Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

FCNCA stock hub

First Citizens BancShares, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

24.3B

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

FCNCA

In the news

Latest news · FCNCA

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.9

P25 8.8P50 10.4P75 13.1

Trailing P/E11.5

P25 10.9P50 14.7P75 36.2

ROE10.4

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FCNCA market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

236

Groups with data

Currency

USD

Showing 236 of 236 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000798941
Company name	First Citizens BancShares, Inc.
Country	United States
Country code	US
Cusip	31946M103
Employees	17,876
Employees Change	401%
Employees Change Percent	2.29
Enterprise value	$41.4B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US31946M1036
Last refreshed	2026-05-10
Market cap	$24.3B
Market cap category	Large-Cap
Price	$1,952
Price currency	USD
Rev Per Employee	509,127.32x
Sector	Financials
Sic	6022
Symbol	FCNCA
Website	https://www.firstcitizens.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.43%
EV Earnings	18.27x
EV Sales Forward	4.37x
EV/FCF	26.53x
EV/Sales	4.66x
FCF yield	5.81%
Forward P/E	10.87x
P/B ratio	1.29x
P/E ratio	11.53x
P/S ratio	3.26x
PE Ratio10 Y	11.68x
PE Ratio3 Y	7.31x
PE Ratio5 Y	10.13x
PS Forward	2.84x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	17.56%
Gross Profit	$8.9B
Net Income	$2.3B
Net Income Growth	-10.23%
Net Income Growth Q	-11.11%
Net Income Growth Years	0%
Net Income Growth3 Y	34.89%
Net Income Growth5 Y	38.43%
Pretax Margin	32.55%
Profit Margin	26.14%
Profit Per Employee	$129,785
Profitable Years	33
ROA	1.02
Roa5y	2.36
ROE	10.38
Roe5y	25.4

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	23.19%
Cagr15y	16.94%
Cagr1y	9.23%
Cagr20y	12.74%
Cagr3y	25.28%
Cagr5y	18.28%
Div CAGR10	20.81%
Div CAGR3	48.25%
Div CAGR5	35.51%
EPS Growth	-3.01
EPS Growth Q	-0.75
EPS Growth Years	0
EPS Growth3 Y	38.08
EPS Growth5 Y	31.29
FCF Growth	23.97%
FCF Growth Q	4.04%
FCF Growth3 Y	6.75%
FCF Growth5 Y	47.07%
OCF Growth	8.01%
OCF Growth Q	-7.57%
OCF Growth10 Y	25.36%
OCF Growth3 Y	17.09%
OCF Growth5 Y	52.96%
Revenue Growth	-4.99x
Revenue Growth Q	-3.74x
Revenue Growth Quarters	1x
Revenue Growth Years	0x
Revenue Growth3 Y	38.86x
Revenue Growth5 Y	38.43x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$233.5B
Cash	$26.3B
Debt	$40.9B
Debt FCF	$26.16
Equity	$22B
Liabilities	$211.5B
Net Cash	$-14.5B
Net Cash By Market Cap	$-54.04
Tangible Book Value	$20.6B
Tangible Book Value Per Share	$1,629
WACC	3.19

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-137.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	7.6%
Dividend Growth	15.72%
Dividend Growth Years	9%
Dividend per share	$8.4
Dividend Years	40
Dividend Yield	0.43%
Ex Div Date	2025-11-28
Last Dividend	$2.1
Payout Frequency	Quarterly
Payout Ratio	4.7%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	704.56%
1Y total return	9.22%
200-day SMA	1,944.8
3Y total return	96.64%
50-day SMA	1,926.3
50-day SMA vs 200-day SMA	50under200
5Y total return	131.51%
All Time High	2,412.9
All Time High Change	-19.11%
All Time High Date	2025-01-24
All Time Low	18.5
All Time Low Change	10,450.97%
All Time Low Date	1990-10-26
ATR	50.86
Beta	0.69
Beta1y	1.19
Beta2y	1.13
Ch YTD	-9.05
High	1,964.2
High52	2,232.2
High52 Date	2026-01-22
High52ch	-12.56%
Low	1,938.3
Low52	1,623.8
Low52 Date	2025-10-16
Low52ch	20.21%
Ma50ch	1.33%
Price vs 200-day SMA	0.36%
RSI	47.3
RSI Monthly	54.62
RSI Weekly	49.63
Sharpe ratio	0.31x
Sortino ratio	0.61
Total Return	7.99%
Tr YTD	-8.96
Tr15y	945.78%
Tr1m	1.61%
Tr1w	-1.69%
Tr3m	-9.58%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	11
Analyst Count Top	6
Analyst Price Target Top	$2,233
Analyst Ratings	Buy
Analyst Ratings Top	Buy
Earnings EPS Estimate	$39.2
Earnings EPS Estimate Growth	3.73
Earnings Revenue Estimate	2,191,767,272x
Earnings Revenue Estimate Growth	-4.5x
Operating Income	$3.3B
Operating margin	36.9
Price target	$2,200
Price Target Change	$12.69
Price Target Change Top	$14.42

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	9,029,911%
Float Percent	72.61%
Shares Insiders	24.81%
Shares Institutions	66%
Shares Out	12,435,552
Shares Qo Q	-2.93%
Shares Yo Y	-7.6%
Short Float	4.64%
Short Ratio	4.45
Short Shares	3.37

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$1.6B
Average Volume	64,101.6x
Bv Per Share	1,672.5
CAPEX	$-1.4B
Ch10y	677.1
Ch15y	880.5
Ch1m	1.61
Ch1w	-1.69
Ch1y	8.76
Ch20y	895.5
Ch3m	-9.67
Ch3y	94.47
Ch5y	127.7
Ch6m	7.32
Change	-0.08%
Change From Open	-0.21
Close	1,953.4
Days Gap	0.14
Dollar Volume	90,516,849.9
Earnings Date	2026-04-23
Earnings Time	bmo
EPS	$169
F Score	4
FCF	$1.6B
FCF EV Yield	3.77x
FCF Per Share	$126
Financing CF	10,004,000,000
Fiscal Year End	December
Founded	1,898
Goodwill	346,000,000
Graham Number	2524.03065
Graham Upside	16.69
Income Tax	$570M
Investing CF	-12,984,000,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-23
Last Report Date	2025-09-30
Last Split Type	Never
Last10k Filing Date	2026-02-24
Lynch Fair Value	$4,232
Lynch Upside	95.66
Ma150	1,953
Ma150ch	-0.05%
Ma20	1,990.6
Ma20ch	-1.94%
Net CF	12,000,000
Next Earnings Date	2026-07-24
Open	1,956.1
Optionable	Yes
P FCF Ratio	17.22
P OCF Ratio	8.99
Payment Date	2025-12-15
Position In Range	52.7
Post Close	1,951.9
Postmarket Change Percent	-0.02
Postmarket Price	$1,952
Ppne	12,034,000,000
Price Date	2026-05-08
Ptbv Ratio	1.31
Relative Volume	0.72x
Revenue	8,897,000,000x
Tax By Revenue	6.41x
Tax Rate	19.68%
Tr20y	999.57%
Tr6m	7.55%
Us State	North Carolina
Volume	46,373

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FCNCA dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+0.4%

$8.40 annual per share

Payout ratio

+4.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+35.5%

9 consecutive years of growth

Total shareholder yield

+8.0%

Next ex-dividend date: 2025-11-28

Performance

FCNCA stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FCNCA?

Insider, institutional, and short-interest positioning.

Institutional ownership

+66.0%

Float: +72.6% of shares outstanding

Insider ownership

+24.8%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FCNCA momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

47.3

Neutral momentum band

Price vs 200-day MA

+0.4%

50/200-day relationship not available

Beta (5Y)

0.69

Less volatile than the market

Sharpe ratio

0.31

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

FCNCA vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Reduce
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Reduce
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Reduce

Questions

About FCNCA

Hub-level FAQ points readers to the deeper analysis pages.

What is the current FCNCA stock rating?

First Citizens BancShares, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full FCNCA analysis?

The full report lives at /stocks/FCNCA/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for FCNCA?

The latest report frames FCNCA around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the FCNCA page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.