Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

OSL/HGSB stock hub

OSL/HGSB has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

848.5M

Oslo Børs

Market data

Live price

Current market quote for this ticker.

Current price

OSL/HGSB

In the news

Latest news · OSL/HGSB

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E15.2

P25 n/aP50 n/aP75 n/a

Trailing P/E17.4

P25 n/aP50 n/aP75 n/a

ROE7.8

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All OSL/HGSB market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

164

Groups with data

Currency

NOK

Showing 164 of 164 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Norway
Country code	NO
Employees	92
Employees Change	24%
Employees Change Percent	35.29
Exchange	Oslo Børs
Financial currency	NOK
First seen	2026-05-10
Industry	Banks - Regional
Isin	NO0010764053
Last refreshed	2026-05-10
Market cap	NOK 848.5M
Price	NOK 162
Price currency	NOK
Rev Per Employee	5,028,955.56x
Sector	Financials
Sic	6036
Symbol	osl/HGSB
Website	https://www.haugesund-sparebank.no

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	5.75%
FCF yield	-9.28%
Forward P/E	15.15x
P/B ratio	0.31x
P/E ratio	17.39x
P/S ratio	1.87x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	NOK 452.6M
Net Income	NOK 48.8M
Net Income Growth	19.15%
Net Income Growth Q	19.99%
Net Income Growth Quarters	1%
Net Income Growth Years	3%
Net Income Growth3 Y	36.46%
Net Income Growth5 Y	-16.18%
Pretax Margin	51.65%
Profit Margin	41.75%
Profit Per Employee	NOK 542,067
Profitable Years	7
ROA	1.04
Roa5y	1.01
ROE	7.8
Roe5y	7.7

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	5.36%
EPS Growth	-6.04
EPS Growth Q	-16.12
EPS Growth Years	1
EPS Growth3 Y	2.91
Revenue Growth	10.73x
Revenue Growth Q	60.2x
Revenue Growth Quarters	9x
Revenue Growth Years	6x
Revenue Growth3 Y	16.52x
Revenue Growth5 Y	11.59x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	NOK 20.4B
Cash	NOK 2.4B
Debt	NOK 4.7B
Debt FCF	NOK -60.29
Equity	NOK 2.8B
Liabilities	NOK 17.7B
Net Cash	NOK -2.4B
Net Cash By Market Cap	NOK -280
Net Debt Equity	NOK 0.86
Tangible Book Value	NOK 2.7B
Tangible Book Value Per Share	NOK 485

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	NOK -11.1B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-133.5%
Dividend Growth	0%
Dividend Growth Years	1%
Dividend per share	NOK 10.1
Dividend Years	2
Dividend Yield	6.25%
Ex Div Date	2026-04-23
Last Dividend	NOK 10.1
Payout Ratio	14.89%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	5.36%
200-day SMA	163.9
50-day SMA	168
50-day SMA vs 200-day SMA	50over200
All Time High	194
All Time High Change	-16.75%
All Time High Date	2025-06-12
All Time Low	125
All Time Low Change	29.22%
All Time Low Date	2024-07-05
ATR	3.57
Beta1y	0.38
Beta2y	0.24
Ch YTD	0.94
High	161.5
High52	194
High52 Date	2025-06-12
High52ch	-16.75%
Low	161
Low52	152
Low52 Date	2025-11-03
Low52ch	6.25%
Ma50ch	-3.86%
Price vs 200-day SMA	-1.44%
RSI	38.45
RSI Monthly	56.92
RSI Weekly	46.27
Sharpe ratio	0.18x
Sortino ratio	0.49
Total Return	-127.25%
Tr YTD	6.84
Tr1m	-0.62%
Tr1w	0.29%
Tr3m	5.53%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	NOK 233.8M
Operating margin	51.65

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	4,372,202%
Net Borrowing	-174,959,000
Shares Insiders	1.93%
Shares Out	5,253,841
Shares Qo Q	-6.55%
Shares Yo Y	133.5%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	NOK -78.8M
Average Volume	1,335.65x
Bv Per Share	492.3
CAPEX	NOK -4.6M
Ch1m	-6.1
Ch1w	0.29
Ch1y	-0.46
Ch3m	-0.3
Ch6m	0.39
Change	-0.1%
Change From Open	0.31
Close	161.7
Days Gap	-0.41
Dollar Volume	11,466.5
Earnings Date	2026-05-13
EPS	NOK 9.29
F Score	2
FCF	NOK -78.8M
FCF Per Share	NOK -14.99
Financing CF	-467,963,000
Fiscal Year End	December
Founded	1,928
Graham Number	320.70984
Graham Upside	98.58
Income Tax	NOK 44.8M
Investing CF	734,098,000
Is Primary Listing	1
Last Earnings Date	2026-02-13
Last Report Date	2025-12-31
Lynch Fair Value	NOK 46.43
Lynch Upside	-71.25
Ma150	163.1
Ma150ch	-1%
Ma20	171.1
Ma20ch	-5.59%
Net CF	191,994,000
Next Earnings Date	2026-05-13
Open	161
Payment Date	2026-05-07
Position In Range	100
Ppne	55,628,000
Price Date	2026-05-08
Ptbv Ratio	0.31
Relative Volume	0.05x
Revenue	452,606,000x
Tax By Revenue	9.9x
Tax Rate	19.17%
Tr6m	6.25%
Volume	71

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

OSL/HGSB dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+6.3%

$10.1 annual per share

Payout ratio

+14.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

n/a

1 consecutive years of growth

Total shareholder yield

-127.3%

Next ex-dividend date: 2026-04-23

Performance

OSL/HGSB stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns OSL/HGSB?

Insider, institutional, and short-interest positioning.

Institutional ownership

n/a

Share of float held by funds and institutions

Insider ownership

+1.9%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+133.5%

Negative means the company is buying back shares.

Technical

OSL/HGSB momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

38.4

Neutral momentum band

Price vs 200-day MA

-1.4%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.18

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About OSL/HGSB

Hub-level FAQ points readers to the deeper analysis pages.

What is the current osl/HGSB stock rating?

osl/HGSB is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full osl/HGSB analysis?

The full report lives at /stocks/osl/HGSB/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for osl/HGSB?

The latest report frames osl/HGSB around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the osl/HGSB page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.