Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

OSL/VVL stock hub

OSL/VVL has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

Oslo Børs

Market data

Live price

Current market quote for this ticker.

Current price

OSL/VVL

In the news

Latest news · OSL/VVL

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11.6

P25 n/aP50 n/aP75 n/a

Trailing P/E12.5

P25 n/aP50 n/aP75 n/a

ROE11

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All OSL/VVL market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

204

Groups with data

Currency

NOK

Showing 204 of 204 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Norway
Country code	NO
Employees	29
Employees Change	5%
Employees Change Percent	20.83
Exchange	Oslo Børs
Financial currency	NOK
First seen	2026-05-10
Industry	Banks - Regional
Isin	NO0003025009
Last refreshed	2026-05-10
Market cap	NOK 1B
Price	NOK 476
Price currency	NOK
Rev Per Employee	7,031,785.71x
Sector	Financials
Sic	6020
Symbol	osl/VVL
Website	https://vekselbanken.no

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.51%
FCF yield	1.3%
Forward P/E	11.63x
P/B ratio	1.25x
P/E ratio	12.46x
P/S ratio	5.33x
PE Ratio10 Y	8.77x
PE Ratio3 Y	7.9x
PE Ratio5 Y	8.97x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	6.91%
Gross Profit	NOK 196.9M
Net Income	NOK 89.3M
Net Income Growth	-1.63%
Net Income Growth Q	6.28%
Net Income Growth Quarters	1%
Net Income Growth Years	0%
Net Income Growth3 Y	18.12%
Net Income Growth5 Y	21.84%
Pretax Margin	58.88%
Profit Margin	45.36%
Profit Per Employee	NOK 3.2M
Profitable Years	18
ROA	1.32
Roa5y	1.15
ROE	11.04
Roe5y	9.93

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	19.57%
Cagr15y	13.2%
Cagr1y	36.54%
Cagr20y	10.36%
Cagr3y	33.02%
Cagr5y	27.66%
Div CAGR10	18.28%
Div CAGR3	21.32%
Div CAGR5	12.73%
EPS Growth	-1.83
EPS Growth Q	9.16
EPS Growth Quarters	1
EPS Growth Years	0
EPS Growth3 Y	17.41
EPS Growth5 Y	20.59
FCF Growth	-84.79%
FCF Growth3 Y	-52.09%
FCF Growth5 Y	-42.1%
OCF Growth	-78.21%
OCF Growth10 Y	-1.02%
OCF Growth3 Y	-45.36%
OCF Growth5 Y	-37.27%
Revenue Growth	3.78x
Revenue Growth Q	4.71x
Revenue Growth Quarters	15x
Revenue Growth Years	4x
Revenue Growth3 Y	14.77x
Revenue Growth5 Y	14.71x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	NOK 7B
Cash	NOK 755.1M
Debt	NOK 1.1B
Debt FCF	NOK 79.81
Equity	NOK 841.8M
Liabilities	NOK 6.2B
Net Cash	NOK -331.3M
Net Cash By Market Cap	NOK -31.58
Net Debt Equity	NOK 0.39
Net Debt FCF	NOK 24.34
Tangible Book Value	NOK 840.4M
Tangible Book Value Per Share	NOK 359
WACC	2.94

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	NOK -4.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.2%
Dividend Growth	13.64%
Dividend Growth Years	3%
Dividend per share	NOK 18.75
Dividend Years	6
Dividend Yield	3.94%
Ex Div Date	2026-04-30
Last Dividend	NOK 18.75
Payout Frequency	Annual
Payout Ratio	45.7%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	496.95%
1Y total return	36.51%
200-day SMA	402.1
3Y total return	135.41%
50-day SMA	455.5
50-day SMA vs 200-day SMA	50over200
5Y total return	238.95%
All Time High	530
All Time High Change	-10.19%
All Time High Date	2026-04-20
All Time Low	15
All Time Low Change	3,073.33%
All Time Low Date	1993-07-07
ATR	18.69
Beta	0.31
Beta1y	-0.04
Beta2y	0.13
Ch YTD	17.82
High	476
High52	530
High52 Date	2026-04-29
High52ch	-10.19%
Low	470
Low52	354
Low52 Date	2025-07-08
Low52ch	34.46%
Ma50ch	4.49%
Price vs 200-day SMA	18.37%
RSI	48.87
RSI Monthly	74.96
RSI Weekly	71.47
Sharpe ratio	1.29x
Sortino ratio	2.31
Total Return	3.74%
Tr YTD	22.32
Tr15y	542.28%
Tr1m	7.43%
Tr1w	-4.8%
Tr3m	24.16%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	NOK 115.9M
Operating margin	58.88

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,994,146%
Net Borrowing	70,000,000
Shares Insiders	2.01%
Shares Institutions	16.96%
Shares Out	2,203,716
Shares Qo Q	-1.14%
Shares Yo Y	0.2%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	NOK 13.6M
Average Volume	593.25x
Bv Per Share	358.6
CAPEX	NOK -6.7M
Ch10y	303.4
Ch15y	280.8
Ch1m	3.48
Ch1w	-4.8
Ch1y	31.49
Ch20y	280.8
Ch3m	19.6
Ch3y	105.2
Ch5y	172
Ch6m	26.6
Change	2.59%
Change From Open	0.42
Close	464
Days Gap	2.16
Dollar Volume	49,504
Earnings Date	2026-05-13
EPS	NOK 38.2
F Score	3
FCF	NOK 13.6M
FCF Per Share	NOK 6.18
Financing CF	-26,459,000
Fiscal Year End	December
Founded	1,843
Graham Number	555.14095
Graham Upside	16.63
Income Tax	NOK 26.6M
Investing CF	56,079,000
Is Primary Listing	1
Last Earnings Date	2026-02-11
Last Report Date	2025-12-31
Last Split Date	2014-05-13
Last Split Type	Forward
Lynch Fair Value	NOK 834
Lynch Upside	75.3
Ma150	409.6
Ma150ch	16.21%
Ma20	492.5
Ma20ch	-3.34%
Net CF	49,950,000
Next Earnings Date	2026-05-13
Open	474
P FCF Ratio	77.07
P OCF Ratio	51.6
Payment Date	2026-05-11
Position In Range	100
Ppne	24,353,000
Price Date	2026-05-08
Ptbv Ratio	1.25
Relative Volume	0.18x
Revenue	196,890,000x
Tax By Revenue	13.52x
Tax Rate	22.96%
Tr20y	618.01%
Tr6m	31.43%
Volume	104

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

OSL/VVL dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.9%

$18.8 annual per share

Payout ratio

+45.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+12.7%

3 consecutive years of growth

Total shareholder yield

+3.7%

Next ex-dividend date: 2026-04-30

Performance

OSL/VVL stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns OSL/VVL?

Insider, institutional, and short-interest positioning.

Institutional ownership

+17.0%

Share of float held by funds and institutions

Insider ownership

+2.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.2%

Negative means the company is buying back shares.

Technical

OSL/VVL momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

48.9

Neutral momentum band

Price vs 200-day MA

+18.4%

50/200-day relationship not available

Beta (5Y)

0.31

Less volatile than the market

Sharpe ratio

1.29

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About OSL/VVL

Hub-level FAQ points readers to the deeper analysis pages.

What is the current osl/VVL stock rating?

osl/VVL is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full osl/VVL analysis?

The full report lives at /stocks/osl/VVL/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for osl/VVL?

The latest report frames osl/VVL around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the osl/VVL page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.