Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

OSL/JAREN stock hub

OSL/JAREN has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.7B

Oslo Børs

Market data

Live price

Current market quote for this ticker.

Current price

OSL/JAREN

In the news

Latest news · OSL/JAREN

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11.2

P25 n/aP50 n/aP75 n/a

Trailing P/E11

P25 n/aP50 n/aP75 n/a

ROE11.3

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All OSL/JAREN market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

176

Groups with data

Currency

NOK

Showing 176 of 176 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Norway
Country code	NO
Employees	97
Employees Change	3%
Employees Change Percent	3.19
Exchange	Oslo Børs
Financial currency	NOK
First seen	2026-05-10
Industry	Banks - Regional
Isin	NO0010359433
Last refreshed	2026-05-10
Market cap	NOK 1.7B
Price	NOK 343
Price currency	NOK
Rev Per Employee	6,089,567.01x
Sector	Financials
Sic	6020
Symbol	osl/JAREN
Website	https://www.jaerensparebank.no

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.06%
FCF yield	-17.88%
Forward P/E	11.22x
P/B ratio	0.6x
P/E ratio	11.03x
P/S ratio	2.86x
PE Ratio10 Y	10.9x
PE Ratio3 Y	11.74x
PE Ratio5 Y	12.41x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	NOK 590.7M
Net Income	NOK 153.3M
Net Income Growth	11.69%
Net Income Growth Q	27.99%
Net Income Growth3 Y	17.37%
Net Income Growth5 Y	22.36%
Pretax Margin	61.35%
Profit Margin	52.01%
Profit Per Employee	NOK 1.6M
ROA	1.54
Roa5y	1.32
ROE	11.34
Roe5y	9.57

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	19.84%
Cagr1y	4.2%
Cagr3y	17.6%
Cagr5y	21.52%
Div CAGR10	12.79%
Div CAGR3	7.72%
Div CAGR5	12.7%
EPS Growth	12.22
EPS Growth Q	30.13
EPS Growth3 Y	17.42
EPS Growth5 Y	22.36
Revenue Growth	7.65x
Revenue Growth Q	13.75x
Revenue Growth3 Y	12.11x
Revenue Growth5 Y	12.16x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	NOK 20.9B
Cash	NOK 387.5M
Debt	NOK 4.5B
Debt FCF	NOK -14.82
Equity	NOK 2.8B
Liabilities	NOK 18.1B
Net Cash	NOK -4.1B
Net Cash By Market Cap	NOK -242
Net Debt Equity	NOK 1.46
Tangible Book Value	NOK 2.8B
Tangible Book Value Per Share	NOK 539
WACC	1.37

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	NOK -13.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	0%
Dividend Growth Years	4%
Dividend per share	NOK 20
Dividend Years	14
Dividend Yield	5.83%
Ex Div Date	2026-03-27
Last Dividend	NOK 20
Payout Frequency	Annual
Payout Ratio	58.41%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	510.67%
1Y total return	4.2%
200-day SMA	366.6
3Y total return	62.65%
50-day SMA	351.8
50-day SMA vs 200-day SMA	50under200
5Y total return	165.01%
All Time High	390
All Time High Change	-12.05%
All Time High Date	2025-09-17
All Time Low	80
All Time Low Change	328.75%
All Time Low Date	2016-06-02
ATR	5.19
Beta	0.14
Beta1y	-0.06
Beta2y	-0.05
Ch YTD	-11.81
High	346.1
High52	390
High52 Date	2025-09-17
High52ch	-12.05%
Low	343
Low52	330.5
Low52 Date	2026-03-31
Low52ch	3.78%
Ma50ch	-2.5%
Price vs 200-day SMA	-6.43%
RSI	41.41
RSI Monthly	52.57
RSI Weekly	40.68
Sharpe ratio	0.22x
Sortino ratio	0.59
Total Return	5.83%
Tr YTD	-6.77
Tr1m	-0.58%
Tr1w	-1.21%
Tr3m	4.8%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	NOK 362.4M
Operating margin	61.35

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,296,001%
Net Borrowing	601,753,000
Shares Insiders	4.39%
Shares Institutions	79.78%
Shares Out	4,932,523
Shares Qo Q	0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	NOK -302.5M
Average Volume	824.85x
Bv Per Share	538.7
CAPEX	NOK -7.9M
Ch10y	267.8
Ch1m	-0.58
Ch1w	-1.21
Ch1y	-1.44
Ch3m	-0.87
Ch3y	37.2
Ch5y	104.2
Ch6m	-7.3
Change	-1.07%
Change From Open	-0.87
Close	346.7
Days Gap	-0.2
Dollar Volume	258,622
Earnings Date	2026-05-12
EPS	NOK 31.08
F Score	2
FCF	NOK -302.5M
FCF Per Share	NOK -61.33
Financing CF	416,534,000
Fiscal Year End	December
Founded	2,015
Graham Number	613.80015
Graham Upside	78.95
Income Tax	NOK 55.2M
Investing CF	-122,241,000
Is Primary Listing	1
Last Earnings Date	2026-02-09
Last Report Date	2025-12-31
Lynch Fair Value	NOK 695
Lynch Upside	102.6
Ma150	365.2
Ma150ch	-6.08%
Ma20	347.8
Ma20ch	-1.39%
Net CF	-348,000
Next Earnings Date	2026-05-12
Open	346
Payment Date	2026-04-09
Position In Range	0
Ppne	91,282,000
Price Date	2026-05-08
Ptbv Ratio	0.6
Relative Volume	0.91x
Revenue	590,688,000x
Tax By Revenue	9.34x
Tax Rate	15.22%
Tr6m	-2%
Volume	754

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

OSL/JAREN dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.8%

$20.0 annual per share

Payout ratio

+58.4%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+12.7%

4 consecutive years of growth

Total shareholder yield

+5.8%

Next ex-dividend date: 2026-03-27

Performance

OSL/JAREN stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns OSL/JAREN?

Insider, institutional, and short-interest positioning.

Institutional ownership

+79.8%

Share of float held by funds and institutions

Insider ownership

+4.4%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

OSL/JAREN momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

41.4

Neutral momentum band

Price vs 200-day MA

-6.4%

50/200-day relationship not available

Beta (5Y)

0.14

Less volatile than the market

Sharpe ratio

0.22

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About OSL/JAREN

Hub-level FAQ points readers to the deeper analysis pages.

What is the current osl/JAREN stock rating?

osl/JAREN is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full osl/JAREN analysis?

The full report lives at /stocks/osl/JAREN/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for osl/JAREN?

The latest report frames osl/JAREN around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the osl/JAREN page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.