Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

EPA/CRLA stock hub

EPA/CRLA has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

EPA/CRLAis not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.7B

Euronext Paris

Market data

Live price

Current market quote for this ticker.

Current price

EPA/CRLA

In the news

Latest news · EPA/CRLA

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E9

P25 n/aP50 n/aP75 n/a

ROE3.3

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All EPA/CRLA market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

189

Groups with data

Currency

EUR

Showing 189 of 189 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	France
Country code	FR
Employees	2,622.5
Employees Change	27.63%
Employees Change Percent	1.06
Exchange	Euronext Paris
Financial currency	EUR
First seen	2026-05-10
Industry	Banks - Regional
Isin	FR0010461053
Last refreshed	2026-05-10
Market cap	EUR 1.7B
Price	EUR 86
Price currency	EUR
Rev Per Employee	241,519.24x
Sector	Financials
Sic	6020
Symbol	epa/CRLA
Website	https://www.credit-agricole.fr/ca-languedoc/particulier.html

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	11.15%
FCF yield	2.76%
P/B ratio	0.28x
P/E ratio	8.97x
P/S ratio	2.79x
PE Ratio10 Y	5.79x
PE Ratio3 Y	7.07x
PE Ratio5 Y	6.43x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	7.7%
Gross Profit	EUR 608.9M
Net Income	EUR 189.6M
Net Income Growth	9.41%
Net Income Growth Q	9.21%
Net Income Growth Quarters	2%
Net Income Growth Years	1%
Net Income Growth3 Y	1.37%
Net Income Growth5 Y	1.08%
Pretax Margin	38.33%
Profit Margin	31.14%
Profit Per Employee	EUR 75,218
Profitable Years	20
ROA	0.52
Roa5y	0.56
ROE	3.29
Roe5y	3.92

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	8.34%
Cagr15y	9.95%
Cagr1y	57.23%
Cagr3y	27.48%
Cagr5y	11.58%
Div CAGR10	1.4%
Div CAGR3	-1.09%
Div CAGR5	1.07%
EPS Growth	9.41
EPS Growth Q	9.18
EPS Growth Quarters	2
EPS Growth Years	1
EPS Growth3 Y	1.38
EPS Growth5 Y	1.04
OCF Growth10 Y	-18.65%
Revenue Growth	8.03x
Revenue Growth Q	7.88x
Revenue Growth Years	0x
Revenue Growth3 Y	2.04x
Revenue Growth5 Y	1.11x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 36.3B
Cash	EUR 502.2M
Debt	EUR 322.9M
Debt FCF	EUR 6.89
Equity	EUR 6.1B
Liabilities	EUR 30.2B
Net Cash	EUR 179.3M
Net Cash By Market Cap	EUR 10.54
Net Cash Growth	66.25%
Net Debt Equity	EUR -0.03
Net Debt FCF	EUR -3.82
Tangible Book Value	EUR 6B
Tangible Book Value Per Share	EUR 306
WACC	6.85

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -28.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	1.13%
Dividend Growth Years	0%
Dividend per share	EUR 2.69
Dividend Years	11
Dividend Yield	3.13%
Ex Div Date	2026-04-14
Last Dividend	EUR 2.69
Payout Frequency	Annual
Payout Ratio	14.31%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	122.85%
1Y total return	57.18%
200-day SMA	80.32
3Y total return	107.19%
50-day SMA	81.03
50-day SMA vs 200-day SMA	50over200
5Y total return	72.94%
All Time High	99.5
All Time High Change	-13.57%
All Time High Date	2020-02-24
All Time Low	17.23
All Time Low Change	399.13%
All Time Low Date	2008-12-11
ATR	2.05
Beta	0.71
Beta1y	0.86
Beta2y	0.63
Ch YTD	6.83
High	86
High52	94.4
High52 Date	2025-08-29
High52ch	-8.9%
Low	85.5
Low52	56
Low52 Date	2025-05-19
Low52ch	54.96%
Ma50ch	6.14%
Price vs 200-day SMA	7.07%
RSI	58.74
RSI Monthly	63.99
RSI Weekly	59.42
Sharpe ratio	1.3x
Sortino ratio	2.12
Total Return	3.13%
Tr YTD	10.44
Tr15y	314.98%
Tr1m	7.46%
Tr1w	-0.08%
Tr3m	9.76%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 233.4M
Operating margin	38.33

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,803,168%
Net Borrowing	-19,390,000
Shares Institutions	0.3%
Shares Out	19,770,557
Shares Qo Q	-0%
Shares Yo Y	0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 46.9M
Average Volume	1,082x
Bv Per Share	305.6
CAPEX	EUR -47.8M
Ch10y	45.03
Ch15y	112.9
Ch1m	3.95
Ch1w	-0.08
Ch1y	52.05
Ch3m	6.17
Ch3y	81.05
Ch5y	35.75
Ch6m	4.66
Change	0.58%
Change From Open	0.58
Close	85.5
Days Gap	0
Dollar Volume	15,222
Earnings Date	2026-03-24
EPS	EUR 9.59
F Score	3
FCF	EUR 46.9M
FCF Per Share	EUR 2.37
Financing CF	15,467,000
Fiscal Year End	December
Founded	2,006
Graham Number	256.81224
Graham Upside	198.6
Income Tax	EUR 43.9M
Investing CF	-72,230,000
Is Primary Listing	1
Last Earnings Date	2025-11-07
Last Report Date	2025-12-31
Lynch Fair Value	EUR 47.96
Lynch Upside	-44.24
Ma150	81
Ma150ch	6.17%
Ma20	84.16
Ma20ch	2.18%
Net CF	37,876,000
Open	85.5
P FCF Ratio	36.28
P OCF Ratio	17.97
Payment Date	2026-04-16
Position In Range	100
Ppne	107,961,000
Price Date	2026-05-08
Ptbv Ratio	0.28
Relative Volume	0.16x
Revenue	608,870,000x
Tax By Revenue	7.21x
Tax Rate	18.81%
Tr6m	8.19%
Volume	177

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

EPA/CRLA dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.1%

$2.69 annual per share

Payout ratio

+14.3%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+1.1%

0 consecutive years of growth

Total shareholder yield

+3.1%

Next ex-dividend date: 2026-04-14

Performance

EPA/CRLA stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns EPA/CRLA?

Insider, institutional, and short-interest positioning.

Institutional ownership

+0.3%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

0.0%

Negative means the company is buying back shares.

Technical

EPA/CRLA momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

58.7

Neutral momentum band

Price vs 200-day MA

+7.1%

50/200-day relationship not available

Beta (5Y)

0.71

Less volatile than the market

Sharpe ratio

1.30

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About EPA/CRLA

Hub-level FAQ points readers to the deeper analysis pages.

What is the current epa/CRLA stock rating?

epa/CRLA is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full epa/CRLA analysis?

The full report lives at /stocks/epa/CRLA/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for epa/CRLA?

The latest report frames epa/CRLA around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the epa/CRLA page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.