Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/N1V2 stock hub

FRA/N1V2 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

4.5B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/N1V2

In the news

Latest news · FRA/N1V2

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E8.9

P25 n/aP50 n/aP75 n/a

Trailing P/E9.1

P25 n/aP50 n/aP75 n/a

ROE13.9

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/N1V2 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

163

Groups with data

Currency

EUR

Showing 163 of 163 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Slovenia
Country code	DE
Employees	8,107
Employees Change	-164%
Employees Change Percent	-1.97
Exchange	Frankfurt Stock Exchange
Financial currency	EUR
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 4.5B
Price	EUR 43.6
Price currency	EUR
Rev Per Employee	170,883.81x
Sic	6020
Symbol	fra/N1V2
Website	https://www.nlb.si

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	10.94%
FCF yield	-44.53%
Forward P/E	8.91x
P/B ratio	1.14x
P/E ratio	9.14x
P/S ratio	3.48x
PE Ratio10 Y	4.67x
PE Ratio3 Y	4.77x
PE Ratio5 Y	4.34x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 1.3B
Net Income	EUR 496.5M
Net Income Growth	-2.23%
Net Income Growth Q	11.52%
Net Income Growth3 Y	4.03%
Net Income Growth5 Y	13.28%
Pretax Margin	45.1%
Profit Margin	38.06%
Profit Per Employee	EUR 65,041
ROA	1.68
Roa5y	1.83
ROE	13.85
Roe5y	16.72

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	78.94%
Cagr3y	60.05%
Cagr5y	43.72%
Div CAGR3	37.01%
Div CAGR5	84.59%
EPS Growth	-2.13
EPS Growth Q	12.29
EPS Growth3 Y	4.09
EPS Growth5 Y	13.28
Revenue Growth	2.6x
Revenue Growth Q	4.09x
Revenue Growth3 Y	16.91x
Revenue Growth5 Y	23.04x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 32.3B
Cash	EUR 4.4B
Debt	EUR 2.6B
Debt FCF	EUR -1.27
Equity	EUR 4B
Liabilities	EUR 28.3B
Net Cash	EUR 1.8B
Net Cash By Market Cap	EUR 39.1
Net Debt Equity	EUR -0.45
Tangible Book Value	EUR 3.8B
Tangible Book Value Per Share	EUR 189

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -699.1M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	16.91%
Dividend Growth Years	4%
Dividend per share	EUR 2.57
Dividend Years	5
Dividend Yield	5.9%
Ex Div Date	2025-12-19
Last Dividend	EUR 1.29
Payout Frequency	Semi-Annual
Payout Ratio	52.77%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	78.87%
200-day SMA	36.56
3Y total return	310.15%
50-day SMA	43.02
50-day SMA vs 200-day SMA	50over200
5Y total return	513.08%
All Time High	48.8
All Time High Change	-10.66%
All Time High Date	2026-03-18
All Time Low	6.36
All Time Low Change	585.53%
All Time Low Date	2020-11-02
ATR	1.58
Ch YTD	14.14
High	43.6
High52	48.8
High52 Date	2026-03-18
High52ch	-10.66%
Low	41.6
Low52	24.6
Low52 Date	2025-05-09
Low52ch	77.24%
Ma50ch	1.34%
Price vs 200-day SMA	19.26%
RSI	48.74
RSI Monthly	69.03
RSI Weekly	64.03
Sharpe ratio	1.72x
Sortino ratio	2.78
Total Return	5.9%
Tr YTD	14.14
Tr1m	3.32%
Tr1w	-0.91%
Tr3m	17.84%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 636.7M
Operating margin	48.81

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	14,991,859%
Net Borrowing	477,424,000
Shares Insiders	0.04%
Shares Institutions	65.89%
Shares Qo Q	-0.03%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -2B
Average Volume	17.85x
Bv Per Share	194.3
CAPEX	EUR -49.3M
Ch1m	3.32
Ch1w	-0.91
Ch1y	65.15
Ch3m	17.84
Ch3y	223
Ch5y	319.2
Ch6m	26.01
Change	1.87%
Change From Open	4.81
Close	42.8
Days Gap	-2.8
Earnings Date	2026-08-06
EPS	EUR 24.83
F Score	2
FCF	EUR -2B
Financing CF	3,042,570,000
Fiscal Year End	December
Founded	1,889
Goodwill	8,069,000
Graham Number	63.91789
Graham Upside	46.6
Income Tax	EUR 76.3M
Investing CF	-501,599,000
Is Primary Listing	0
Last Earnings Date	2026-04-09
Last Report Date	2025-12-31
Lynch Fair Value	EUR 63.31
Lynch Upside	45.21
Ma150	38.05
Ma150ch	14.58%
Ma20	44.81
Ma20ch	-2.7%
Net CF	566,389,000
Next Earnings Date	2026-08-06
Open	41.6
Payment Date	2026-01-02
Position In Range	100
Ppne	331,255,000
Price Date	2026-05-08
Ptbv Ratio	1.21
Relative Volume	5.6x
Revenue	1,304,527,000x
Tax By Revenue	5.85x
Tax Rate	12.97%
Tr6m	30.55%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/N1V2 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.9%

$2.57 annual per share

Payout ratio

+52.8%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+84.6%

4 consecutive years of growth

Total shareholder yield

+5.9%

Next ex-dividend date: 2025-12-19

Performance

FRA/N1V2 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/N1V2?

Insider, institutional, and short-interest positioning.

Institutional ownership

+65.9%

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

FRA/N1V2 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

48.7

Neutral momentum band

Price vs 200-day MA

+19.3%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

1.72

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/N1V2

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/N1V2 stock rating?

fra/N1V2 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/N1V2 analysis?

The full report lives at /stocks/fra/N1V2/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/N1V2?

The latest report frames fra/N1V2 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/N1V2 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.