Sector pending / Personal Credit InstitutionsUpdated 2026-05-10 22:07 UTC

FRA/YRRA stock hub

FRA/YRRA has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.9B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/YRRA

In the news

Latest news · FRA/YRRA

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E21

P25 n/aP50 n/aP75 n/a

Trailing P/E31.2

P25 n/aP50 n/aP75 n/a

ROE15.9

P25 n/aP50 n/aP75 n/a

ROIC15.5

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/YRRA market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

189

Groups with data

Currency

AUD

Showing 189 of 189 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Australia
Country code	DE
Employees	985
Employees Change	-458%
Employees Change Percent	-30.57
Enterprise value	EUR 3.4B
Exchange	Frankfurt Stock Exchange
Financial currency	AUD
First seen	2026-05-10
Industry	Personal Credit Institutions
Last refreshed	2026-05-10
Market cap	EUR 1.9B
Price	EUR 1.54
Price currency	EUR
Rev Per Employee	703,909.59x
Sic	6141
Symbol	fra/YRRA
Website	https://zip.co/au

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	3.2%
EV Earnings	54.69x
EV/EBIT	10.74x
EV/EBITDA	10.58x
EV/FCF	-579.14x
EV/Sales	4.52x
FCF yield	-0.3%
Forward P/E	20.98x
P/B ratio	5.14x
P/E ratio	31.24x
P/S ratio	2.8x
PE Ratio3 Y	68.38x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	42.08%
EBITDA Margin	42.36%
Gross margin	100%
Gross Profit	EUR 693.4M
Gross Profit Growth	13.89%
Gross Profit Growth Q	29.23%
Gross Profit Growth3 Y	12.03%
Gross Profit Growth5 Y	12.5%
Net Income	EUR 62.1M
Net Income Growth Q	127.57%
Net Income Growth3 Y	210.28%
Pretax Margin	9.82%
Profit Margin	8.95%
Profit Per Employee	EUR 63,006
ROA	8.48
Roa5y	2.05
ROCE	19.97
ROE	15.89
Roe5y	-57.51
ROIC	15.45
Roic5y	1.9

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	51.12%
Cagr3y	72.91%
Cagr5y	-19.58%
EPS Growth Q	120.9
EPS Growth3 Y	181.4
FCF Growth Q	43.29%
OCF Growth Q	42.39%
Revenue Growth	28.24x
Revenue Growth Q	29.23x
Revenue Growth3 Y	12.03x
Revenue Growth5 Y	12.5x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.32
Assets	EUR 2.3B
Cash	EUR 99M
Current Assets	EUR 2.3B
Current Liabilities	EUR 864.1M
Debt	EUR 1.4B
Debt EBITDA	EUR 4.87
Debt Equity	EUR 3.82
Debt FCF	EUR -246
Equity	EUR 377.3M
Interest Coverage	2.29
Liabilities	EUR 1.9B
Long Term Assets	EUR 6.4M
Long Term Liabilities	EUR 1B
Net Cash	EUR -1.3B
Net Cash By Market Cap	EUR -69.3
Net Debt EBITDA	EUR 4.58
Net Debt Equity	EUR 3.56
Tangible Book Value	EUR 235.8M
Tangible Book Value Per Share	EUR 0.19

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	2.61
Net Working Capital	EUR 1.5B
Quick ratio	2.33
Working Capital	EUR 1.3B
Working Capital Turnover	EUR 0.33

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-14.26%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	51.08%
200-day SMA	1.74
3Y total return	417.11%
50-day SMA	1.14
50-day SMA vs 200-day SMA	50under200
5Y total return	-66.35%
All Time High	9.05
All Time High Change	-82.97%
All Time High Date	2021-02-16
All Time Low	0.15
All Time Low Change	962.76%
All Time Low Date	2023-10-06
ATR	0.06
Ch YTD	-16.25
High	1.54
High52	2.66
High52 Date	2025-10-10
High52ch	-42.07%
Low	1.54
Low52	0.85
Low52 Date	2026-03-30
Low52ch	81.29%
Ma50ch	35.29%
Price vs 200-day SMA	-11.33%
RSI	62.79
RSI Monthly	51.71
RSI Weekly	52.09
Sharpe ratio	0.87x
Sortino ratio	1.39
Total Return	-14.26%
Tr YTD	-16.25
Tr1m	62.04%
Tr1w	4.72%
Tr3m	13.31%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 291.8M
Operating Income Growth	20.01
Operating Income Growth Q	46.78
Operating Income Growth3 Y	13.25
Operating Income Growth5 Y	38.67
Operating margin	42.08

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,218,627,396%
Net Borrowing	135,193,593.5
Shares Insiders	1.81%
Shares Institutions	51.71%
Shares Qo Q	-3.86%
Shares Yo Y	14.26%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -16.4M
Average Volume	855.9x
Bv Per Share	0.3
CAPEX	EUR -632,867
Ch1m	62.04
Ch1w	4.69
Ch1y	51.08
Ch3m	13.31
Ch3y	417.1
Ch5y	-66.35
Ch6m	-15.79
Change	-3.26%
Change From Open	0
Close	1.59
Days Gap	-3.26
Depreciation Amortization	2,070,224.5
Earnings Date	2026-04-17
EBIT	EUR 291.8M
EBITDA	EUR 293.7M
EPS	EUR 0.05
F Score	3
FCF	EUR -5.9M
FCF EV Yield	-0.17x
Financing CF	50,193,603
Fiscal Year End	June
Founded	2,009
Goodwill	127,389,824.6
Graham Number	0.57685
Graham Upside	-62.57
Income Tax	EUR 6M
Investing CF	-11,130,274
Is Primary Listing	0
Last Earnings Date	2026-04-17
Last Report Date	2025-12-31
Lynch Fair Value	EUR 1.23
Lynch Upside	-19.98
Ma150	1.61
Ma150ch	-4.52%
Ma20	1.39
Ma20ch	11.18%
Net CF	5,670,804
Next Earnings Date	2026-08-20
Open	1.54
Ppne	7,894,767.7
Price Date	2026-05-08
Price EBITDA	EUR 6.6
Ptbv Ratio	8.22
Relative Volume	3.92x
Revenue	693,350,949x
SBC By Revenue	1.51x
Share Based Comp	10,500,248
Tax By Revenue	0.87x
Tax Rate	8.86%
Tr6m	-15.79%
Z Score	1.33

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does FRA/YRRA pay a dividend?

Capital-return profile for this ticker.

Performance

FRA/YRRA stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/YRRA?

Insider, institutional, and short-interest positioning.

Institutional ownership

+51.7%

Share of float held by funds and institutions

Insider ownership

+1.8%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+14.3%

Negative means the company is buying back shares.

Technical

FRA/YRRA momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

62.8

Neutral momentum band

Price vs 200-day MA

-11.3%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.87

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/YRRA

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/YRRA stock rating?

fra/YRRA is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/YRRA analysis?

The full report lives at /stocks/fra/YRRA/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/YRRA?

The latest report frames fra/YRRA around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/YRRA page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.