Is a complete NSE/SBICARD research report available?

No complete published report is available for nse/SBICARD (NSE/SBICARD) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

nse/SBICARD stock profile: metrics, valuation and analysis

Market cap	634.1B
Revenue (ttm)	125B
Net income (ttm)	22.8B
EPS (ttm)	₹23.9
Shares out	951.6M
P/E (trailing)	27.9x
P/E (forward)	23.3x
Dividend	₹2.50 (0.39%)
Volume	1,286,139
Beta	0.24

All NSE/SBICARD indicators

Market & fundamental data

Available fields

198

Groups with data

Currency

INR

Showing 198 of 198 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	India
Country code	IN
Employees	4,218
Employees Change	120%
Employees Change Percent	2.93
Exchange	National Stock Exchange of India
Financial currency	INR
First seen	2026-05-10
Industry	Credit Services
Industry PE	15.61
Industry PE Fwd	13.69
Isin	INE018E01016
Last refreshed	2026-09-11
Market cap	INR 634.1B
Price	INR 665
Price currency	INR
Rev Per Employee	29,638,335.7x
Sector	Financials
Sector PE	14.91
Sector PE Fwd	13.67
Sic	6141
Symbol	nse/SBICARD
Website	https://www.sbicard.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	3.59%
FCF yield	0.72%
Forward P/E	23.33x
P/B ratio	4.03x
P/E ratio	27.87x
P/S ratio	5.07x
PE Ratio10 Y	48.03x
PE Ratio3 Y	34.21x
PE Ratio5 Y	40.24x
PEG ratio	1.01x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	3.87%
Gross margin	24.65%
Gross Profit	INR 30.8B
Net Income	INR 22.8B
Net Income Growth	21.16%
Net Income Growth Q	19.51%
Net Income Growth Qo Q	9.05%
Net Income Growth Quarters	4%
Net Income Growth Years	1%
Net Income Growth3 Y	0.75%
Net Income Growth5 Y	20.49%
Pretax Margin	24.46%
Profit Margin	18.2%
Profit Per Employee	INR 5.4M
Profitable Quarters	INR 33
Profitable Years	14
Roa5y	4.38
Roe5y	20.03
ROIC	3.8
Roic5y	4.76

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-18.57%
Cagr3y	-7.17%
Cagr5y	-9.36%
Div CAGR3	0%
EPS Growth	21.18
EPS Growth Q	19.52
EPS Growth Qo Q	9.06
EPS Growth Quarters	4
EPS Growth Years	1
EPS Growth3 Y	0.65
EPS Growth5 Y	20.42
FCF Growth5 Y	-6.28%
OCF Growth5 Y	-6.56%
Revenue Growth	22.04x
Revenue Growth Q	23.44x
Revenue Growth Qo Q	7.11x
Revenue Growth Quarters	5x
Revenue Growth Years	13x
Revenue Growth3 Y	7.2x
Revenue Growth5 Y	17.05x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Cash	INR 23.2B
Debt	INR 440.6B
Debt Equity	INR 2.8
Debt FCF	INR 95.92
Equity	INR 157.3B
Net Cash	INR -417.4B
Net Cash By Market Cap	INR -65.84
Net Debt Equity	INR 2.65
Net Debt FCF	INR 90.87
Tangible Book Value	INR 156.5B
Tangible Book Value Per Share	INR 164
WACC	3.29

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.02%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	INR 2.5
Dividend Years	5
Dividend Yield	0.39%
Ex Div Date	2026-03-11
Last Dividend	INR 2.5
Payout Frequency	Annual

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-18.55%
200-day SMA	708.1
3Y total return	-20.02%
50-day SMA	642.1
50-day SMA vs 200-day SMA	50under200
5Y total return	-38.83%
All Time High	1,165
All Time High Change	-42.92%
All Time High Date	2021-09-01
All Time Low	495
All Time Low Change	34.34%
All Time Low Date	2020-05-22
ATR	18.43
Beta	0.24
Beta1y	0.4
Beta2y	0.44
Ch YTD	-22.83
High	671
High52	965
High52 Date	2025-10-23
High52ch	-31.09%
Low	660.6
Low52	565.5
Low52 Date	2026-06-11
Low52ch	17.61%
Ma50ch	3.56%
Price vs 200-day SMA	-6.08%
RSI	57.35
RSI Monthly	43.19
RSI Weekly	48.5
Sharpe ratio	-0.65x
Sharpe Ratio3y	-0.32x
Sharpe Ratio5y	-0.35x
Sortino ratio	-0.7
Sortino Ratio3y	-0.23
Sortino Ratio5y	-0.27
Total Return	0.41%
Tr YTD	-22.56
Tr1m	0.91%
Tr1w	0.61%
Tr3m	13.69%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	298,980,515%
Net Borrowing	-9,586,000,000
Shares Institutions	18.99%
Shares Out	951,614,508
Shares Qo Q	-0.01%
Shares Yo Y	-0.02%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	INR 4.6B
Adjusted OCF	4,892,000,000
Average Volume	3,472,180.05x
Bv Per Share	165.2
CAPEX	INR -336.4M
Ch1m	0.91
Ch1w	0.61
Ch1y	-18.84
Ch3m	13.69
Ch3y	-20.82
Ch5y	-39.83
Ch6m	-7.73
Change	-0.51%
Change From Open	0.3
Close	668.4
Days Gap	-0.81
Dollar Volume	855,282,435
Earnings Date	2026-10-27
EPS	INR 23.91
F Score	2
FCF	INR 4.6B
FCF Per Share	INR 4.83
Financing CF	-11,723,600,000
Fiscal Year End	March
Founded	1,998
Graham Number	298.09977
Graham Upside	-55.17
Income Tax	INR 7.8B
Investing CF	2,454,700,000
Is Primary Listing	1
Last Earnings Date	2026-07-24
Last Report Date	2026-06-30
Lynch Fair Value	INR 490
Lynch Upside	-26.32
Ma150	661.8
Ma150ch	0.49%
Ma20	648.3
Ma20ch	2.58%
Net CF	-4,338,600,000
Next Earnings Date	2026-10-27
Open	663
P FCF Ratio	138
P FCF Ratio SBC	139.2
P OCF Ratio	128.6
P OCF Ratio SBC	129.6
Payment Date	2026-04-03
Position In Range	42.58
Price Date	2026-09-10
Ptbv Ratio	4.05
Relative Volume	0.38x
Revenue	125,014,500,000x
SBC By Revenue	0.03x
Share Based Comp	38,300,000
Tax By Revenue	6.26x
Tax Rate	25.6%
Tr6m	-7.41%
Volume	1,286,139

NSE/SBICARD (NSE/SBICARD)

Price

Financial snapshot

Fair-value bridge

Latest news · NSE/SBICARD

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All NSE/SBICARD indicators

Profile and market data

Valuation

Profitability

Growth

Financial strength

Dividends and buybacks

Performance and technicals

Ownership and float

Other indicators

Deeper analysis on NSE/SBICARD

Frequently asked questions