Financials / Insurance BrokersUpdated 2026-05-10 22:07 UTC

TWFG stock hub

TWFG, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.1B

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

TWFG

In the news

Latest news · TWFG

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E19.8

P25 8.8P50 10.4P75 13.1

Trailing P/E34.1

P25 10.9P50 14.7P75 36.2

ROE16.2

P25 4.9P50 10.4P75 15

ROIC22.1

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All TWFG market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

205

Groups with data

Currency

USD

Showing 205 of 205 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0002007596
Company name	TWFG, Inc.
Country	United States
Country code	US
Employees	400
Employees Change	107%
Employees Change Percent	36.52
Enterprise value	$941.5M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Insurance Brokers
IPO Date	2024-07-18
Isin	US87318A1016
Last refreshed	2026-05-10
Market cap	$1.1B
Market cap category	Small-Cap
Price	$19.12
Price currency	USD
Rev Per Employee	668,825x
Sector	Financials
Sic	6411
Symbol	TWFG
Website	https://www.twfg.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	0.79%
EV Earnings	112.33x
EV Sales Forward	3.13x
EV/EBIT	21.59x
EV/EBITDA	15.07x
EV/Sales	3.52x
Forward P/E	19.79x
P/B ratio	3.92x
P/E ratio	34.06x
P/S ratio	3.96x
PS Forward	3.52x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	16.3%
EBITDA Margin	23.36%
Gross margin	85.29%
Gross Profit	$228.2M
Gross Profit Growth	26.47%
Gross Profit Growth Q	37.94%
Net Income	$8.4M
Net Income Growth Q	31.32%
Net Income Growth Quarters	3%
Net Income Growth Years	1%
Pretax Margin	19.12%
Profit Margin	3.13%
Profit Per Employee	$20,955
Profitable Years	2
ROA	7.77
ROCE	13.96
ROE	16.16
ROIC	22.12

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-41.43%
EPS Growth Q	32.35
EPS Growth Quarters	3
EPS Growth Years	1
Revenue Growth	26.53x
Revenue Growth Q	35.33x
Revenue Growth Quarters	9x
Revenue Growth Years	3x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.76
Assets	$371.2M
Cash	$124.8M
Current Assets	$201.4M
Current Liabilities	$58.9M
Debt	$7.6M
Debt EBITDA	$0.12
Debt Equity	$0.02
Equity	$306.4M
Interest Coverage	163.9
Liabilities	$64.7M
Long Term Assets	$169.8M
Long Term Liabilities	$5.9M
Net Cash	$117.3M
Net Cash By Market Cap	$11.08
Net Cash Growth	-36.19%
Net Debt EBITDA	$-1.88
Net Debt Equity	$-0.38
Tangible Book Value	$-92.4M
Tangible Book Value Per Share	$-6.52

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	3.42
Net Working Capital	$20.9M
Quick ratio	2.88
Working Capital	$142.5M
Working Capital Turnover	$1.57

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	17.84%
Dividend Yield	0%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-41.4%
200-day SMA	24.58
50-day SMA	19.15
50-day SMA vs 200-day SMA	50under200
All Time High	36.85
All Time High Change	-48.11%
All Time High Date	2025-06-02
All Time Low	16.56
All Time Low Change	15.46%
All Time Low Date	2026-02-19
ATR	1.05
Beta1y	0.64
Beta2y	0.37
Ch YTD	-33.54
High	21
High52	36.85
High52 Date	2025-06-02
High52ch	-48.11%
Low	18.82
Low52	16.56
Low52 Date	2026-02-19
Low52ch	15.46%
Ma50ch	-0.13%
Premarket Change Percent	2.84
Premarket Price	$19.9
Premarket Volume	501
Price vs 200-day SMA	-22.21%
RSI	49.76
RSI Monthly	42.58
RSI Weekly	39.06
Sharpe ratio	-1.16x
Sortino ratio	-1.39
Total Return	17.84%
Tr YTD	-33.54
Tr1m	1.11%
Tr1w	1.81%
Tr3m	-26.21%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	6
Analyst Count Top	1
Analyst Price Target Top	$22
Analyst Ratings	Buy
Analyst Ratings Top	Buy
Earnings EPS Estimate	$0.2
Earnings EPS Estimate Growth	25
Earnings Revenue Estimate	66,929,280x
Earnings Revenue Estimate Growth	24.35x
Operating Income	$43.6M
Operating Income Growth	65.48
Operating Income Growth Q	115.5
Operating margin	16.3
Price target	$26.5
Price Target Change	$38.6
Price Target Change Top	$15.06

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	12,715,141%
Float Percent	22.96%
Shares Insiders	6.36%
Shares Institutions	84.14%
Shares Out	55,377,745
Shares Qo Q	-73.53%
Shares Yo Y	-17.84%
Short Float	4.77%
Short Ratio	2.04
Short Shares	1.1

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	278,357.9x
Bv Per Share	4.88
Ch1m	1.11
Ch1w	1.81
Ch1y	-41.4
Ch3m	-26.21
Ch6m	-24.61
Change	-1.19%
Change From Open	-8.95
Close	19.35
Days Gap	8.53
Depreciation Amortization	18,878,250
Dollar Volume	18,104,785.4
Earnings Date	2026-05-07
Earnings Time	amc
EBIT	$43.6M
EBITDA	$62.5M
EPS	$0.56
F Score	3
Fiscal Year End	December
Founded	2,001
Graham Number	7.85094
Graham Upside	-58.94
Income Tax	$3.8M
Ipr	12.47
Iprfo	-13.09
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-05-07
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-03-10
Ma150	23.66
Ma150ch	-19.18%
Ma20	19.16
Ma20ch	-0.22%
Next Earnings Date	2026-08-11
Open	21
Optionable	No
Position In Range	13.76
Post Close	19.12
Postmarket Change Percent	1.99
Postmarket Price	$19.5
Ppne	7,511,000
Pre Close	19.35
Price Date	2026-05-08
Price EBITDA	$16.95
Relative Volume	3.4x
Revenue	267,530,000x
Tax By Revenue	1.4x
Tax Rate	7.34%
Tr6m	-24.61%
Us State	Texas
Volume	946,903

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does TWFG pay a dividend?

Capital-return profile for this ticker.

Performance

TWFG stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns TWFG?

Insider, institutional, and short-interest positioning.

Institutional ownership

+84.1%

Float: +23.0% of shares outstanding

Insider ownership

+6.4%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

TWFG momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

49.8

Neutral momentum band

Price vs 200-day MA

-22.2%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

-1.16

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

TWFG vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Reduce
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Reduce
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Reduce

Questions

About TWFG

Hub-level FAQ points readers to the deeper analysis pages.

What is the current TWFG stock rating?

TWFG, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full TWFG analysis?

The full report lives at /stocks/TWFG/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for TWFG?

The latest report frames TWFG around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the TWFG page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.