Sector pending / Fire, Marine, and Casualty InsuranceUpdated 2026-05-10 22:07 UTC

FRA/HVXA stock hub

FRA/HVXA has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

22.7B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/HVXA

In the news

Latest news · FRA/HVXA

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E18.5

P25 n/aP50 n/aP75 n/a

Trailing P/E38.7

P25 n/aP50 n/aP75 n/a

ROE6.3

P25 n/aP50 n/aP75 n/a

ROIC3.3

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/HVXA market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

202

Groups with data

Currency

CHF

Showing 202 of 202 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Switzerland
Country code	DE
Employees	22,896
Employees Change	8,138.5%
Employees Change Percent	55.15
Enterprise value	EUR 35.1B
Exchange	Frankfurt Stock Exchange
Financial currency	CHF
First seen	2026-05-10
Industry	Fire, Marine, and Casualty Insurance
Last refreshed	2026-05-10
Market cap	EUR 22.7B
Price	EUR 228
Price currency	EUR
Rev Per Employee	484,180.41x
Sic	6331
Symbol	fra/HVXA
Website	https://www.helvetia-baloise.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	2.58%
EV Earnings	59.79x
EV/EBIT	26.83x
EV/EBITDA	24.14x
EV/FCF	44.02x
EV/Sales	3.11x
FCF yield	3.51%
Forward P/E	18.47x
P/B ratio	1.54x
P/E ratio	38.7x
P/S ratio	2.05x
PE Ratio10 Y	17.41x
PE Ratio3 Y	21.91x
PE Ratio5 Y	21.85x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	11.58%
EBITDA Margin	12.67%
FCF margin	7.18%
Gross margin	24.39%
Gross Profit	EUR 2.7B
Net Income	EUR 586.3M
Net Income Growth	14.63%
Net Income Growth Q	2.68%
Net Income Growth3 Y	25.61%
Net Income Growth5 Y	2.16%
Pretax Margin	6.97%
Profit Margin	5.35%
Profit Per Employee	EUR 25,605
ROA	0.72
Roa5y	0.58
ROCE	0.92
ROE	6.31
Roe5y	8.18
ROIC	3.31
Roic5y	5.66

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	13.46%
Div CAGR10	6.79%
Div CAGR3	6.8%
Div CAGR5	7.21%
EPS Growth	14.82
EPS Growth Q	2.49
EPS Growth3 Y	25.86
EPS Growth5 Y	2.15
FCF Growth Q	36.21%
FCF Growth3 Y	35.41%
FCF Growth5 Y	20.43%
OCF Growth	1,743.36%
OCF Growth Q	34.67%
OCF Growth10 Y	6.31%
OCF Growth3 Y	25.63%
OCF Growth5 Y	17.05%
Revenue Growth	9.69x
Revenue Growth Q	17.87x
Revenue Growth3 Y	3.33x
Revenue Growth5 Y	3.25x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.1
Assets	EUR 157.3B
Cash	EUR 47.5B
Debt	EUR 16.2B
Debt EBITDA	EUR 11.36
Debt Equity	EUR 1.1
Debt FCF	EUR 20.36
Equity	EUR 14.8B
Interest Coverage	15.27
Liabilities	EUR 142.5B
Net Cash	EUR -11.3B
Net Cash By Market Cap	EUR -50
Net Debt EBITDA	EUR 8.07
Net Debt Equity	EUR 0.77
Net Debt FCF	EUR 14.25
Tangible Book Value	EUR 5.1B
Tangible Book Value Per Share	EUR 51.78

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	2.98
Net Working Capital	EUR 30.2B
Quick ratio	2.72
Working Capital	EUR 34.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0%
Dividend Growth	6.35%
Dividend Growth Years	4%
Dividend per share	EUR 6.7
Dividend Years	19
Dividend Yield	2.94%
Ex Div Date	2025-04-29
Last Dividend	EUR 6.7
Payout Frequency	Annual
Payout Ratio	67.86%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	13.45%
200-day SMA	216.1
50-day SMA	222.6
50-day SMA vs 200-day SMA	50over200
All Time High	245
All Time High Change	-7.02%
All Time High Date	2026-04-15
All Time Low	192.6
All Time Low Change	18.28%
All Time Low Date	2025-05-13
ATR	3.88
Ch YTD	1.88
High	229.8
High52	245
High52 Date	2026-04-15
High52ch	-7.02%
Low	227.6
Low52	192.6
Low52 Date	2025-05-13
Low52ch	18.28%
Ma50ch	2.33%
Price vs 200-day SMA	5.43%
RSI	48.45
RSI Monthly	0
RSI Weekly	57.09
Sharpe ratio	0.64x
Sortino ratio	1.2
Total Return	2.94%
Tr YTD	1.88
Tr1m	-0.52%
Tr1w	1.7%
Tr3m	7.45%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 1.3B
Operating margin	11.58

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	80,937,481%
Net Borrowing	46,602,412.5
Shares Insiders	0.04%
Shares Institutions	14.84%
Shares Qo Q	-2.03%
Shares Yo Y	-0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 794.7M
Average Volume	37.3x
Bv Per Share	141
CAPEX	EUR -53.1M
Ch1m	-0.52
Ch1w	1.7
Ch1y	13.45
Ch3m	7.45
Ch6m	5.66
Change	-1.81%
Change From Open	0.09
Close	232
Days Gap	-1.9
Dollar Volume	33,031
Earnings Date	2026-04-15
EBIT	EUR 1.3B
EBITDA	EUR 1.4B
EPS	EUR 11.08
F Score	4
FCF	EUR 796.3M
FCF EV Yield	2.27x
Financing CF	-317,286,311
Fiscal Year End	December
Founded	2,017
Goodwill	4,671,155,163.4
Graham Number	140.1781
Graham Upside	-38.46
Income Tax	EUR 155M
Investing CF	2,822,924,447
Is Primary Listing	0
Last Earnings Date	2026-04-15
Last Report Date	2025-12-31
Last Split Date	2019-05-13
Last Split Type	Forward
Lynch Fair Value	EUR 29.43
Lynch Upside	-87.08
Ma150	216.9
Ma150ch	5.03%
Ma20	232.9
Ma20ch	-2.18%
Net CF	3,336,984,123
Next Earnings Date	2026-09-17
Open	227.6
P FCF Ratio	28.49
P OCF Ratio	26.71
Payment Date	2025-05-02
Position In Range	9.09
Ppne	1,730,510,193.3
Price Date	2026-05-08
Price EBITDA	EUR 16.15
Ptbv Ratio	4.42
Relative Volume	4.83x
Revenue	11,085,794,655x
SBC By Revenue	0.01x
Share Based Comp	1,611,136
Tax By Revenue	1.4x
Tax Rate	20.07%
Tr6m	5.66%
Volume	145

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/HVXA dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.9%

$6.70 annual per share

Payout ratio

+67.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+7.2%

4 consecutive years of growth

Total shareholder yield

+2.9%

Next ex-dividend date: 2025-04-29

Performance

FRA/HVXA stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/HVXA?

Insider, institutional, and short-interest positioning.

Institutional ownership

+14.8%

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.0%

Negative means the company is buying back shares.

Technical

FRA/HVXA momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

48.4

Neutral momentum band

Price vs 200-day MA

+5.4%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.64

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/HVXA

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/HVXA stock rating?

fra/HVXA is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/HVXA analysis?

The full report lives at /stocks/fra/HVXA/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/HVXA?

The latest report frames fra/HVXA around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/HVXA page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.