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Lloyds Banking Group plc (LYG)

NYSE: LYG · USD

$5.49

+0.09 (+1.7%)· Recorded snapshot

Market cap	79B
Revenue (ttm)	26.8B
Net income (ttm)	8.1B
EPS (ttm)	$0.50
Shares out	64.1B
P/E (trailing)	10.9x
P/E (forward)	10.4x
Dividend	$0.21 (3.84%)
Volume	26,711,552
Beta	0.94

Market data

Price

Recent price action with selectable time range.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Strong Buy
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Strong Buy
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Hold

Metric	Value
Amount currency	USD
CIK code	0001160106
Company name	Lloyds Banking Group plc
Country	United Kingdom
Country code	US
CUSIP number	539439109
Earnings date	2026-10-29
Earnings time	bmo
Employees	60,061
Employees change	-1,167
Employees growth	-1.91%
Exchange	NYSE
Financial currency	GBP
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	1695
Industry	Banks - Regional
Is primary listing	No
Is SPAC	No
ISIN number	US5394391099
Last 10-K release date	2026-02-13
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Last stock split date	2009-05-06
Last stock split type	Forward
Market cap	$79B
Market cap category	Large-Cap
Next earnings date	2026-10-29
Options	Yes
Price	$5.49
Price currency	USD
Sector	Financials
SIC code	6029
Stock price date	2026-10-28
Symbol	LYG
Website	https://www.lloydsbankinggroup.com

Metric

Value

Amount currency

USD

CIK code

0001160106

Company name

Lloyds Banking Group plc

Country

United Kingdom

Country code

CUSIP number

539439109

Earnings date

2026-10-29

Earnings time

bmo

Employees

60,061

Employees change

-1,167

Employees growth

-1.91%

Exchange

NYSE

Financial currency

GBP

Financial report date

2026-09-30

First seen

2026-05-09

Fiscal year end

December

Founded

1695

Industry

Banks - Regional

Is primary listing

Is SPAC

ISIN number

US5394391099

Last 10-K release date

2026-02-13

Last earnings date

2026-07-30

Last refreshed

2026-10-28

Last stock split date

2009-05-06

Last stock split type

Forward

Market cap

$79B

Market cap category

Large-Cap

Next earnings date

2026-10-29

Options

Yes

Price

$5.49

Price currency

USD

Sector

Financials

SIC code

6029

Stock price date

2026-10-28

Symbol

LYG

Website

https://www.lloydsbankinggroup.com

Metric	Value
Adjusted P/E ratio	43.15x
Average P/E ratio (10Y)	14.09x
Average P/E ratio (3Y)	10.28x
Average P/E ratio (5Y)	9.21x
Earnings yield	9.18%
FCF yield	-5.03%
Forward P/E	10.42x
Forward P/S	3.4x
Graham number	7.54726
Graham upside	37.47%
Industry forward P/E	10.04x
Industry P/E	11.85x
Lynch fair value	$2.86
Lynch upside	-47.96%
P/B ratio	1.24x
P/E ratio	10.89x
P/OCF ratio	22.98x
P/S ratio	2.9x
Price / tangible book value	1.53x
Sector forward P/E	13.63x
Sector P/E	15.65x

Metric

Value

Adjusted P/E ratio

43.15x

Average P/E ratio (10Y)

14.09x

Average P/E ratio (3Y)

10.28x

Average P/E ratio (5Y)

9.21x

Earnings yield

9.18%

FCF yield

-5.03%

Forward P/E

10.42x

Forward P/S

3.4x

Graham number

7.54726

Graham upside

37.47%

Industry forward P/E

10.04x

Industry P/E

11.85x

Lynch fair value

$2.86

Lynch upside

-47.96%

P/B ratio

1.24x

P/E ratio

10.89x

P/OCF ratio

22.98x

P/S ratio

2.9x

Price / tangible book value

1.53x

Sector forward P/E

13.63x

Sector P/E

15.65x

Metric	Value
Effective tax rate	27.29%
Operating margin	42.88%
Pretax margin	42.42%
Profit margin	30.68%
Profit per employee	$134,682
Profitable years	12
Revenue per employee	$446,046
ROA	0.56%
ROA (5Y)	0.55%
ROE	11.34%
ROE (5Y)	10.36%
Tax / revenue	11.58%

Metric

Value

Effective tax rate

27.29%

Operating margin

42.88%

Pretax margin

42.42%

Profit margin

30.68%

Profit per employee

$134,682

Profitable years

Revenue per employee

$446,046

ROA

0.56%

ROA (5Y)

0.55%

ROE

11.34%

ROE (5Y)

10.36%

Tax / revenue

11.58%

Metric	Value
EPS growth	67.44%
EPS growth (Q)	150.63%
EPS growth (QoQ)	8.47%
EPS growth 10Y	20.94%
EPS growth 3Y	8.97%
EPS growth 5Y	-17.67%
EPS growth years	1
Net income growth	56.85%
Net income growth (Q)	125.75%
Net income growth (QoQ)	17.08%
Net income growth 3Y	11.77%
Net income growth 5Y	1.91%
Net income growth years	1
OCF growth 10Y	-16.69%
OCF growth 3Y	-54.13%
Revenue growth	12.52%
Revenue growth (Q)	11.2%
Revenue growth (QoQ)	1.84%
Revenue growth 10Y	2.06%
Revenue growth 3Y	5.42%
Revenue growth 5Y	4.17%
Revenue growth years	1

Metric

Value

EPS growth

67.44%

EPS growth (Q)

150.63%

EPS growth (QoQ)

8.47%

EPS growth 10Y

20.94%

EPS growth 3Y

8.97%

EPS growth 5Y

-17.67%

EPS growth years

Net income growth

56.85%

Net income growth (Q)

125.75%

Net income growth (QoQ)

17.08%

Net income growth 3Y

11.77%

Net income growth 5Y

1.91%

Net income growth years

OCF growth 10Y

-16.69%

OCF growth 3Y

-54.13%

Revenue growth

12.52%

Revenue growth (Q)

11.2%

Revenue growth (QoQ)

1.84%

Revenue growth 10Y

2.06%

Revenue growth 3Y

5.42%

Revenue growth 5Y

4.17%

Revenue growth years

Metric	Value
Capital expenditures	$-7.3B
EPS	$0.50
FCF per share	$-0.06
Financing cash flow	$7.4B
Free cash flow	$-3.9B
Gross profit	$26.8B
Income taxes	$3.1B
Investing cash flow	$-16.2B
Net borrowing	$-2.2B
Net cash flow	$-4.9B
Net income	$8.1B
Operating income	$11.5B
Revenue	$26.8B

Metric

Value

Capital expenditures

$-7.3B

EPS

$0.50

FCF per share

$-0.06

Financing cash flow

$7.4B

Free cash flow

$-3.9B

Gross profit

$26.8B

Income taxes

$3.1B

Investing cash flow

$-16.2B

Net borrowing

$-2.2B

Net cash flow

$-4.9B

Net income

$8.1B

Operating income

$11.5B

Revenue

$26.8B

Metric	Value
Book value per share	$0.95
Debt / equity	3.55
Net cash (debt)	$3B
Net cash / market cap	3.8%
Net cash growth	-98.71%
Net debt / equity	-0.05
Piotroski F-Score	3
Shareholders' equity	$62.7B
Tangible book value	$50.8B
Tangible book value per share	$0.75
Total cash	$225.4B
Total debt	$222.4B
WACC	2.43%

Metric

Value

Book value per share

$0.95

Debt / equity

3.55

Net cash (debt)

$3B

Net cash / market cap

3.8%

Net cash growth

-98.71%

Net debt / equity

-0.05

Piotroski F-Score

Shareholders' equity

$62.7B

Tangible book value

$50.8B

Tangible book value per share

$0.75

Total cash

$225.4B

Total debt

$222.4B

WACC

2.43%

Metric	Value
Buyback yield / dilution	-5.55%
Dividend growth	20.67%
Dividend growth (10Y)	2.78%
Dividend growth (3Y)	19.77%
Dividend growth (5Y)	24.95%
Dividend growth years	4
Dividend payment date	2026-09-25
Dividend payment years	6
Dividend payout frequency	Semi-Annual
Dividend per share	$0.21
Dividend yield	3.84%
Ex-dividend date	2026-08-10
Last dividend	$0.08
Payout ratio	41.59%
Shareholder yield	-1.72%

Metric

Value

Buyback yield / dilution

-5.55%

Dividend growth

20.67%

Dividend growth (10Y)

2.78%

Dividend growth (3Y)

19.77%

Dividend growth (5Y)

24.95%

Dividend growth years

Dividend payment date

2026-09-25

Dividend payment years

Dividend payout frequency

Semi-Annual

Dividend per share

$0.21

Dividend yield

3.84%

Ex-dividend date

2026-08-10

Last dividend

$0.08

Payout ratio

41.59%

Shareholder yield

-1.72%

Metric	Value
10Y price change	93.99%
10Y return CAGR	11.39%
10Y total return	194.09%
150-day SMA	$5.65
15Y price change	129.71%
15Y return CAGR	9.14%
15Y total return	271.45%
1D price change	1.67%
1M price change	-4.85%
1M total return	-4.85%
1Y price change	16.81%
1Y return CAGR	21.13%
1Y total return	21.12%
20-day SMA	$5.44
200-day SMA	$5.63
20Y price change	-86.77%
20Y return CAGR	-4.32%
20Y total return	-58.62%
3M price change	-10.44%
3M total return	-9.25%
3Y price change	190.48%
3Y return CAGR	49.33%
3Y total return	233.11%
50-day SMA	$5.71
50-day SMA vs 200-day SMA	50over200
52-week high	$6.34
52-week high date	2026-02-04
52-week low	$4.51
52-week low date	2025-11-20
5Y price change	107.17%
5Y return CAGR	21.25%
5Y total return	162.04%
6M price change	3%
6M total return	4.37%
All-time high	$47.41
All-time high date	2007-02-20
All-time low	$1.17
All-time low date	2020-09-21
Average true range (ATR)	$0.12
Average volume	18.9M
Beta (5Y)	0.94
Change from 52-week high	-13.41%
Change from 52-week low	21.68%
Change from all-time high	-88.42%
Change from all-time low	369.23%
Change from open	-1.79%
Day's gap	3.52%
Dollar volume	$146.6M
High price	$5.59
Low price	$5.47
Monthly RSI	61.84
Open price	$5.59
Position in 52-week range	16.67%
Premarket change	3.7%
Premarket close	$5.40
Premarket price	$5.60
Premarket volume	690K
Previous close	$5.40
Price vs 150-day SMA	-2.9%
Price vs 20-day SMA	0.88%
Price vs 200-day SMA	-2.42%
Price vs 50-day SMA	-3.9%
Relative volume	1.42
RSI	47.49
Sharpe ratio	0.66
Sharpe ratio (3Y)	1.35
Sharpe ratio (5Y)	0.63
Sortino ratio	1.23
Sortino ratio (3Y)	2.27
Sortino ratio (5Y)	1.1
Volume	26.7M
Weekly RSI	46.62
YTD price change	3.59%
YTD total return	7.41%

Metric

Value

10Y price change

93.99%

10Y return CAGR

11.39%

10Y total return

194.09%

150-day SMA

$5.65

15Y price change

129.71%

15Y return CAGR

9.14%

15Y total return

271.45%

1D price change

1.67%

1M price change

-4.85%

1M total return

-4.85%

1Y price change

16.81%

1Y return CAGR

21.13%

1Y total return

21.12%

20-day SMA

$5.44

200-day SMA

$5.63

20Y price change

-86.77%

20Y return CAGR

-4.32%

20Y total return

-58.62%

3M price change

-10.44%

3M total return

-9.25%

3Y price change

190.48%

3Y return CAGR

49.33%

3Y total return

233.11%

50-day SMA

$5.71

50-day SMA vs 200-day SMA

50over200

52-week high

$6.34

52-week high date

2026-02-04

52-week low

$4.51

52-week low date

2025-11-20

5Y price change

107.17%

5Y return CAGR

21.25%

5Y total return

162.04%

6M price change

6M total return

4.37%

All-time high

$47.41

All-time high date

2007-02-20

All-time low

$1.17

All-time low date

2020-09-21

Average true range (ATR)

$0.12

Average volume

18.9M

Beta (5Y)

0.94

Change from 52-week high

-13.41%

Change from 52-week low

21.68%

Change from all-time high

-88.42%

Change from all-time low

369.23%

Change from open

-1.79%

Day's gap

3.52%

Dollar volume

$146.6M

High price

$5.59

Low price

$5.47

Monthly RSI

61.84

Open price

$5.59

Position in 52-week range

16.67%

Premarket change

3.7%

Premarket close

$5.40

Premarket price

$5.60

Premarket volume

690K

Previous close

$5.40

Price vs 150-day SMA

-2.9%

Price vs 20-day SMA

0.88%

Price vs 200-day SMA

-2.42%

Price vs 50-day SMA

-3.9%

Relative volume

1.42

RSI

47.49

Sharpe ratio

0.66

Sharpe ratio (3Y)

1.35

Sharpe ratio (5Y)

0.63

Sortino ratio

1.23

Sortino ratio (3Y)

2.27

Sortino ratio (5Y)

1.1

Volume

26.7M

Weekly RSI

46.62

YTD price change

3.59%

YTD total return

7.41%

Metric	Value
Float	53.8B
Float percentage	83.89%
Shares change (QoQ)	7.39%
Shares change (YoY)	5.55%
Shares held by insiders	0.04%
Shares held by institutions	85.65%
Shares outstanding	64.1B
Short % of float	0.03%
Short % of shares	0.03%
Short ratio	1.1 days

Metric

Value

Float

53.8B

Float percentage

83.89%

Shares change (QoQ)

7.39%

Shares change (YoY)

5.55%

Shares held by insiders

0.04%

Shares held by institutions

85.65%

Shares outstanding

64.1B

Short % of float

0.03%

Short % of shares

0.03%

Short ratio

1.1 days

Lloyds Banking Group plc (LYG)

Price

Financial snapshot

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Performance and technicals

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