Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/IB4 stock hub

FRA/IB4 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

3.9B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/IB4

In the news

Latest news · FRA/IB4

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E10.7

P25 n/aP50 n/aP75 n/a

ROE13.5

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/IB4 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

181

Groups with data

Currency

USD

Showing 181 of 181 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	2,223
Employees Change	-17%
Employees Change Percent	-0.73
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 3.9B
Price	EUR 62
Price currency	EUR
Rev Per Employee	326,796.53x
Sic	6020
Symbol	fra/IB4
Website	https://www.ibc.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.36%
FCF yield	10.21%
P/B ratio	1.36x
P/E ratio	10.69x
P/S ratio	5.33x
PE Ratio10 Y	11.81x
PE Ratio3 Y	8.79x
PE Ratio5 Y	9.81x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	54.43%
Gross Profit	EUR 726.5M
Net Income	EUR 362.2M
Net Income Growth	0.76%
Net Income Growth Q	-7.13%
Net Income Growth3 Y	11.15%
Net Income Growth5 Y	19.77%
Pretax Margin	63.11%
Profit Margin	49.85%
Profit Per Employee	EUR 162,921
ROA	2.52
Roa5y	2.3
ROE	13.51
Roe5y	14.54

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	13.78%
Cagr1y	17.19%
Cagr3y	22.4%
Cagr5y	11.8%
Div CAGR10	8.91%
Div CAGR3	1.21%
Div CAGR5	5.68%
EPS Growth	0.76
EPS Growth Q	-7.56
EPS Growth3 Y	11.47
EPS Growth5 Y	20.37
FCF Growth	2.86%
FCF Growth Q	16.71%
FCF Growth3 Y	8.65%
FCF Growth5 Y	9.65%
OCF Growth	3.61%
OCF Growth Q	21.82%
OCF Growth10 Y	9.2%
OCF Growth3 Y	8.17%
OCF Growth5 Y	9.98%
Revenue Growth	3.15x
Revenue Growth Q	2.59x
Revenue Growth3 Y	8.19x
Revenue Growth5 Y	10.9x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 14.6B
Cash	EUR 508.2M
Debt	EUR 627.9M
Debt FCF	EUR 1.59
Equity	EUR 2.9B
Liabilities	EUR 11.7B
Net Cash	EUR -119.7M
Net Cash By Market Cap	EUR -3.09
Net Debt Equity	EUR 0.04
Net Debt FCF	EUR 0.3
Tangible Book Value	EUR 2.6B
Tangible Book Value Per Share	EUR 41.92

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -10.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.07%
Dividend Growth	-4.46%
Dividend Growth Years	15%
Dividend per share	EUR 1.22
Dividend Years	14
Dividend Yield	1.96%
Ex Div Date	2026-02-13
Last Dividend	EUR 0.62
Payout Frequency	Semi-Annual
Payout Ratio	21.29%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	263.56%
1Y total return	17.18%
200-day SMA	58.74
3Y total return	83.41%
50-day SMA	59.21
50-day SMA vs 200-day SMA	50over200
5Y total return	74.68%
All Time High	70
All Time High Change	-11.43%
All Time High Date	2024-11-26
All Time Low	14.9
All Time Low Change	316.11%
All Time Low Date	2020-03-23
ATR	0.88
Ch YTD	8.77
High	62
High52	62.5
High52 Date	2026-02-05
High52ch	-0.8%
Low	62
Low52	53
Low52 Date	2025-06-18
Low52ch	16.98%
Ma50ch	4.71%
Price vs 200-day SMA	5.55%
RSI	56.93
RSI Monthly	59.96
RSI Weekly	57.47
Sharpe ratio	0.45x
Sortino ratio	0.85
Total Return	2.03%
Tr YTD	9.9
Tr1m	6.9%
Tr1w	1.64%
Tr3m	2.69%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 466.6M
Operating margin	64.23

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	56,153,362%
Net Borrowing	42,409,123.5
Shares Insiders	9.66%
Shares Institutions	73.8%
Shares Qo Q	0%
Shares Yo Y	-0.07%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 395.3M
Average Volume	3.5x
Bv Per Share	45.86
CAPEX	EUR -13.4M
Ch10y	182
Ch1m	6.9
Ch1w	1.64
Ch1y	14.82
Ch3m	1.64
Ch3y	71.27
Ch5y	54.23
Ch6m	6.9
Change	1.64%
Change From Open	0
Close	61
Days Gap	1.64
Earnings Date	2026-05-01
EPS	EUR 5.81
F Score	4
FCF	EUR 395.4M
Financing CF	63,586,967
Fiscal Year End	December
Founded	1,966
Goodwill	239,576,399.8
Graham Number	77.21369
Graham Upside	24.54
Income Tax	EUR 96.3M
Investing CF	-475,416,566
Is Primary Listing	0
Last Earnings Date	2026-02-27
Last Report Date	2025-12-31
Lynch Fair Value	EUR 115
Lynch Upside	84.94
Ma150	58.57
Ma150ch	5.86%
Ma20	60.9
Ma20ch	1.81%
Net CF	-3,051,161
Open	62
P FCF Ratio	9.79
P OCF Ratio	9.47
Payment Date	2026-02-27
Ppne	358,681,990.3
Price Date	2026-05-08
Ptbv Ratio	1.48
Relative Volume	20x
Revenue	726,468,693x
SBC By Revenue	0.01x
Share Based Comp	66,782
Tax By Revenue	13.26x
Tax Rate	21.01%
Tr6m	8%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/IB4 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.0%

$1.22 annual per share

Payout ratio

+21.3%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+5.7%

15 consecutive years of growth

Total shareholder yield

+2.0%

Next ex-dividend date: 2026-02-13

Performance

FRA/IB4 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/IB4?

Insider, institutional, and short-interest positioning.

Institutional ownership

+73.8%

Share of float held by funds and institutions

Insider ownership

+9.7%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.1%

Negative means the company is buying back shares.

Technical

FRA/IB4 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

56.9

Neutral momentum band

Price vs 200-day MA

+5.6%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.45

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/IB4

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/IB4 stock rating?

fra/IB4 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/IB4 analysis?

The full report lives at /stocks/fra/IB4/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/IB4?

The latest report frames fra/IB4 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/IB4 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.