Is a complete ASX/EPY research report available?

No complete published report is available for asx/EPY (ASX/EPY) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

asx/EPY stock profile: metrics, valuation and analysis

Market cap	35.5M
Revenue (ttm)	52.9M
Net income (ttm)	446K
EPS (ttm)	A$0.00
Shares out	245.1M
P/E (trailing)	85.3x
Volume	11,805
Beta	0.14

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Market & fundamental data

Available fields

235

Groups with data

Currency

AUD

Showing 235 of 235 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Australia
Country code	AU
Employees	44
Enterprise value	AUD 293.6M
Exchange	Australian Securities Exchange
Financial currency	AUD
First seen	2026-05-10
Industry	Credit Services
Industry PE	12.65
Industry PE Fwd	9.45
Isin	AU0000119570
Last refreshed	2026-09-06
Market cap	AUD 35.5M
Price	AUD 0.15
Price currency	AUD
Rev Per Employee	1,201,522.73x
Sector	Financials
Sector PE	19.15
Sector PE Fwd	17.59
Sic	7361
Symbol	asx/EPY
Website	https://www.earlypay.com.au

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	1.26%
EV Earnings	658.27x
EV/EBIT	16.7x
EV/EBITDA	14.78x
EV/FCF	39.15x
EV/Sales	5.55x
FCF yield	21.1%
P/B ratio	0.52x
P/E ratio	85.29x
P/S ratio	0.67x
PE Ratio10 Y	50.3x
PE Ratio3 Y	39.55x
PE Ratio5 Y	33.01x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	33.25%
EBITDA Margin	36.46%
FCF margin	14.18%
Gross margin	71.66%
Gross Profit	AUD 37.9M
Gross Profit Growth	3.59%
Gross Profit Growth Q	11.33%
Gross Profit Growth3 Y	-6.36%
Gross Profit Growth5 Y	4.44%
Net Income	AUD 446,000
Net Income Growth	-84.45%
Net Income Growth Q	-68.15%
Net Income Growth Years	0%
Net Income Growth5 Y	-42.73%
Pretax Margin	1.28%
Profit Margin	0.84%
Profit Per Employee	AUD 10,136
Profitable Quarters	AUD 1
Profitable Years	3
ROA	3.23
Roa5y	3.5
ROCE	4.88
ROE	0.63
Roe5y	3.07
ROIC	3.55
Roic5y	5.23

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	-0.05%
Cagr15y	8.47%
Cagr1y	-27.84%
Cagr3y	-11.91%
Cagr5y	-18.48%
Div CAGR10	-15.76%
Div CAGR3	-61.68%
Div CAGR5	-39.92%
EPS Growth	-83.65
EPS Growth Q	-70.61
EPS Growth Years	0
EPS Growth5 Y	-43.87
FCF Growth	-13.34%
FCF Growth Q	24.18%
FCF Growth Qo Q	72.89%
FCF Growth3 Y	-6.48%
FCF Growth5 Y	9.55%
OCF Growth	-12.85%
OCF Growth Q	24.75%
OCF Growth Qo Q	73.01%
OCF Growth3 Y	-6.38%
OCF Growth5 Y	9.45%
Revenue Growth	3.81x
Revenue Growth Q	9.05x
Revenue Growth Qo Q	1.66x
Revenue Growth Quarters	1x
Revenue Growth Years	1x
Revenue Growth3 Y	-4.43x
Revenue Growth5 Y	3.8x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	AUD 0.16
Assets	AUD 364.8M
Cash	AUD 34.9M
Current Assets	AUD 331.9M
Current Liabilities	AUD 4.6M
Debt	AUD 293M
Debt EBITDA	AUD 14.75
Debt Equity	AUD 4.31
Debt FCF	AUD 39.07
Equity	AUD 67.9M
Interest Coverage	1.04
Liabilities	AUD 296.9M
Long Term Assets	AUD 32.9M
Long Term Liabilities	AUD 292.3M
Net Cash	AUD -258.1M
Net Cash By Market Cap	AUD -726
Net Debt EBITDA	AUD 13.39
Net Debt Equity	AUD 3.8
Net Debt FCF	AUD 34.41
Tangible Book Value	AUD 39.7M
Tangible Book Value Per Share	AUD 0.16
WACC	3.93

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	72.3
Net Working Capital	AUD 293M
Quick ratio	71.97
Working Capital	AUD 327.3M
Working Capital Turnover	AUD 0.23

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	4.21%
Dividend Growth	-77.22%
Dividend Growth Years	1%
Dividend per share	AUD 0
Dividend Years	3
Dividend Yield	1.24%
Ex Div Date	2026-09-01
Last Dividend	AUD 0
Payout Frequency	Annual
Payout Ratio	396.64%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	-0.48%
1Y total return	-27.82%
200-day SMA	0.17
3Y total return	-31.65%
50-day SMA	0.12
50-day SMA vs 200-day SMA	50under200
5Y total return	-63.99%
All Time High	0.67
All Time High Change	-78.36%
All Time High Date	2018-07-09
All Time Low	0.09
All Time Low Change	61.11%
All Time Low Date	2011-07-14
ATR	0.01
Beta	0.14
Beta1y	0.24
Beta2y	0.55
Ch YTD	-23.68
High	0.15
High52	0.22
High52 Date	2025-10-15
High52ch	-34.09%
Low	0.15
Low52	0.11
Low52 Date	2026-06-15
Low52ch	38.1%
Ma50ch	16.94%
Price vs 200-day SMA	-13.84%
RSI	65.42
RSI Monthly	38.68
RSI Weekly	48.82
Sharpe ratio	-0.44x
Sharpe Ratio3y	0.06x
Sharpe Ratio5y	-0.1x
Sortino ratio	-0.5
Sortino Ratio3y	0.2
Sortino Ratio5y	-0.05
Total Return	5.45%
Tr YTD	-22.69
Tr15y	238.63%
Tr1m	22.41%
Tr1w	1.3%
Tr3m	12.99%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	159,044,465%
Net Borrowing	55,642,000
Shares Insiders	7.7%
Shares Institutions	35.94%
Shares Out	245,084,711
Shares Qo Q	29.39%
Shares Yo Y	-4.21%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	99,905.95x
Bv Per Share	0.28
CAPEX	AUD -58,000
Ch10y	-30.95
Ch15y	61.11
Ch1m	20.83
Ch1y	-30.95
Ch3m	11.54
Ch3y	-35.56
Ch5y	-69.15
Ch6m	-9.38
Change	0%
Change From Open	0
Close	0.15
Days Gap	0
Depreciation Amortization	1,698,000
Dollar Volume	1,711.7
Earnings Date	2026-08-27
EBIT	AUD 17.6M
EBITDA	AUD 19.3M
EPS	AUD 0
F Score	5
FCF	AUD 7.5M
FCF EV Yield	2.55x
FCF Per Share	AUD 0.03
Financing CF	49,000,000
Fiscal Year End	June
Founded	2,001
Goodwill	27,775,000
Graham Number	0.10295
Graham Upside	-29
Income Tax	AUD 231,000
Investing CF	-58,730,000
Is Primary Listing	1
Last Earnings Date	2026-08-27
Last Report Date	2026-06-30
Lynch Fair Value	AUD 0.01
Lynch Upside	-94.14
Ma150	0.15
Ma150ch	-5.78%
Ma20	0.13
Ma20ch	13.46%
Net CF	-2,173,000
Open	0.15
P FCF Ratio	4.74
P OCF Ratio	4.7
Payment Date	2026-09-16
Ppne	1,200,000
Price Date	2026-09-03
Price EBITDA	AUD 1.84
Ptbv Ratio	0.9
Relative Volume	0.12x
Revenue	52,867,000x
Tax By Revenue	0.44x
Tax Rate	34.12%
Tr6m	-8.19%
Volume	11,805
Z Score	1.48

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