Ch YTD	20.33
High	74
High52	84.5
High52 Date	2026-04-21
High52ch	-12.43%
Low	74
Low52	57
Low52 Date	2025-11-18
Low52ch	29.83%
Ma50ch	-5.08%
Price vs 200-day SMA	8.34%
RSI	39.79
RSI Monthly	59.04
RSI Weekly	52.72
Sharpe ratio	0.05x
Sortino ratio	0.25
Total Return	8.02%
Tr YTD	20.39
Tr1m	-6.33%
Tr1w	0.68%
Tr3m	-4.46%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 199.5M
Operating margin	29.6

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	21,021,777%
Shares Insiders	1.39%
Shares Institutions	98.43%
Shares Qo Q	-2.95%
Shares Yo Y	-7.78%
Short Ratio	8.27

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	3.4x
Bv Per Share	34.63
Ch1m	-6.33
Ch1w	0.68
Ch1y	2.78
Ch3m	-4.52
Ch3y	90.72
Ch5y	78.74
Ch6m	26.5
Change	0%
Change From Open	0
Close	74
Days Gap	0
Earnings Date	2026-04-22
EPS	EUR 7.26
F Score	2
Fiscal Year End	September
Founded	1,954
Graham Number	77.96293
Graham Upside	5.36
Income Tax	EUR 30.8M
Is Primary Listing	0
Last Earnings Date	2026-04-22
Last Report Date	2026-03-31
Lynch Fair Value	EUR 79.01
Lynch Upside	6.77
Ma150	69.29
Ma150ch	6.79%
Ma20	78.15
Ma20ch	-5.31%
Next Earnings Date	2026-07-29
Open	74
Payment Date	2026-04-01
Ppne	159,793,351.1
Price Date	2026-05-08
Ptbv Ratio	3.32
Relative Volume	20x
Revenue	674,044,745x
Tax By Revenue	4.56x
Tax Rate	15.73%
Tr6m	26.65%
Volume	0

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/FM7 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+0.2%

$0.17 annual per share

Payout ratio

+2.4%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+0.2%

0 consecutive years of growth

Total shareholder yield

+8.0%

Next ex-dividend date: 2026-03-12

Performance

FRA/FM7 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/FM7?

Insider, institutional, and short-interest positioning.

Institutional ownership

+98.4%

Share of float held by funds and institutions

Insider ownership

+1.4%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FRA/FM7 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

39.8

Neutral momentum band

Price vs 200-day MA

+8.3%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.05

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/FM7

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/FM7 stock rating?

fra/FM7 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/FM7 analysis?

The full report lives at /stocks/fra/FM7/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/FM7?

The latest report frames fra/FM7 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/FM7 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.