Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

MCHB stock hub

Mechanics Bancorp has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

3.3B

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

MCHB

In the news

Latest news · MCHB

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E13.5

P25 8.8P50 10.4P75 13.1

Trailing P/E12.3

P25 10.9P50 14.7P75 36.2

ROE10.3

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All MCHB market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

220

Groups with data

Currency

USD

Showing 220 of 220 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001518715
Company name	Mechanics Bancorp
Country	United States
Country code	US
Cusip	583614102
Employees	1,890
Employees Change	-81%
Employees Change Percent	-4.11
Enterprise value	$3B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US43785V1026
Last refreshed	2026-05-10
Market cap	$3.3B
Market cap category	Mid-Cap
Price	$14.83
Price currency	USD
Rev Per Employee	363,949.74x
Sector	Financials
Symbol	MCHB
Website	https://www.mechanicsbank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.1%
EV Earnings	11.15x
EV Sales Forward	3.42x
EV/Sales	4.31x
Forward P/E	13.54x
P/B ratio	1.18x
P/E ratio	12.34x
P/S ratio	4.77x
PE Ratio10 Y	15.91x
PE Ratio3 Y	15.75x
PE Ratio5 Y	16.76x
PS Forward	3.78x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$687.9M
Net Income	$266M
Net Income Growth	42.97%
Net Income Growth Q	0.68%
Net Income Growth Quarters	7%
Net Income Growth Years	2%
Net Income Growth3 Y	102.93%
Net Income Growth5 Y	77.13%
Pretax Margin	46.52%
Profit Margin	38.68%
Profit Per Employee	$140,761
Profitable Years	2
ROA	1.4
Roa5y	0.98
ROE	10.3
Roe5y	7.78

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	10.74%
Cagr15y	13.72%
Cagr1y	69.55%
Cagr20y	8.53%
Cagr3y	34.02%
Cagr5y	21.53%
Div CAGR10	16.43%
Div CAGR3	-14.93%
Div CAGR5	-4.75%
EPS Growth	43.47
EPS Growth Q	-3.96
EPS Growth Quarters	7
EPS Growth Years	2
EPS Growth3 Y	53.22
EPS Growth5 Y	39.48
Revenue Growth	15.05x
Revenue Growth Q	30.73x
Revenue Growth Quarters	6x
Revenue Growth Years	2x
Revenue Growth3 Y	41.23x
Revenue Growth5 Y	44.01x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$21.4B
Cash	$536.9M
Debt	$219.6M
Equity	$2.8B
Liabilities	$18.6B
Net Cash	$317.2M
Net Cash By Market Cap	$9.66
Net Cash Growth	-56.48%
Net Debt Equity	$-0.11
Tangible Book Value	$1.7B
Tangible Book Value Per Share	$7.87
WACC	4.86

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-17.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.36%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	$1.6
Dividend Years	6
Dividend Yield	10.79%
Ex Div Date	2026-03-09
Last Dividend	$0.4
Payout Frequency	Semi-Annual
Payout Ratio	48.45%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	177.26%
1Y total return	69.49%
200-day SMA	13.75
3Y total return	140.76%
50-day SMA	14.82
50-day SMA vs 200-day SMA	50over200
5Y total return	165.1%
All Time High	16.02
All Time High Change	-7.43%
All Time High Date	2026-02-09
All Time Low	0.91
All Time Low Change	1,531.82%
All Time Low Date	1994-03-15
ATR	0.48
Beta	0.17
Beta1y	0.7
Beta2y	-0.08
Ch YTD	1.37
High	14.85
High52	16.02
High52 Date	2026-02-09
High52ch	-7.43%
Low	14.51
Low52	10.6
Low52 Date	2025-05-29
Low52ch	39.87%
Ma50ch	0.09%
Price vs 200-day SMA	7.83%
RSI	47.55
RSI Monthly	72.25
RSI Weekly	55.67
Sharpe ratio	2.6x
Sortino ratio	5.22
Total Return	11.15%
Tr YTD	4.18
Tr15y	587.75%
Tr1m	-0.2%
Tr1w	-0.6%
Tr3m	-2.73%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	2
Analyst Count Top	1
Analyst Price Target Top	$17
Analyst Ratings	Buy
Analyst Ratings Top	Buy
Earnings EPS Estimate	$0.26
Earnings EPS Estimate Growth	23.81
Earnings Revenue Estimate	248,140,800x
Earnings Revenue Estimate Growth	73x
Operating Income	$283.9M
Operating margin	41.27
Price target	$16.25
Price Target Change	$9.58
Price Target Change Top	$14.63

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	41,833,257%
Float Percent	18.89%
Shares Insiders	3.02%
Shares Institutions	13.02%
Shares Out	221,401,080
Shares Qo Q	0.05%
Shares Yo Y	-0.36%
Short Float	10.64%
Short Ratio	10.25
Short Shares	2.01

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	498,583.5x
Bv Per Share	12.61
CAPEX	$-8.7M
Ch10y	79.65
Ch15y	291.6
Ch1m	-0.2
Ch1w	-0.6
Ch1y	62.65
Ch20y	152.2
Ch3m	-5.36
Ch3y	111
Ch5y	71.76
Ch6m	11.71
Change	1.44%
Change From Open	1.71
Close	14.62
Days Gap	-0.27
Dollar Volume	4,065,318.2
Earnings Date	2026-04-30
Earnings Time	bmo
EPS	$1.26
F Score	3
Financing CF	-2,693,014,000
Fiscal Year End	December
Founded	1,905
Goodwill	843,305,000
Graham Number	18.8993
Graham Upside	27.44
Income Tax	$53.9M
Investing CF	2,171,786,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-30
Last Report Date	2026-03-31
Last Split Date	2025-09-02
Last Split Type	Forward
Lynch Fair Value	$31.48
Lynch Upside	112.3
Ma150	14.5
Ma150ch	2.3%
Ma20	15.11
Ma20ch	-1.86%
Net CF	-314,796,000
Next Earnings Date	2026-08-08
Open	14.58
Optionable	Yes
P OCF Ratio	15.91
Payment Date	2026-03-19
Position In Range	94.12
Ppne	221,203,000
Price Date	2026-05-08
Ptbv Ratio	1.88
Relative Volume	0.55x
Revenue	687,865,000x
SBC By Revenue	0.63x
Share Based Comp	4,359,000
Tax By Revenue	7.84x
Tax Rate	16.85%
Tr20y	414.18%
Tr6m	16.42%
Us State	California
Volume	274,128

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

MCHB dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+10.8%

$1.60 annual per share

Payout ratio

+48.4%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-4.8%

0 consecutive years of growth

Total shareholder yield

+11.1%

Next ex-dividend date: 2026-03-09

Performance

MCHB stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns MCHB?

Insider, institutional, and short-interest positioning.

Institutional ownership

+13.0%

Float: +18.9% of shares outstanding

Insider ownership

+3.0%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

MCHB momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

47.5

Neutral momentum band

Price vs 200-day MA

+7.8%

50/200-day relationship not available

Beta (5Y)

0.17

Less volatile than the market

Sharpe ratio

2.60

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

MCHB vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Reduce
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Reduce
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Reduce

Questions

About MCHB

Hub-level FAQ points readers to the deeper analysis pages.

What is the current MCHB stock rating?

Mechanics Bancorp is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full MCHB analysis?

The full report lives at /stocks/MCHB/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for MCHB?

The latest report frames MCHB around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the MCHB page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.