Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

SGX/S41 stock hub

SGX/S41 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

SGX/S41is not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.1B

Singapore Exchange

Market data

Live price

Current market quote for this ticker.

Current price

SGX/S41

In the news

Latest news · SGX/S41

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E14.1

P25 n/aP50 n/aP75 n/a

Trailing P/E18.2

P25 n/aP50 n/aP75 n/a

ROE3

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All SGX/S41 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

195

Groups with data

Currency

SGD

Showing 195 of 195 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Singapore
Country code	SG
Employees	636
Employees Change	4%
Employees Change Percent	0.63
Exchange	Singapore Exchange
Financial currency	SGD
First seen	2026-05-10
Industry	Banks - Regional
Isin	SG1M04001939
Last refreshed	2026-05-10
Market cap	SGD 1.1B
Price	SGD 2.54
Price currency	SGD
Rev Per Employee	295,117.92x
Sector	Financials
Sic	6020
Symbol	sgx/S41
Website	https://www.hlf.com.sg

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	5.49%
FCF yield	-16.55%
Forward P/E	14.11x
P/B ratio	0.54x
P/E ratio	18.21x
P/S ratio	6.09x
PE Ratio10 Y	12.26x
PE Ratio3 Y	13.7x
PE Ratio5 Y	12.64x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	SGD 187.7M
Net Income	SGD 62.7M
Net Income Growth	-39.74%
Net Income Growth Q	-40.77%
Net Income Growth Quarters	4%
Net Income Growth Years	0%
Net Income Growth3 Y	-14.23%
Net Income Growth5 Y	-13.87%
Pretax Margin	40.23%
Profit Margin	33.41%
Profit Per Employee	SGD 98,610
Profitable Years	27
ROA	0.43
Roa5y	0.68
ROE	2.97
Roe5y	4.69

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	6.12%
Cagr15y	4.09%
Cagr1y	6.05%
Cagr20y	3%
Cagr3y	5.93%
Cagr5y	6.01%
Div CAGR10	-2.1%
Div CAGR3	-19.4%
Div CAGR5	-0.22%
EPS Growth	-39.85
EPS Growth Q	-40.96
EPS Growth Quarters	4
EPS Growth Years	0
EPS Growth3 Y	-14.29
EPS Growth5 Y	-13.91
Revenue Growth	-19.64x
Revenue Growth Q	-23.26x
Revenue Growth Quarters	4x
Revenue Growth Years	0x
Revenue Growth3 Y	-6.16x
Revenue Growth5 Y	-6.44x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	SGD 14.8B
Cash	SGD 514.2M
Debt	SGD 41M
Debt FCF	SGD -0.22
Equity	SGD 2.1B
Liabilities	SGD 12.6B
Net Cash	SGD 473.1M
Net Cash By Market Cap	SGD 41.4
Net Cash Growth	-34.89%
Net Debt Equity	SGD -0.22
Tangible Book Value	SGD 2.1B
Tangible Book Value Per Share	SGD 4.71
WACC	4.57

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	SGD -11.7B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.16%
Dividend Growth	-35.27%
Dividend Growth Years	0%
Dividend per share	SGD 0.09
Dividend Years	35
Dividend Yield	3.5%
Ex Div Date	2026-05-04
Last Dividend	SGD 0.06
Payout Frequency	Semi-Annual
Payout Ratio	91.23%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	81.1%
1Y total return	6.05%
200-day SMA	2.62
3Y total return	18.85%
50-day SMA	2.56
50-day SMA vs 200-day SMA	50under200
5Y total return	33.87%
All Time High	4.28
All Time High Change	-40.65%
All Time High Date	2007-02-08
All Time Low	0.59
All Time Low Change	330.51%
All Time Low Date	1998-09-04
ATR	0.03
Beta	0.09
Beta1y	0.19
Beta2y	0.14
Ch YTD	-3.05
High	2.54
High52	2.8
High52 Date	2026-02-02
High52ch	-9.29%
Low	2.53
Low52	2.46
Low52 Date	2025-05-15
Low52ch	3.25%
Ma50ch	-0.74%
Price vs 200-day SMA	-2.94%
RSI	43.64
RSI Monthly	49.15
RSI Weekly	42.92
Sharpe ratio	0.21x
Sortino ratio	0.61
Total Return	3.35%
Tr YTD	-0.7
Tr15y	82.51%
Tr1m	2.03%
Tr1w	0.4%
Tr3m	-4.7%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	SGD 75.5M
Operating margin	40.23

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	183,065,696%
Net Borrowing	-6,894,000
Shares Insiders	3.26%
Shares Institutions	6.01%
Shares Out	449,905,808
Shares Qo Q	0.38%
Shares Yo Y	0.16%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	SGD -189.4M
Average Volume	68,535x
Bv Per Share	4.71
CAPEX	SGD -3.8M
Ch10y	10.92
Ch15y	-10.56
Ch1m	-0.39
Ch1w	0.4
Ch1y	2.42
Ch20y	-29.05
Ch3m	-6.96
Ch3y	-1.93
Ch5y	3.67
Ch6m	-3.05
Change	-0.78%
Change From Open	0
Close	2.56
Days Gap	-0.78
Dollar Volume	125,730
Earnings Date	2026-02-25
EPS	SGD 0.14
F Score	2
FCF	SGD -189.1M
FCF Per Share	SGD -0.42
Financing CF	-64,011,000
Fiscal Year End	December
Founded	1,961
Graham Number	3.84307
Graham Upside	51.3
Income Tax	SGD 12.8M
Investing CF	-3,795,000
Is Primary Listing	1
Last Earnings Date	2026-02-25
Last Report Date	2025-12-31
Last Split Date	1994-06-14
Last Split Type	Forward
Lynch Fair Value	SGD 0.7
Lynch Upside	-72.54
Ma150	2.61
Ma150ch	-2.83%
Ma20	2.58
Ma20ch	-1.59%
Net CF	-253,136,000
Open	2.54
Payment Date	2026-05-21
Position In Range	100
Ppne	60,569,000
Price Date	2026-05-08
Ptbv Ratio	0.54
Relative Volume	0.72x
Revenue	187,695,000x
SBC By Revenue	0.14x
Share Based Comp	262,000
Tax By Revenue	6.81x
Tax Rate	16.94%
Tr20y	80.59%
Tr6m	-0.7%
Volume	49,500

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

SGX/S41 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.5%

$0.09 annual per share

Payout ratio

+91.2%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-0.2%

0 consecutive years of growth

Total shareholder yield

+3.3%

Next ex-dividend date: 2026-05-04

Performance

SGX/S41 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns SGX/S41?

Insider, institutional, and short-interest positioning.

Institutional ownership

+6.0%

Share of float held by funds and institutions

Insider ownership

+3.3%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.2%

Negative means the company is buying back shares.

Technical

SGX/S41 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

43.6

Neutral momentum band

Price vs 200-day MA

-2.9%

50/200-day relationship not available

Beta (5Y)

0.09

Less volatile than the market

Sharpe ratio

0.21

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About SGX/S41

Hub-level FAQ points readers to the deeper analysis pages.

What is the current sgx/S41 stock rating?

sgx/S41 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full sgx/S41 analysis?

The full report lives at /stocks/sgx/S41/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for sgx/S41?

The latest report frames sgx/S41 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the sgx/S41 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.