Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

NSE/SBICARD stock hub

NSE/SBICARD has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

614.2B

National Stock Exchange of India

Market data

Live price

Current market quote for this ticker.

Current price

NSE/SBICARD

In the news

Latest news · NSE/SBICARD

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E21.6

P25 10.5P50 16.3P75 25.3

Trailing P/E28.3

P25 11.3P50 20.9P75 37.2

ROE14.7

P25 8.1P50 12.1P75 15.7

ROIC3.5

P25 1.6P50 3.9P75 9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All NSE/SBICARD market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

201

Groups with data

Currency

INR

Showing 201 of 201 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	India
Country code	IN
Employees	4,098
Employees Change	269%
Employees Change Percent	7.03
Exchange	National Stock Exchange of India
Financial currency	INR
First seen	2026-05-10
Industry	Credit Services
Isin	INE018E01016
Last refreshed	2026-05-10
Market cap	INR 614.2B
Price	INR 645
Price currency	INR
Rev Per Employee	28,954,758.42x
Sector	Financials
Sic	6141
Symbol	nse/SBICARD
Website	https://www.sbicard.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	3.53%
FCF yield	0.75%
Forward P/E	21.6x
P/B ratio	3.91x
P/E ratio	28.34x
P/S ratio	5.18x
PE Ratio10 Y	48.96x
PE Ratio3 Y	35.15x
PE Ratio5 Y	44.1x
PEG ratio	0.86x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	3.87%
Gross margin	24.46%
Gross Profit	INR 29B
Net Income	INR 21.7B
Net Income Growth	13.06%
Net Income Growth Q	14.04%
Net Income Growth Quarters	3%
Net Income Growth Years	1%
Net Income Growth3 Y	-1.37%
Net Income Growth5 Y	17.09%
Pretax Margin	24.55%
Profit Margin	18.26%
Profit Per Employee	INR 5.3M
Profitable Years	14
ROA	3.29
Roa5y	4.38
ROE	14.69
Roe5y	20.03
ROIC	3.5
Roic5y	4.79

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-29.2%
Cagr3y	-6.61%
Cagr5y	-7.75%
Div CAGR3	0%
EPS Growth	13.06
EPS Growth Q	13.94
EPS Growth Quarters	3
EPS Growth Years	1
EPS Growth3 Y	-1.46
EPS Growth5 Y	17.01
FCF Growth5 Y	-6.28%
OCF Growth5 Y	-6.56%
Revenue Growth	18.39x
Revenue Growth Q	18.65x
Revenue Growth Quarters	4x
Revenue Growth Years	13x
Revenue Growth3 Y	6.34x
Revenue Growth5 Y	8.64x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	INR 0.18
Assets	INR 663.3B
Cash	INR 23.2B
Debt	INR 440.6B
Debt Equity	INR 2.8
Debt FCF	INR 95.92
Equity	INR 157.3B
Liabilities	INR 506B
Net Cash	INR -417.4B
Net Cash By Market Cap	INR -67.97
Net Debt Equity	INR 2.65
Net Debt FCF	INR 90.87
Tangible Book Value	INR 156.5B
Tangible Book Value Per Share	INR 164
WACC	3.36

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	19.96
Quick ratio	19.95
Working Capital	INR 547.3B
Working Capital Turnover	INR 0.33

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.03%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	INR 2.5
Dividend Years	5
Dividend Yield	0.39%
Ex Div Date	2026-03-11
Last Dividend	INR 2.5
Payout Frequency	Annual
Payout Ratio	10.02%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-29.18%
200-day SMA	809.6
3Y total return	-18.56%
50-day SMA	691
50-day SMA vs 200-day SMA	50under200
5Y total return	-33.17%
All Time High	1,165
All Time High Change	-44.6%
All Time High Date	2021-09-01
All Time Low	495
All Time Low Change	30.39%
All Time Low Date	2020-05-22
ATR	18.13
Beta	0.27
Beta1y	0.7
Beta2y	0.45
Ch YTD	-25.1
High	650.8
High52	1,027.3
High52 Date	2025-06-10
High52ch	-37.17%
Low	643.8
Low52	615.5
Low52 Date	2026-04-02
Low52ch	4.87%
Ma50ch	-6.59%
Price vs 200-day SMA	-20.28%
RSI	38.71
RSI Monthly	38.54
RSI Weekly	25.81
Sharpe ratio	-1.17x
Sortino ratio	-1.37
Total Return	0.41%
Tr YTD	-24.83
Tr1m	0.91%
Tr1w	0.1%
Tr3m	-14.36%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	INR 29.1B
Operating Income Growth	13.09
Operating Income Growth Q	14.29
Operating Income Growth3 Y	-1.17
Operating Income Growth5 Y	17.32
Operating margin	24.55

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	298,970,399%
Net Borrowing	-9,586,000,000
Shares Insiders	0%
Shares Institutions	20.55%
Shares Out	951,605,389
Shares Qo Q	0.05%
Shares Yo Y	-0.03%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	INR 4.6B
Average Volume	1,525,115.4x
Bv Per Share	165.2
CAPEX	INR -336.4M
Ch1m	0.91
Ch1w	0.1
Ch1y	-29.43
Ch3m	-14.66
Ch3y	-19.38
Ch5y	-34.27
Ch6m	-25.98
Change	-0.42%
Change From Open	-0.69
Close	648.2
Days Gap	0.28
Depreciation Amortization	1,362,500,000
Dollar Volume	840,889,678.2
Earnings Date	2026-04-27
EPS	INR 22.77
F Score	5
FCF	INR 4.6B
FCF Per Share	INR 4.83
Financing CF	-11,723,600,000
Fiscal Year End	March
Founded	1,998
Graham Number	290.90381
Graham Upside	-54.93
Income Tax	INR 7.5B
Investing CF	2,454,700,000
Is Primary Listing	1
Last Earnings Date	2026-04-27
Last Report Date	2026-03-31
Lynch Fair Value	INR 389
Lynch Upside	-39.71
Ma150	800.3
Ma150ch	-19.35%
Ma20	666.1
Ma20ch	-3.1%
Net CF	-4,338,600,000
Open	650
P FCF Ratio	133.7
P OCF Ratio	124.6
Payment Date	2026-04-03
Position In Range	23.74
Ppne	1,579,800,000
Price Date	2026-05-08
Ptbv Ratio	3.92
Relative Volume	0.85x
Revenue	118,656,600,000x
SBC By Revenue	0.03x
Share Based Comp	38,300,000
Tax By Revenue	6.29x
Tax Rate	25.62%
Tr6m	-25.72%
Volume	1,302,796

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

NSE/SBICARD dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+0.4%

$2.50 annual per share

Payout ratio

+10.0%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

n/a

0 consecutive years of growth

Total shareholder yield

+0.4%

Next ex-dividend date: 2026-03-11

Performance

NSE/SBICARD stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns NSE/SBICARD?

Insider, institutional, and short-interest positioning.

Institutional ownership

+20.6%

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.0%

Negative means the company is buying back shares.

Technical

NSE/SBICARD momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

38.7

Neutral momentum band

Price vs 200-day MA

-20.3%

50/200-day relationship not available

Beta (5Y)

0.27

Less volatile than the market

Sharpe ratio

-1.17

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About NSE/SBICARD

Hub-level FAQ points readers to the deeper analysis pages.

What is the current nse/SBICARD stock rating?

nse/SBICARD is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full nse/SBICARD analysis?

The full report lives at /stocks/nse/SBICARD/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for nse/SBICARD?

The latest report frames nse/SBICARD around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the nse/SBICARD page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.