Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

EPA/CRLO stock hub

EPA/CRLO has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

864.9M

Euronext Paris

Market data

Live price

Current market quote for this ticker.

Current price

EPA/CRLO

In the news

Latest news · EPA/CRLO

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E13.7

P25 n/aP50 n/aP75 n/a

ROE2.1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All EPA/CRLO market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

190

Groups with data

Currency

EUR

Showing 190 of 190 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	France
Country code	FR
Employees	1,656.4
Employees Change	38.84%
Employees Change Percent	2.4
Exchange	Euronext Paris
Financial currency	EUR
First seen	2026-05-10
Industry	Banks - Regional
Isin	FR0000045239
Last refreshed	2026-05-10
Market cap	EUR 864.9M
Price	EUR 107
Price currency	EUR
Rev Per Employee	239,967.56x
Sector	Financials
Sic	6020
Symbol	epa/CRLO
Website	https://www.credit-agricole.fr

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.3%
FCF yield	7.23%
P/B ratio	0.28x
P/E ratio	13.69x
P/S ratio	2.29x
PE Ratio10 Y	7.64x
PE Ratio3 Y	8.49x
PE Ratio5 Y	7.18x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	16.58%
Gross Profit	EUR 377.2M
Net Income	EUR 63.2M
Net Income Growth	-18.79%
Net Income Growth Q	-57.49%
Net Income Growth Years	0%
Net Income Growth3 Y	-9.46%
Net Income Growth5 Y	-8.82%
Pretax Margin	19.25%
Profit Margin	16.74%
Profit Per Employee	EUR 40,177
Profitable Years	22
ROA	0.41
Roa5y	0.53
ROE	2.15
Roe5y	3.01

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	8.56%
Cagr15y	10.22%
Cagr1y	58.99%
Cagr20y	6.86%
Cagr3y	29.04%
Cagr5y	12.05%
Div CAGR10	0%
Div CAGR3	-1.12%
Div CAGR5	-12.43%
EPS Growth	-18.43
EPS Growth Years	0
EPS Growth5 Y	-8.74
FCF Growth5 Y	-32.49%
OCF Growth10 Y	2.68%
OCF Growth5 Y	-28.72%
Revenue Growth	-2.54x
Revenue Growth Q	-8.46x
Revenue Growth Years	2x
Revenue Growth3 Y	-1.45x
Revenue Growth5 Y	-1.57x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 15.6B
Cash	EUR 139.2M
Debt	EUR 184.4M
Debt FCF	EUR 2.95
Equity	EUR 3.1B
Liabilities	EUR 12.5B
Net Cash	EUR -45.2M
Net Cash By Market Cap	EUR -5.22
Net Debt Equity	EUR 0.01
Net Debt FCF	EUR 0.72
Tangible Book Value	EUR 3B
Tangible Book Value Per Share	EUR 372
WACC	6.3

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -10.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.45%
Dividend Growth	2.47%
Dividend Growth Years	1%
Dividend per share	EUR 2.9
Dividend Years	35
Dividend Yield	2.7%
Ex Div Date	2026-06-03
Last Dividend	EUR 2.9
Payout Frequency	Annual
Payout Ratio	26.35%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	127.31%
1Y total return	58.94%
200-day SMA	96.05
3Y total return	114.89%
50-day SMA	99.02
50-day SMA vs 200-day SMA	50over200
5Y total return	76.61%
All Time High	111
All Time High Change	-3.41%
All Time High Date	2025-08-26
All Time Low	6.78
All Time Low Change	1,481.42%
All Time Low Date	1992-01-09
ATR	2.61
Beta	0.62
Beta1y	0.5
Beta2y	0.44
Ch YTD	12.34
High	108.5
High52	111
High52 Date	2025-08-26
High52ch	-3.41%
Low	103.2
Low52	68.5
Low52 Date	2025-06-23
Low52ch	56.53%
Ma50ch	8.28%
Price vs 200-day SMA	11.63%
RSI	67.31
RSI Monthly	71.28
RSI Weekly	62.02
Sharpe ratio	1.4x
Sortino ratio	2.17
Total Return	3.15%
Tr YTD	12.34
Tr15y	330.26%
Tr1m	15.29%
Tr1w	2.13%
Tr3m	9.41%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 73.7M
Operating margin	19.54

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Net Borrowing	-10,413,000
Shares Out	8,066,803
Shares Qo Q	-0.92%
Shares Yo Y	-0.45%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 62.5M
Average Volume	867.3x
Bv Per Share	379
CAPEX	EUR -24.2M
Ch10y	54.05
Ch15y	123.4
Ch1m	15.29
Ch1w	2.13
Ch1y	52.84
Ch20y	52.09
Ch3m	9.41
Ch3y	88.07
Ch5y	42.35
Ch6m	17.18
Change	3.79%
Change From Open	2.13
Close	103.3
Days Gap	1.63
Dollar Volume	110,865.5
Earnings Date	2026-06-25
EPS	EUR 7.83
F Score	4
FCF	EUR 62.5M
FCF Per Share	EUR 7.75
Financing CF	-17,121,000
Fiscal Year End	December
Graham Number	258.39397
Graham Upside	141
Income Tax	EUR 9.4M
Investing CF	-37,666,000
Is Primary Listing	1
Last Earnings Date	2025-12-24
Last Report Date	2025-12-31
Last Split Date	1998-11-19
Last Split Type	Forward
Lynch Fair Value	EUR 39.15
Lynch Upside	-63.49
Ma150	97.56
Ma150ch	9.9%
Ma20	100.9
Ma20ch	6.26%
Net CF	31,938,000
Next Earnings Date	2026-06-25
Open	105
P FCF Ratio	13.83
P OCF Ratio	9.97
Payment Date	2026-06-05
Position In Range	76.32
Ppne	125,081,000
Price Date	2026-05-08
Ptbv Ratio	0.29
Relative Volume	1.2x
Revenue	377,229,000x
Tax By Revenue	2.5x
Tax Rate	13.01%
Tr20y	276.91%
Tr6m	17.18%
Volume	1,034

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

EPA/CRLO dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.7%

$2.90 annual per share

Payout ratio

+26.4%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-12.4%

1 consecutive years of growth

Total shareholder yield

+3.2%

Next ex-dividend date: 2026-06-03

Performance

EPA/CRLO stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns EPA/CRLO?

Insider, institutional, and short-interest positioning.

Institutional ownership

n/a

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.4%

Negative means the company is buying back shares.

Technical

EPA/CRLO momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

67.3

Neutral momentum band

Price vs 200-day MA

+11.6%

50/200-day relationship not available

Beta (5Y)

0.62

Less volatile than the market

Sharpe ratio

1.40

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About EPA/CRLO

Hub-level FAQ points readers to the deeper analysis pages.

What is the current epa/CRLO stock rating?

epa/CRLO is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full epa/CRLO analysis?

The full report lives at /stocks/epa/CRLO/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for epa/CRLO?

The latest report frames epa/CRLO around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the epa/CRLO page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.