BCBA/VD (BCBA/VD)

Buenos Aires Stock Exchange: BCBA/VD · USD

$23.6

+0.01 (+0.0%)· Recorded snapshot

Market cap	1145.2T
Revenue (ttm)	70T
Net income (ttm)	35.8T
EPS (ttm)	$1,055
P/E (trailing)	34.5x
P/E (forward)	26.7x
Dividend	$135 (0.37%)
Volume	7,099
Beta	0.77

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 70T
Net income (ttm): 35.8T
EPS (ttm): $1,055
P/E (trailing): 34.5x
P/E (forward): 26.7x
Market cap: 1145.2T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 13:30 UTC

Forward P/E26.7

P25 n/aP50 n/aP75 n/a

Trailing P/E34.5

P25 n/aP50 n/aP75 n/a

ROE63.5

P25 n/aP50 n/aP75 n/a

ROIC57

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BCBA/VD indicators

Market & fundamental data

Available fields

251

Groups with data

Currency

USD

Showing 251 of 251 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	ARS
Country	United States
Country code	AR
Earnings date	2026-10-27
Employees	34,100
Employees change	2,500
Employees growth	7.91%
Enterprise value	$1158.3T
Exchange	Buenos Aires Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	September
Founded	1958
Industry	Credit Services
Is primary listing	No
ISIN number	ARBCOM460127
Last earnings date	2026-10-27
Last refreshed	2026-10-29
Last stock split date	2022-11-17
Last stock split type	Forward
Market cap	$1145.2T
Next earnings date	2027-01-26
Price	$23.60
Price currency	USD
Sector	Financials
SIC code	6099
Stock price date	2026-10-28
Symbol	bcba/VD
Website	https://www.visa.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	31.13x
Average P/E ratio (3Y)	29.49x
Average P/E ratio (5Y)	28.84x
Earnings yield	2.9%
EV/Earnings	32.32x
EV/EBIT	24.75x
EV/EBITDA	23.66x
EV/FCF	34.44x
EV/Sales	16.41x
FCF / EV yield	2.9%
FCF yield	2.94%
Forward P/E	26.73x
Graham number	4.34253
Graham upside	-81.6%
Lynch fair value	$10.62
Lynch upside	-55.01%
P/(FCF - SBC) ratio	35.54x
P/(OCF - SBC) ratio	32.94x
P/B ratio	20.8x
P/E ratio	34.48x
P/FCF ratio	34.05x
P/OCF ratio	31.65x
P/S ratio	16.36x
Price/EBITDA ratio	23.59x
Sector forward P/E	6.73x
Sector P/E	22.84x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	66.31%
EBITDA margin	69.36%
Effective tax rate	16.34%
FCF margin	47.53%
Gross margin	97.68%
Operating margin	66.31%
Pretax margin	61.2%
Profit margin	51.2%
Profit per employee	$1.1B
Profitable quarters	56
Profitable years	18
Revenue per employee	$2.1B
ROA	19.61%
ROA (5Y)	16.65%
ROCE	48.49%
ROE	63.51%
ROE (5Y)	50.73%
ROIC	57.01%
ROIC (5Y)	47.5%
SBC / revenue	2.02%
Tax / revenue	10%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	20.76%
EPS growth (Q)	21.9%
EPS growth (QoQ)	7.58%
EPS growth 10Y	17.38%
EPS growth 3Y	14.14%
EPS growth 5Y	16.97%
EPS growth quarters	3
EPS growth years	5
FCF growth	2.23%
FCF growth (Q)	17.85%
FCF growth (QoQ)	12.32%
FCF growth 3Y	3.85%
FCF growth 5Y	8.72%
Gross profit growth	14.66%
Gross profit growth (Q)	12.98%
Gross profit growth 3Y	12%
Gross profit growth 5Y	13.91%
Net income growth	17.18%
Net income growth (Q)	17.92%
Net income growth (QoQ)	7.5%
Net income growth 3Y	11.43%
Net income growth 5Y	14.38%
Net income growth quarters	3
Net income growth years	5
OCF growth	2.9%
OCF growth (Q)	18.4%
OCF growth (QoQ)	12.69%
OCF growth 10Y	15.59%
OCF growth 3Y	4.56%
OCF growth 5Y	9.28%
Operating income growth	13.54%
Operating income growth (Q)	9.71%
Operating income growth 3Y	11.55%
Operating income growth 5Y	14%
Revenue growth	14.76%
Revenue growth (Q)	13.2%
Revenue growth (QoQ)	4.35%
Revenue growth 10Y	11.77%
Revenue growth 3Y	12.02%
Revenue growth 5Y	13.75%
Revenue growth quarters	21
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-2.5T
Depreciation and amortization	$2.2T
EBIT	$46.4T
EBITDA	$48.6T
EPS	$1,055.15
Financing cash flow	$-43.1T
Free cash flow	$33.6T
Free cash flow minus SBC	$32.2T
Gross profit	$68.4T
Income taxes	$7T
Investing cash flow	$-1.5T
Net borrowing	$-4T
Net cash flow	$-8.9T
Net income	$35.8T
Operating cash flow minus SBC	$34.8T
Operating income	$46.4T
Revenue	$70T
Stock-based compensation	$1.4T

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	8.15
Book value per share	$29,712.60
Debt / EBITDA	0.69
Debt / equity	0.61
Debt / FCF	1
Goodwill	$32.1T
Interest coverage	40.15
Long-term assets	$96.9T
Long-term liabilities	$40.1T
Net cash (debt)	$-12.2T
Net cash / market cap	-1.06%
Net debt / EBITDA	0.25
Net debt / equity	0.22
Net debt / FCF	0.36
Piotroski F-Score	6
Property, plant and equipment	$7.8T
Shareholders' equity	$55.1T
Tangible book value	$-19.2T
Tangible book value per share	$-10,487.53
Total assets	$143.9T
Total cash	$21.5T
Total debt	$33.7T
Total liabilities	$88.8T
WACC	8.33%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.47
Current assets	$47T
Current liabilities	$48.7T
Current ratio	0.97
Net working capital	$-19T
Quick ratio	0.63
Working capital	$-1.7T
Working capital turnover	86,630.55

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	3%
Dividend growth	15.05%
Dividend growth (3Y)	14.68%
Dividend growth years	4
Dividend payment date	2026-09-01
Dividend payment years	6
Dividend payout frequency	Quarterly
Dividend per share	$134.92
Dividend yield	0.37%
Ex-dividend date	2026-08-11
Last dividend	$0.02
Payout ratio	21.75%
Shareholder yield	3.37%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	$20.10
1D price change	0.04%
1M price change	10.34%
1M total return	10.34%
1W price change	-0.04%
1W total return	-0.04%
1Y price change	19.75%
1Y return CAGR	20.36%
1Y total return	20.35%
20-day SMA	$22.64
200-day SMA	$19.74
3M price change	14.74%
3M total return	14.87%
3Y price change	76.05%
3Y return CAGR	21.32%
3Y total return	78.57%
50-day SMA	$21.97
50-day SMA vs 200-day SMA	50over200
52-week high	$24.42
52-week high date	2026-10-23
52-week low	$16.92
52-week low date	2026-03-27
5Y price change	72.19%
5Y return CAGR	12%
5Y total return	76.25%
6M price change	30.84%
6M total return	31.16%
All-time high	$24.42
All-time high date	2026-10-23
All-time low	$9.50
All-time low date	2020-04-23
Average true range (ATR)	$0.55
Average volume	6.9K
Beta (5Y)	0.77
Change from 52-week high	-3.36%
Change from 52-week low	39.48%
Change from all-time high	-3.4%
Change from all-time low	148.32%
Change from open	-0.25%
Day's gap	0.3%
Dollar volume	$167,536
High price	$23.94
Low price	$23.46
Monthly RSI	68.63
Open price	$23.66
Position in 52-week range	29.17%
Previous close	$23.59
Price vs 150-day SMA	17.36%
Price vs 20-day SMA	4.21%
Price vs 200-day SMA	19.52%
Price vs 50-day SMA	7.36%
Relative volume	1.02
RSI	65.72
Sharpe ratio	0.94
Sharpe ratio (3Y)	0.58
Sharpe ratio (5Y)	0.35
Sortino ratio	1.69
Sortino ratio (3Y)	1.01
Sortino ratio (5Y)	0.65
Volume	7.1K
Weekly RSI	71.37
YTD price change	16.72%
YTD total return	17.16%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1.7B
Shares change (QoQ)	-0.84%
Shares change (YoY)	-3%
Shares held by insiders	0.04%
Shares held by institutions	81.57%
Short ratio	3.2 days

Deeper analysis on BCBA/VD

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BCBA/VD report

Is a complete BCBA/VD research report available?

No complete published report is available for bcba/VD (BCBA/VD) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BCBA/VD (BCBA/VD)

Price

Financial snapshot

Fair-value bridge

Latest news · BCBA/VD

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BCBA/VD indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BCBA/VD

Frequently asked questions