Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

CARE stock hub

Carter Bankshares, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

584.9M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

CARE

In the news

Latest news · CARE

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E12.3

P25 8.8P50 10.4P75 13.1

Trailing P/E5.5

P25 10.9P50 14.7P75 36.2

ROE23.9

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All CARE market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

218

Groups with data

Currency

USD

Showing 218 of 218 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001829576
Company name	Carter Bankshares, Inc.
Country	United States
Country code	US
Cusip	146103106
Employees	687
Employees Change	7%
Employees Change Percent	1.03
Enterprise value	$356.5M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US1461031064
Last refreshed	2026-05-10
Market cap	$584.9M
Market cap category	Small-Cap
Price	$26.32
Price currency	USD
Rev Per Employee	376,885.01x
Sector	Financials
Sic	6021
Symbol	CARE
Website	https://www.carterbank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	18.27%
EV Earnings	3.34x
EV Sales Forward	1.92x
EV/Sales	1.38x
Forward P/E	12.28x
P/B ratio	1.16x
P/E ratio	5.47x
P/S ratio	2.26x
PE Ratio10 Y	53.57x
PE Ratio3 Y	15.33x
PE Ratio5 Y	13.51x
PS Forward	3.14x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$258.9M
Net Income	$106.8M
Net Income Growth	290.99%
Net Income Growth Q	857.86%
Net Income Growth Quarters	2%
Net Income Growth Years	2%
Net Income Growth3 Y	24.12%
Pretax Margin	53.64%
Profit Margin	41.78%
Profit Per Employee	$155,501
Profitable Years	5
ROA	2.28
Roa5y	0.74
ROE	23.86
Roe5y	8.48

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	7.72%
Cagr15y	8.56%
Cagr1y	69.87%
Cagr3y	25.35%
Cagr5y	13.48%
Div CAGR10	-12.94%
Div CAGR3	-10.61%
Div CAGR5	-6.51%
EPS Growth	301.4
EPS Growth Q	901.7
EPS Growth Quarters	2
EPS Growth Years	2
EPS Growth3 Y	27.19
Revenue Growth	76.67x
Revenue Growth Q	260.01x
Revenue Growth Quarters	8x
Revenue Growth Years	2x
Revenue Growth3 Y	15.15x
Revenue Growth5 Y	17.26x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$4.8B
Cash	$238.6M
Debt	$10.1M
Equity	$504.9M
Liabilities	$4.3B
Net Cash	$228.4M
Net Cash By Market Cap	$39.05
Net Cash Growth	568.48%
Net Debt Equity	$-0.45
Tangible Book Value	$502.8M
Tangible Book Value Per Share	$22.69
WACC	6.95

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	2.82%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	$0.1
Dividend Years	1
Dividend Yield	0.38%
Ex Div Date	2026-05-11
Last Dividend	$0.1
Payout Ratio	2.08%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	110.39%
1Y total return	69.81%
200-day SMA	20.18
3Y total return	97.01%
50-day SMA	22.87
50-day SMA vs 200-day SMA	50over200
5Y total return	88.13%
All Time High	26.58
All Time High Change	-0.98%
All Time High Date	2026-05-07
All Time Low	5.05
All Time Low Change	421.19%
All Time Low Date	2009-03-02
ATR	0.65
Beta	0.51
Beta1y	0.29
Beta2y	0.67
Ch YTD	33.88
High	26.46
High52	26.58
High52 Date	2026-05-07
High52ch	-0.98%
Low	25.9
Low52	15.4
Low52 Date	2025-05-19
Low52ch	70.91%
Ma50ch	15.09%
Price vs 200-day SMA	30.41%
RSI	76.4
RSI Monthly	73.67
RSI Weekly	76.13
Sharpe ratio	2.06x
Sortino ratio	3.6
Total Return	3.19%
Tr YTD	33.88
Tr15y	242.77%
Tr1m	12%
Tr1w	1.7%
Tr3m	19.04%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	1
Analyst Count Top	1
Analyst Price Target Top	$25
Analyst Ratings	Strong Buy
Analyst Ratings Top	Strong Buy
Earnings EPS Estimate	$3.2
Earnings EPS Estimate Growth	900
Earnings Revenue Estimate	120,608,000x
Earnings Revenue Estimate Growth	225.62x
Operating Income	$145.2M
Operating margin	56.09
Price target	$25
Price Target Change	$-5.02
Price Target Change Top	$-5.02

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	20,048,965%
Float Percent	90.22%
Shares Insiders	3.91%
Shares Institutions	47.62%
Shares Out	22,222,010
Shares Qo Q	-0.05%
Shares Yo Y	-2.82%
Short Float	4.47%
Short Ratio	3.09
Short Shares	4.03

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	331,017.05x
Bv Per Share	22.78
CAPEX	$-8.1M
Ch10y	107.2
Ch15y	178.5
Ch1m	12
Ch1w	1.7
Ch1y	69.81
Ch3m	19.04
Ch3y	97.01
Ch5y	88.13
Ch6m	50.92
Change	0.5%
Change From Open	1.62
Close	26.19
Days Gap	-1.11
Dollar Volume	7,141,563.5
Earnings Date	2026-04-23
Earnings Time	bmo
EPS	$4.81
F Score	4
Financing CF	-96,604,000
Fiscal Year End	December
Founded	1,974
Goodwill	1,193,000
Graham Number	49.66819
Graham Upside	88.71
Income Tax	$30.7M
Investing CF	-101,478,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-23
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-03-05
Lynch Fair Value	$116
Lynch Upside	341.1
Ma150	20.62
Ma150ch	27.63%
Ma20	24.95
Ma20ch	5.47%
Net CF	139,319,000
Next Earnings Date	2026-07-23
Open	25.9
Optionable	Yes
P OCF Ratio	1.73
Payment Date	2026-05-25
Position In Range	75
Post Close	26.32
Postmarket Change Percent	-0.37
Postmarket Price	$26.22
Ppne	70,968,000
Price Date	2026-05-08
Ptbv Ratio	1.16
Relative Volume	0.82x
Revenue	258,920,000x
SBC By Revenue	0.81x
Share Based Comp	2,109,000
Tax By Revenue	11.87x
Tax Rate	22.12%
Tr6m	50.92%
Us State	Virginia
Volume	271,336

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

CARE dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+0.4%

$0.10 annual per share

Payout ratio

+2.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-6.5%

0 consecutive years of growth

Total shareholder yield

+3.2%

Next ex-dividend date: 2026-05-11

Performance

CARE stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns CARE?

Insider, institutional, and short-interest positioning.

Institutional ownership

+47.6%

Float: +90.2% of shares outstanding

Insider ownership

+3.9%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

CARE momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

76.4

Above 70: short-term overbought

Price vs 200-day MA

+30.4%

50/200-day relationship not available

Beta (5Y)

0.51

Less volatile than the market

Sharpe ratio

2.06

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

CARE vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Reduce
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Reduce
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Reduce

Questions

About CARE

Hub-level FAQ points readers to the deeper analysis pages.

What is the current CARE stock rating?

Carter Bankshares, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full CARE analysis?

The full report lives at /stocks/CARE/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for CARE?

The latest report frames CARE around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the CARE page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.