Sector pending / Fire, Marine, and Casualty InsuranceUpdated 2026-05-10 22:07 UTC

FRA/RL1 stock hub

FRA/RL1 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

3.8B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/RL1

In the news

Latest news · FRA/RL1

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E18.2

P25 n/aP50 n/aP75 n/a

Trailing P/E11.2

P25 n/aP50 n/aP75 n/a

ROE23.2

P25 n/aP50 n/aP75 n/a

ROIC19.9

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/RL1 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

208

Groups with data

Currency

USD

Showing 208 of 208 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	1,193
Employees Change	48%
Employees Change Percent	4.37
Enterprise value	EUR 4.1B
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Fire, Marine, and Casualty Insurance
Last refreshed	2026-05-10
Market cap	EUR 3.8B
Price	EUR 41.88
Price currency	EUR
Rev Per Employee	1,380,303.22x
Sic	6331
Symbol	fra/RL1
Website	https://www.rlicorp.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.94%
EV Earnings	11.97x
EV/EBIT	9.63x
EV/EBITDA	9.37x
EV/FCF	8.62x
EV/Sales	2.54x
FCF yield	12.41%
Forward P/E	18.23x
P/B ratio	2.46x
P/E ratio	11.18x
P/S ratio	2.33x
PE Ratio10 Y	23.56x
PE Ratio3 Y	18.31x
PE Ratio5 Y	17.51x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	26.64%
EBITDA Margin	27.08%
FCF margin	28.86%
Gross margin	33.7%
Gross Profit	EUR 555M
Net Income	EUR 342.6M
Net Income Growth	40.53%
Net Income Growth Q	-13.18%
Net Income Growth3 Y	-14.6%
Net Income Growth5 Y	6.28%
Pretax Margin	26.05%
Profit Margin	20.8%
Profit Per Employee	EUR 287,167
ROA	5.21
Roa5y	5.92
ROCE	9.66
ROE	23.23
Roe5y	28.72
ROIC	19.93
Roic5y	25.2

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	7.73%
Cagr1y	-33.37%
Cagr3y	-9.7%
Cagr5y	1.61%
Div CAGR10	-0%
Div CAGR3	-16.22%
Div CAGR5	22.33%
EPS Growth	41.6
EPS Growth Q	-12.2
EPS Growth3 Y	-14.7
EPS Growth5 Y	6.08
FCF Growth	-6.82%
FCF Growth Q	-59.24%
FCF Growth3 Y	25.77%
FCF Growth5 Y	11.04%
OCF Growth	-6.62%
OCF Growth Q	-58.63%
OCF Growth10 Y	13.91%
OCF Growth3 Y	25.41%
OCF Growth5 Y	10.94%
Revenue Growth	9.55x
Revenue Growth Q	3.98x
Revenue Growth3 Y	1.83x
Revenue Growth5 Y	10.49x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.31
Assets	EUR 5.6B
Cash	EUR 377.6M
Debt	EUR 316M
Debt EBITDA	EUR 0.7
Debt Equity	EUR 0.2
Debt FCF	EUR 0.66
Equity	EUR 1.6B
Interest Coverage	79.34
Liabilities	EUR 4B
Net Cash	EUR -273.4M
Net Cash By Market Cap	EUR -7.14
Net Debt EBITDA	EUR 0.61
Net Debt Equity	EUR 0.18
Net Debt FCF	EUR 0.58
Tangible Book Value	EUR 1.5B
Tangible Book Value Per Share	EUR 16.44

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.25
Net Working Capital	EUR 252.1M
Quick ratio	0.58
Working Capital	EUR 248.3M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.21%
Dividend Growth	-6.81%
Dividend Growth Years	0%
Dividend per share	EUR 2.28
Dividend Years	12
Dividend Yield	5.43%
Ex Div Date	2026-03-02
Last Dividend	EUR 0.14
Payout Frequency	Quarterly
Payout Ratio	61.39%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	110.55%
1Y total return	-33.35%
200-day SMA	52.77
3Y total return	-26.37%
50-day SMA	49.34
50-day SMA vs 200-day SMA	50under200
5Y total return	8.31%
All Time High	86
All Time High Change	-51.3%
All Time High Date	2024-11-27
All Time Low	20.88
All Time Low Change	100.54%
All Time Low Date	2017-09-08
ATR	0.72
Ch YTD	-23.16
High	41.88
High52	67.5
High52 Date	2025-05-20
High52ch	-37.96%
Low	41.88
Low52	41.28
Low52 Date	2026-05-07
Low52ch	1.45%
Ma50ch	-15.13%
Price vs 200-day SMA	-20.64%
RSI	26.36
RSI Monthly	32.52
RSI Weekly	27.2
Sharpe ratio	-1.82x
Sortino ratio	-2.07
Total Return	5.65%
Tr YTD	-22.96
Tr1m	-16%
Tr1w	-3.72%
Tr3m	-19.25%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 438.8M
Operating margin	26.64

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	81,767,712%
Net Borrowing	209,635,709.5
Shares Insiders	1.34%
Shares Institutions	86.48%
Shares Qo Q	-0.04%
Shares Yo Y	-0.21%
Short Ratio	6.34

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 475.3M
Average Volume	0x
Bv Per Share	16.95
CAPEX	EUR -4.8M
Ch10y	49.84
Ch1m	-16
Ch1w	-3.72
Ch1y	-36.06
Ch3m	-19.46
Ch3y	-32.99
Ch5y	-9.94
Ch6m	-19.46
Change	1.45%
Change From Open	0
Close	41.28
Days Gap	1.45
Earnings Date	2026-04-22
EBIT	EUR 438.8M
EBITDA	EUR 446M
EPS	EUR 3.72
F Score	6
FCF	EUR 475.3M
FCF EV Yield	11.59x
Financing CF	5,949,678
Fiscal Year End	December
Founded	1,965
Goodwill	39,058,825.6
Graham Number	37.88091
Graham Upside	-9.55
Income Tax	EUR 86.5M
Investing CF	-466,896,211
Is Primary Listing	0
Last Earnings Date	2026-04-22
Last Report Date	2026-03-31
Last Split Date	2025-01-16
Last Split Type	Forward
Lynch Fair Value	EUR 23.5
Lynch Upside	-43.89
Ma150	51.43
Ma150ch	-18.56%
Ma20	46.28
Ma20ch	-9.51%
Net CF	19,135,240
Next Earnings Date	2026-07-21
Open	41.88
P FCF Ratio	8.06
P OCF Ratio	7.98
Payment Date	2026-03-16
Ppne	46,972,855
Price Date	2026-05-08
Price EBITDA	EUR 8.59
Ptbv Ratio	2.53
Relative Volume	20x
Revenue	1,646,701,747x
Tax By Revenue	5.25x
Tax Rate	20.15%
Tr6m	-16.42%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/RL1 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.4%

$2.28 annual per share

Payout ratio

+61.4%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+22.3%

0 consecutive years of growth

Total shareholder yield

+5.6%

Next ex-dividend date: 2026-03-02

Performance

FRA/RL1 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/RL1?

Insider, institutional, and short-interest positioning.

Institutional ownership

+86.5%

Share of float held by funds and institutions

Insider ownership

+1.3%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FRA/RL1 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

26.4

Below 30: short-term oversold

Price vs 200-day MA

-20.6%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

-1.82

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/RL1

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/RL1 stock rating?

fra/RL1 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/RL1 analysis?

The full report lives at /stocks/fra/RL1/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/RL1?

The latest report frames fra/RL1 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/RL1 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.