Is a complete NSE/SBICARD research report available?

Question

Accepted Answer

No complete published report is available for nse/SBICARD (NSE/SBICARD) on this page. Market-directory data, when present, is not a substitute for a reviewed stock analysis.

Volume
Market cap	628.5B
Revenue (ttm)	125B
Net income (ttm)	22.8B
EPS (ttm)	₹23.9
Shares out	951.6M
P/E (trailing)	27.6x
P/E (forward)	23.1x
Dividend	₹2.50 (0.38%)

Metric	Value
Country	India
Country code	IN
Employees	4,098
Employees Change	269%
Employees Change Percent	7.03
Exchange	National Stock Exchange of India
Financial currency	INR
First seen	2026-05-10
Industry	Credit Services
Industry PE	16.38
Industry PE Fwd	14.6
Isin	INE018E01016
Last refreshed	2026-07-30
Market cap	INR 628.5B
Price	INR 661
Price currency	INR
Rev Per Employee	30,506,222.55x
Sector	Financials
Sector PE	15.46
Sector PE Fwd	14.38
Sic	6141
Symbol	nse/SBICARD
Website	https://www.sbicard.com

Metric	Value
Earnings Yield	3.62%
FCF yield	0.73%
Forward P/E	23.13x
P/B ratio	4x
P/E ratio	27.62x
P/S ratio	5.03x
PE Ratio10 Y	48.03x
PE Ratio3 Y	34.21x
PE Ratio5 Y	40.24x
PEG ratio	0.99x

Metric	Value
FCF margin	3.87%
Gross margin	24.65%
Gross Profit	INR 30.8B
Net Income	INR 22.8B
Net Income Growth	21.16%
Net Income Growth Q	19.51%
Net Income Growth Quarters	4%
Net Income Growth Years	1%
Net Income Growth3 Y	0.75%
Net Income Growth5 Y	20.49%
Pretax Margin	24.46%
Profit Margin	18.2%
Profit Per Employee	INR 5.6M
Profitable Quarters	INR 33
Profitable Years	14
Roa5y	4.38
Roe5y	20.03
ROIC	3.81
Roic5y	4.79

Metric	Value
Cagr1y	-20.83%
Cagr3y	-8.01%
Cagr5y	-7.97%
Div CAGR3	0%
EPS Growth	21.18
EPS Growth Q	19.52
EPS Growth Quarters	4
EPS Growth Years	1
EPS Growth3 Y	0.65
EPS Growth5 Y	20.42
FCF Growth5 Y	-6.28%
OCF Growth5 Y	-6.56%
Revenue Growth	22.04x
Revenue Growth Q	23.44x
Revenue Growth Quarters	5x
Revenue Growth Years	13x
Revenue Growth3 Y	7.2x
Revenue Growth5 Y	17.05x

NSE/SBICARD (NSE/SBICARD)

Coverage state: Market snapshot only — no published research

Generate the first NSE/SBICARD analysis

Price

Financial snapshot

Fair-value bridge

Analyst consensus

Latest news · NSE/SBICARD

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All NSE/SBICARD indicators

Profile and market data

Valuation

Profitability

Growth

Financial strength

Dividends and buybacks

Performance and technicals

Analyst estimates

Ownership and float

Other indicators

Deeper analysis on NSE/SBICARD

Frequently asked questions

Metric	Value
Cash	INR 23.2B
Debt	INR 440.6B
Debt Equity	INR 2.8
Debt FCF	INR 95.92
Equity	INR 157.3B
Net Cash	INR -417.4B
Net Cash By Market Cap	INR -66.41
Net Debt Equity	INR 2.65
Net Debt FCF	INR 90.87
Tangible Book Value	INR 156.5B
Tangible Book Value Per Share	INR 164
WACC	3.29

Metric	Value
Buyback Yield	0.02%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	INR 2.5
Dividend Years	5
Dividend Yield	0.38%
Ex Div Date	2026-03-11
Last Dividend	INR 2.5
Payout Frequency	Annual

Metric	Value
1Y total return	-20.82%
200-day SMA	746.5
3Y total return	-22.16%
50-day SMA	615.2
50-day SMA vs 200-day SMA	50under200
5Y total return	-33.99%
All Time High	1,165
All Time High Change	-43.3%
All Time High Date	2021-09-01
All Time Low	495
All Time Low Change	33.43%
All Time Low Date	2020-05-22
ATR	17.93
Beta	0.25
Beta1y	0.43
Beta2y	0.37
Ch YTD	-23.35
High	663.5
High52	965
High52 Date	2025-10-23
High52ch	-31.55%
Low	652.3
Low52	565.5
Low52 Date	2026-06-11
Low52ch	16.81%
Ma50ch	7.37%
Price vs 200-day SMA	-11.52%
RSI	63.31
RSI Monthly	42.12
RSI Weekly	45.51
Sharpe ratio	-1.16x
Sortino ratio	-1.37
Total Return	0.4%
Tr YTD	-23.08
Tr1m	5.71%
Tr1w	5.37%
Tr3m	2.02%

Metric	Value
Analyst Count	24
Analyst Count Top	0
Analyst Ratings	Hold
Operating Income	INR 30.6B
Operating Income Growth	20.87
Operating Income Growth Q	19.34
Operating Income Growth3 Y	0.94
Operating Income Growth5 Y	20.46
Operating margin	24.46
Price target	INR 695
Price Target Change	INR 5.28

Metric	Value
Float	298,980,437%
Net Borrowing	-9,586,000,000
Shares Insiders	0%
Shares Institutions	19.78%
Shares Out	951,614,508
Shares Qo Q	-0.01%
Shares Yo Y	-0.02%

Metric	Value
Adjusted FCF	INR 4.6B
Adjusted OCF	4,892,000,000
Average Volume	1,644,257.6x
Bv Per Share	165.2
CAPEX	INR -336.4M
Ch1m	5.71
Ch1w	5.37
Ch1y	-21.1
Ch3m	2.02
Ch3y	-22.95
Ch5y	-35.07
Ch6m	-15.58
Change	0.86%
Change From Open	-0.34
Close	654.9
Days Gap	1.2
Dollar Volume	514,475,999.5
Earnings Date	2026-07-24
EPS	INR 23.91
F Score	2
FCF	INR 4.6B
FCF Per Share	INR 4.83
Financing CF	-11,723,600,000
Fiscal Year End	March
Founded	1,998
Graham Number	298.09977
Graham Upside	-54.87
Income Tax	INR 7.8B
Investing CF	2,454,700,000
Is Primary Listing	1
Last Earnings Date	2026-07-24
Last Report Date	2026-06-30
Lynch Fair Value	INR 490
Lynch Upside	-25.82
Ma150	699.3
Ma150ch	-5.55%
Ma20	625.9
Ma20ch	5.54%
Net CF	-4,338,600,000
Open	662.8
P FCF Ratio	136.8
P FCF Ratio SBC	138
P OCF Ratio	127.5
P OCF Ratio SBC	128.5
Payment Date	2026-04-03
Position In Range	73.66
Price Date	2026-07-29
Ptbv Ratio	4.02
Relative Volume	0.48x
Revenue	125,014,500,000x
SBC By Revenue	0.03x
Share Based Comp	38,300,000
Tax By Revenue	6.26x
Tax Rate	25.6%
Tr6m	-15.28%
Volume	778,919