Sector pending / Fire, Marine, and Casualty InsuranceUpdated 2026-05-10 22:07 UTC

FRA/SFN stock hub

FRA/SFN has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

891.1M

Frankfurt Stock Exchange

Market data

Price

Recent price action with selectable time range.

FRA/SFNFRA/SFN

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In the news

Latest news · FRA/SFN

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E16.2

P25 n/aP50 n/aP75 n/a

ROE7.4

P25 n/aP50 n/aP75 n/a

ROIC6.9

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/SFN market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

182

Groups with data

Currency

USD

Showing 182 of 182 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	568
Employees Change	12%
Employees Change Percent	2.23
Enterprise value	EUR 896.4M
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Fire, Marine, and Casualty Insurance
Last refreshed	2026-05-10
Market cap	EUR 891.1M
Price	EUR 61
Price currency	EUR
Rev Per Employee	1,949,850.73x
Sic	6331
Symbol	fra/SFN
Website	https://www.safetyinsurance.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6.18%
EV Earnings	16.28x
EV/EBIT	12.77x
EV/EBITDA	11.37x
EV/Sales	0.83x
P/B ratio	1.2x
P/E ratio	16.18x
P/S ratio	0.8x
PE Ratio10 Y	18.28x
PE Ratio3 Y	22.65x
PE Ratio5 Y	20.97x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	6.47%
EBITDA Margin	6.98%
Gross margin	7.11%
Gross Profit	EUR 78.7M
Net Income	EUR 55.1M
Net Income Growth	-13.12%
Net Income Growth3 Y	34.29%
Net Income Growth5 Y	-18.52%
Pretax Margin	6.31%
Profit Margin	4.94%
Profit Per Employee	EUR 96,950
ROA	2.19
Roa5y	2.7
ROCE	9.01
ROE	7.39
Roe5y	8.46
ROIC	6.91
Roic5y	8.03

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	6.03%
Cagr15y	9.56%
Cagr1y	-5.17%
Cagr3y	2.63%
Cagr5y	1.49%
Div CAGR10	2.1%
Div CAGR3	-3%
Div CAGR5	0.53%
EPS Growth	-12.98
EPS Growth3 Y	33.92
EPS Growth5 Y	-18.4
Revenue Growth	10.73x
Revenue Growth Q	4.39x
Revenue Growth3 Y	16.08x
Revenue Growth5 Y	7.56x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.54
Assets	EUR 2.1B
Cash	EUR 47.6M
Debt	EUR 53M
Debt EBITDA	EUR 0.66
Debt Equity	EUR 0.07
Equity	EUR 742.2M
Interest Coverage	40.43
Liabilities	EUR 1.4B
Net Cash	EUR -5.4M
Net Cash By Market Cap	EUR -0.61
Net Debt EBITDA	EUR 0.07
Net Debt Equity	EUR 0.01
Tangible Book Value	EUR 721.7M
Tangible Book Value Per Share	EUR 49.15

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.37
Net Working Capital	EUR -880.8M
Quick ratio	0.25
Working Capital	EUR -833.3M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.31%
Dividend Growth	-6.25%
Dividend Growth Years	0%
Dividend per share	EUR 3.15
Dividend Years	19
Dividend Yield	5.17%
Ex Div Date	2026-03-02
Last Dividend	EUR 0.78
Payout Frequency	Quarterly

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	79.59%
1Y total return	-5.17%
200-day SMA	62.67
3Y total return	8.11%
50-day SMA	62.44
50-day SMA vs 200-day SMA	50under200
5Y total return	7.67%
All Time High	97.5
All Time High Change	-37.44%
All Time High Date	2022-07-07
All Time Low	25.09
All Time Low Change	143.12%
All Time Low Date	2011-08-29
ATR	1.47
Ch YTD	-6.87
High	61
High52	74
High52 Date	2025-05-20
High52ch	-17.57%
Low	61
Low52	57.5
Low52 Date	2026-05-07
Low52ch	6.09%
Ma50ch	-2.31%
Price vs 200-day SMA	-2.66%
RSI	44.56
RSI Monthly	41.68
RSI Weekly	43.21
Sharpe ratio	-0.28x
Sortino ratio	-0.19
Total Return	5.48%
Tr YTD	-5.71
Tr15y	293.53%
Tr1m	-1.61%
Tr1w	-3.17%
Tr3m	-8.51%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 71.7M
Operating margin	6.47

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	14,351,205%
Shares Insiders	2.22%
Shares Institutions	82.04%
Shares Qo Q	-1.2%
Shares Yo Y	-0.31%
Short Ratio	1.88

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	8.95x
Bv Per Share	50.55
Ch10y	16.74
Ch15y	99.58
Ch1m	-1.61
Ch1w	-3.17
Ch1y	-9.63
Ch3m	-9.63
Ch3y	-6.15
Ch5y	-14.08
Ch6m	-1.61
Change	6.09%
Change From Open	0
Close	57.5
Days Gap	6.09
Earnings Date	2026-08-04
EBIT	EUR 71.7M
EBITDA	EUR 77.3M
EPS	EUR 3.7
F Score	3
Fiscal Year End	December
Founded	1,979
Goodwill	14,494,214.5
Graham Number	65.64331
Graham Upside	7.61
Income Tax	EUR 15.2M
Is Primary Listing	0
Last Earnings Date	2026-02-25
Last Report Date	2026-03-31
Lynch Fair Value	EUR 18.85
Lynch Upside	-69.1
Ma150	63.16
Ma150ch	-3.42%
Ma20	62.63
Ma20ch	-2.59%
Next Earnings Date	2026-08-04
Open	61
Payment Date	2026-03-13
Ppne	9,413,226.2
Price Date	2026-05-08
Price EBITDA	EUR 11.52
Ptbv Ratio	1.23
Relative Volume	3.24x
Revenue	1,107,515,214x
Tax By Revenue	1.37x
Tax Rate	21.78%
Tr6m	0.83%
Volume	0

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/SFN dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.2%

$3.15 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+0.5%

0 consecutive years of growth

Total shareholder yield

+5.5%

Next ex-dividend date: 2026-03-02

Performance

FRA/SFN stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/SFN?

Insider, institutional, and short-interest positioning.

Institutional ownership

+82.0%

Share of float held by funds and institutions

Insider ownership

+2.2%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FRA/SFN momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

44.6

Neutral momentum band

Price vs 200-day MA

-2.7%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

-0.28

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/SFN

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/SFN stock rating?

fra/SFN is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/SFN analysis?

The full report lives at /stocks/fra/SFN/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/SFN?

The latest report frames fra/SFN around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/SFN page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.